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Archive for May, 2016

Happy Memorial Day!

May 30th, 2016 at 06:56 pm

Another Memorial Day here in the United States. I'm not sure if other countries have the equivalent and if so, if it is on another date. I know I'm tired of all the "Memorial Day Sales." Somehow I just can't get into shopping for Memorial Day furniture or whatever when Memorial Day means so much more. Leave it to businesses to commercialize it.

In other news, I'm officially retired. A week ago today was my last day. I finished up paperwork and had a marvelous day. School districts aren't fancy dancy like businesses and usually the staff at one's school takes care of these type of things. We had a luncheon in our gym. Another teacher was also retiring and we have three other staff who are either moving to other schools or leaving teaching. The social committee decided to set up the gym as a "tea room" and it was very clever. They brought in good dishes and glasses and a local place catered the food. They even had cloth tablecloths and cloth napkins. I thought it was delightful. One committee person thought I'd be upset because we didn't go out...this is so fitting with how I live my life. We couldn't go out because we had an hour for lunch (half day for kids as a make up of a PLC day in March) and the rest of the day was meetings. That afternoon they had a "tea" for the two of us retiring and many of my friends and former colleagues came by. It was very nice and well planned. I felt very special. One of my friends said I looked very happy.

It's been almost a week since then. DH and I have enjoyed the time together. Part of the time was spent trying to fix stuff -- we had three things break...a hinge on one of kitchen cabinets, a wheel on the tray in our dishwasher, and my modem went out. Two of these are now fixed. One was an absolute pain...we live in a middle sized town with cabinet shops and hardware stores. No one carried this hinge. I finally went online. There was a distributor in a small town near us. This is an Amish owned business. We take the hinge and he proceeds to show us that the hinge wasn't broken, but the plate and instead of purchasing a whole new hinge, just replace the small piece at a whopping price of a buck. Gotta love honesty!

My first day of retirement we celebrated by eating leftover pulled pork from the school luncheon and then went to one of my favorite places...the library. DH retired from the library so we still know some of the employees. They were kidding me on my first day of retirement, here I am checking out magazines and books. Of course I did...I love reading!

We did go take flowers for some our family members' graves. One cemetery is a very old one and there are some graves that don't look like they have been visited in years. Kind of sad, but understandable if there is no one left. At one cemetery there were flags for Veterans. That is always nice. DH's dad was in WWII and has a military stone as well as a family stone. I try to take cleaning things to clean the stones.

I'm going to digress on to another topic...today's paper had Mary Hunt's "Everyday Cheapskate." Her starting paragraph stated that research indicates that many Americans are spending $1.22 for every $1 they earn. A very scary statistic, but I don't doubt it one bit. I look at the way some folks spend and continue to spend. I know my Thermos and lunch bag were kind of made fun of by many, but it saved us a bunch of money. I know I have to buy some things and I do buy things I don't always need, but I figure eating leftovers, making do with things, trying to repair things, and finding joy in what others consider simple things has certainly helped.

Hope you and your family had a wonderful day whether you observe Memorial Day or not.

Save Early and Save Often

May 15th, 2016 at 06:36 pm

In six school days, I will end my career. Eight if you count next weekend. At one of the buildings, we had a potluck and a couple of young coaches asked the other lady and me how we could afford to retire. My response was "save early and save often." They laughed because that was always my response when working with our school improvement plan so we didn't lose data. Getting back to the laughter, it wasn't a chuckle because they thought it was funny. It was actually one of discomfort. I wasn't trying to make anyone uncomfortable, but so many of these young people claim they are jealous that I'm retiring because they want a carefree life, but they buy anything and everything their little hearts desire.

I won't say I have been the best saver and that I didn't buy things. I did. I bought things both which were good and some things which were just plain stupid. Hopefully I've gotten wiser. But so many of these "educated" folks don't understand money. There are about three or four of us in the group who actively save, do without things, and live as economically as we can. With the changes in the teachers' pension system for the newer hires, saving for retirement is far more important than it was when I started out.

I'm currently reading a book about not buying a lot of things in a year. It's different than the last one I read; the author says their rules are buying things they can use like food and things like that, but to be more conscious of spending money for things simply because you want something new. He said the goal is to own what you have instead of saving money. I'm curious how the book will end.

DH has been busy putting in his garden. We had a fear of frost last night, but it looks like we dodged that bullet. I hope we get lots of tomatoes this year since I like to can them and this year I won't have to rush around canning on weekends since I will be retired. Yahoo!