Overall, I cannot complain too loudly on my losses, although I'm not sure I have too much to credit myself.
Wins:
Saved money by canning/freezing. We eat many meals at home.
Christmas was paid for with cash -- no outstanding debt. I made quite a few gifts.
We had a couple of home improvement projects which we had saved for and paid for in cash.
We still live below our means.
House and second vehicle are paid for.
Fortunately we did not have to touch any retirement savings or emergency funds.
Losses:
The only thing we owe for is DH's vehicle. We chose to get a low interest loan because our FICO scores were starting to drop. We have about a year left of the 3 year loan to pay.
I did not put away as much in savings because I changed cholesterol medicines and insurance will not pay for it. I am paying for it out of pocket because the previous medicine raised my blood sugar to almost diabetes range. My insurance wants me to try three other kinds before they will consider helping pay part. However, after 9 months of this medicine, my blood sugar has dropped some and we feel that it is better to pay the extra instead of going into diabetes.
My goal of reading 100 books was not met. I am in the middle 80s. Most of the books were borrowed from the library, but when the library had some issues and we couldn't park close, I bought books at thrift shops. I donated them back. When this was going on, I was having some major foot problems and couldn't walk very far.
2018 Wins and Losses
December 30th, 2018 at 08:58 pm
December 31st, 2018 at 12:00 am 1546214409
December 31st, 2018 at 12:04 am 1546214654
Thanks for suggesting this little exercise. A good way to look back on the year!
December 31st, 2018 at 02:51 pm 1546267904
December 31st, 2018 at 07:09 pm 1546283397
December 31st, 2018 at 11:21 pm 1546298497
Happy new year!
January 1st, 2019 at 05:25 pm 1546363534