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Bricks, bargains, and squash

July 21st, 2014 at 11:45 pm

For the record, I don't collect bricks.

My husband would disagree. He swore I put bricks in the garbage bag in the kitchen. I tried to tell him I was helping him stay healthy by doing some weight lifting, but he didn't buy it.

Actually, I'm not sure what was in the bag. I don't remember putting a lot of stuff in there. We recycle as much as we can and I don't use a large amount of stuff with wrapping. I think he just likes to gripe about something. Smile

We had another meeting with our financial adviser today. After our discussion last week, we decided to move some of our money out of money markets and ladder CD's so it is still basically liquid, but makes a little more than the pittance we are getting now. We have our money in a bank and a credit union. The credit union was great, but the bank, well, they were a pain when we tried to make a withdrawal. They wanted us to work with their financial adviser whom they called over and he said he could put our money in an annuity. We explained we didn't want it tied up like that and he said it was our best bet. We asked if it was linked to an insurance company and he said yes and how wonderful it was.

Sorry, we aren't interested! It shouldn't be that difficult to withdraw your own money. We weren't taking it all out, just part of it and the hard sell didn't endear them to us.

I've worked with our financial adviser for 28 years. He was decent to me when I had little and is still nice...it isn't the money or investments. He's just a trustworthy, kind man.

DH was telling him how we shop at Aldi, hit loss leaders at the grocery store, and how I rework leftovers. Last week we had a pork tenderloin roast for one meal, then I cut it up and with the broth from the roast, cooked it with onions, carrots, zucchini, and celery to make a stew with crushed tomatoes. After the stew, I let it cook down a little more so it was thicker and served it over rice. Three different meals from one piece of meat.

I roasted squash tonight as well as potatoes. Since they were not all eaten, I put them with stew meat and other vegetables and some leftover green beans and we will have beef vegetable soup tomorrow night. I have been freezing the leftover soup so I can thaw and heat it up on those days when I get home too late to fix something. Fortunately DH loves soup.

Our squash plant is doing quite well and I look forward to making soup from it. Anyone have a good recipe they are willing to share?

4 Responses to “Bricks, bargains, and squash”

  1. Another Reader Says:

    A bank has an annuity salesman as a "financial advisor?" I would move my money to another bank immediately. I want a bank that provides products I need at a fair price, not one that views me as a mark for a high commission product that benefits the salesman and the bank and hurts me.

  2. rob62521 Says:

    We did move part of our money. Thanks for the validation. We were uncomfortable with that whole idea.

  3. snafu Says:

    I wonder if you've looked at savings rates at on-line banks. Are they any higher than your Credit Union? What keeps you as a client at the bank whose financial 'advisor' recommends buying an Annuity? Sometimes change is a good thing. Have you and DH looked at any of the Risk Profile Questionnaires on-line? They maybe helpful.

  4. rob62521 Says:

    We did look online. We want to ladder cd's and most of them expect big deposits. Our financial adviser will be finding cd's for us, not the bsnk's adviser. Thanks, Snafu!

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