|
|
February 16th, 2015 at 01:19 am
It's Sunday again. This week was one of lots of stress and lots of work and...well, it seemed to go on forever at some points and sped by at others. I was glad when Friday night came, but I was so exhausted, I could barely think. DH hit Aldi and we picked up a few things at a local grocery. This store had sent some coupons and we got some good deals on things we usually buy so no complaints here.
Yesterday we ran errands and hit thrift shops. We did eat dinner out at a nice restaurant for Valentine's Day.Both food and service were great, so it was quite the treat.
After church today it was house cleaning, laundry, and cooking. I tried a recipe for snickerdoodle bread someone posted on Facebook. I didn't have the cinnamon chips, but made it like the recipe for everything else. DH loves snickerdoodles and he really liked the bread. It was a nice treat for him. I baked two loaves of white bread. I will be sharing my bread bounty with a friend. A couple of weeks ago she made two apple pies and gave us one so I'd like to do something back for her.
My little group of gals has grown to be a little larger group of gals who are bringing their lunches on Thursdays and we are talking about finances. Last week, as a lark, I emailed them an assignment to list 5 things they do personally to save money. They laughed and kidded me about the "homework." So, while we ate, we shared our five things. We made a master list and put it on Google docs so everyone could add if they wished and we had a nice time. One of the other ladies is going to come up with an assignment for this week. We decided to trade off so no one feels like anyone is really in charge. We started a Facebook page for our group so we can share articles so we don't fill up our email boxes.
Last Thursday I found a dime in the parking lot of one of the buildings I frequent. I posted about it and said it put me up to 17 cents. I got a lot of ribbing about it, all good natured, and today at church, one of our friends dropped a penny on the floor and picked it up and said I had found it. He proceeded to put a penny in the pew where we sit and gave me one more before he left just laughing. I call him my penny angel and I'm now up to 20 cents. Hey, it all adds up.
This is going to be a weird week as far as meals. A couple of weeks ago I made a huge batch of soup and froze half of it for this week. I have parent-teacher conferences Tuesday and Thursday nights from 4-7 so I will take some soup with me to heat up at school and DH can heat some up for himself on Tuesday. I plan on making mini quiches so we can do the same thing on Thursday.
My menu plan for this week:
Scrambled eggs, sausage, grits, toast, fruit
Chili
Pork loin roast with carrots, onions, mushrooms, and celery, mashed potatoes, cottage cheese, bread
Vegetable soup
Leftover pork roast and I'll probably roast some potatoes
Mini quiches
It's cold here, but we might get up to an inch or so of snow tonight into tomorrow. I am not going to complain too loudly. Last winter was horrendous with the frigid temps and all the snow, and even that isn't as bad as what New England is experiencing. Got to count our blessings when we can!
Posted in
Food / Groceries,
Saving Money
|
1 Comments »
February 8th, 2015 at 08:28 pm
There's a certain comfort to a routine, but does something stay a routine or become a rut?
We do the same thing about every Sunday. Get up, eat breakfast, read the paper, clean up and dress for church, attend church, get the Chicago paper, fill my gas tank for the week, come home and I fix brunch (and usually the same thing), clean up, and do housework. Fortunately DH likes doing the same things because he likes ruts, he says.
We did do something different today. We stopped at the grocery to get something. No, I didn't forget to buy something or put it on the grocery list. Seems a friend of ours was released from physical therapy rehab and got to come home. I wanted to make a big pot of beef and barley soup and I lacked the beef. So, that was something different. And it was for something good -- so glad my friend is home and can be with her family.
I will admit I am not a spontaneous person. I plan, plan, plan. I plan at work and I plan at home. It worries me if something pops up. I have a relative who plans for nothing. He has asked us to go out to eat at the last minute and is dismayed when I say I already have something cooking. For a big anniversary nothing was planned until the last minute by them. I guess they like living their lives that way.
I try to plan my expenditures. I plan our meals. I plan by saving for things. I plan my lessons at school and I try to plan my medical visits. Maybe I'm just boring.
So, am I in a routine or rut?
Posted in
Ramblings and nonsensical chatter
|
3 Comments »
January 31st, 2015 at 10:20 pm
A couple of weeks ago two of my coworkers told me at one of our meetings they weren't going to go out lunch; they asked if they could join me because they brought their lunches.
These are two nice young ladies. They are not the ones who have made snarky comments about my lunches or Thermos. One comment they did make was they realized I was right that going out to eat was an expense that they didn't need at this point.
So, our conversation start talking about saving money and we started comparing notes on what we are doing. Both are young and have young families and started talking about life insurance. I had the opportunity to explain the difference of term and whole life and the pros and cons of each. There is an insurance company that is visiting during faculty meetings and they are offering to meet with individuals about life insurance. But, like most of these meetings, it is a sales pitch. So they were happy to get information so they went into these meetings well informed.
Our conversations aren't entirely financial. We started out this week talking about coupons and saving money and wound up talking about recipes.
It's nice to have some others who want to save money and be able to talk about it with them. And I'm especially pleased they are younger so they will realize the benefits of this instead of trying to play catch up when they get my age.
Posted in
Saving Money
|
6 Comments »
January 25th, 2015 at 08:12 pm
Remember the movie "The King and I" where the king learns all about Etc.! Well, that's sort of my thinking today...this and that and etc.
Paid some bills, balanced the checkbook, and guess I'm ready for another week. We had an unexpected expense in the last month. Our garage door spring broke. Neither of us are handy so we had to pay to have it replaced. Believe me when I tell you, it would have cost more in medical bills if we had even attempted it. But, fortunately we have the money to do so.
A planned expense was some home repairs. Seems our exhaust fans in our bathrooms were never vented outside. So, the humidity was sent to the attic. This caused problems with this so we had to have the attic treated and then pay someone to have the fans vented outside. Our next step is to get more insulation both in the attic and in the crawl space. We had an energy audit last fall and these were things he suggested. Part of having a house is keeping things up, but it is never easy. Besides the expenditures, it is always a challenge to get someone out to work on stuff. I don't get it. Our little city is still having big unemployment so lots of folks are putting off having things done so you'd think it would be easier to get folks out to do work. In a word, no. I call and leave messages and no one returns the call. It is frustrating. It's not like we don't pay them. Oh, well. The first stage is taken care of and onto the next.
We went to church and came home and fixed brunch. After brunch I went to work on chopping vegetables for three different meals this week: pork loin roast, sloppy chicks, and Italian Wedding Soup. The pork loin will actually be two meals because we always have leftover meat and vegetables. It is easier to chop everything at one time so that worked out. So, in about an hour, I have the legwork done. Not bad. I teased my husband that I'd have more time to read and goof off if I didn't cook so much and perhaps we could eat out every night. Fortunately he knows I was kidding because I'm cheap and I like knowing what we are eating.
A friend at church gave me some cooking magazines she didn't want. I'm looking forward to perusing them after awhile and then will pass them on.
Hope your Sunday is wonderful.
Posted in
Food / Groceries,
Saving Money
|
3 Comments »
January 24th, 2015 at 09:00 pm
Thursday night after supper I commented our fridge looked bare. It usually does and by Friday, it is almost scary. Friday lunches around here (I take mine to work and DH fixes his at home) are normally what we haven't eaten so far and we are finishing up. During the summer Friday lunches often look like a poor buffet...a little of this and a little of that. I hate to waste food and I try to plan carefully so that we use what we have.
That being said (or written in this case), I posted on Facebook the query of when do you grocery shop...a schedule or when you run out of things. The answers were all over the place. A couple said before retirement they planned and scheduled it every week. A few said they go weekly and shop by what's on sale. Then there were a few who go when they run out of things.
I am not a spontaneous person. I'm not sure whether that is good or bad. For me, I have to know what I'm doing and what we are eating and I look at the sales and plan my grocery lists by what is available, what we need, and what is on sale that we can stock up on. I then make my menu plan based on that list or lists. This week was a three grocery store shopping spree.
Every week DH hits Aldi for the basics...eggs, milk, fruits, vegetables, dairy, and chicken and pork roast. I supplement with the other two stores, County Market and Kroger. Well, between these two days, we bought something at all three, due to sales and need. I think I shop on a schedule for two reasons...I like to plan and know what we are eating and I like to save money by watching sales.
The late Mike Royko wrote in his Chicago newspaper column that he used to go the store and buy the same things each week, and he and the kids would fix the easy stuff and leave the harder stuff. He claimed he decided they wouldn't go to the store until all the frozen chicken was eaten, the flour used, and the eggs and onions were devoured. He said there were some creative, but strange meals, but he felt like he taught his kids something -- be creative or marry someone who can cook.
So, do you shop on a schedule or go when you run out of everything?
Posted in
Food / Groceries,
Saving Money,
Shopping
|
8 Comments »
January 18th, 2015 at 10:14 pm
Last night a friend treated us to tickets to a play put on by our local theatre group. It was well done and an amusing way to spend the evening. In the play, one of the characters celebrated every holiday by dressing up and writing a song -- the lyrics were set to a well known song. It was funny and it was also fascinating how knowing the tune made it even funnier.
It got me to thinking when I was in college in a Chicago suburb, one of the music classes I was enrolled in required we attend a concert. I had the opportunity to attend the Chicago Symphony conducted by Sir Georg Solti. It was a sweet deal...you wait until the day of the concert and get a voucher for an unsold seat for a very reasonable price. I remember sitting in seats which seemed very close to the ceiling (read: nosebleed) and enjoying the music. A lady sitting a row ahead of me was bedecked in fur and jewels (I wonder now why she was sitting so high up) starting crying during one of the movements of a piece. I thought it was odd, but never forgot it.
Two summers ago a group took a bus trip to New York City. We had a chance to see a Broadway show and we chose "Jersey Boys." We sat in balcony seats and when the first vocal harmonies came through on the first song, tears streamed down my face. The beauty of the harmony as it rang off the walls was such a sensory pleasure. I understand, over 30 years later, why the lady at the concert cried. It is fascinating how music can effect us.
In other news, DH and I have been throwing pennies into a pickle jar. We also add a few other change. Last summer when we took our coins into the credit union to deposit into an account, there was a couple ahead of us who had a large glass jar with change. DH said he wanted to save change for a year and see how much we get. We don't have a huge jar, so I'm using our pickle jars.
After church we cleaned house and DH is working in the yard. I'm getting ready to go back in the kitchen and start supper. I am still working on organizing the kitchen and I thought maybe I should figure out a way to get the plastic spatulas out of the drawer and into a container. I already have a container with wooden utensil sitting near the stove. I found one of those ceramic wine coolers a couple of years ago for $3 ... perfect height and I didn't have much invested. But, I didn't want to buy anything. I kept looking around and I thought why not use the extra glass pitcher I have sitting on top of the fridge? I use glass pitchers to make iced tea. I have three I use regularly and I had this one when I made lemonade last summer. So, it is now housing our spatulas. It also gave me an excuse to clean and tidy up the area near the stove. Now I have more room in a drawer.
Menu planning for this week:
Scrambled eggs, grits, sausage, toast, and fruit salad
Sloppy chicks with potato chips
Pork loin roast, carrots, onions, sweet potatoes, cottage cheese, apple sauce
Skillet chicken lasagna with cottage cheese and fruit salad
Short ribs and rice, green beans, cottage cheese, fruit salad
Tuna cakes, mashed potatoes, green beans, and peas
I had hoped to buy tilipia this week, but I refuse to buy it if it comes from China. No such luck.
Posted in
Food / Groceries,
Ramblings and nonsensical chatter
|
3 Comments »
January 11th, 2015 at 08:04 pm
I am startled at how few people watch the news, read the paper, listen to a broadcast, or read what we used to call "hard news stories" online. Not to mention not watching the weather.
A friend I email was surprised when I mentioned we might have freezing rain today and snow tomorrow. Our local news station has been talking about the possibility for days.
Then a relative was equally surprised at the weather forecast.
Both have cable television. Both have Internet.
We kid around when the weather forecast calls for extreme cold or snow or sleet how shoppers flock to the stores and buy milk, bread, and eggs. It is kind of funny, but at least they are keeping on top of things. I know last winter there were days we didn't get out because school was cancelled and there was a huge amount of snow and the temps were so low. The emergency workers were asking people to stay home unless they had to be out so they could get the roads cleared. We do our grocery shopping every week and I try to keep extra things in the pantry and freezer. Yet the two people I mentioned didn't know they would do because they hadn't gotten the store and didn't have much available.
So, do you read local and national news and the weather? I like to be informed. I think knowing what is going on around me helps me plan for things both for my safety as well as my financial well being.
Posted in
Ramblings and nonsensical chatter
|
12 Comments »
January 11th, 2015 at 12:09 am
It's back to work Monday for me. So, Wednesday and Thursday nights I went through the grocery ads to help plan my grocery lists and menus for the week. We normally shop at least two stores...one is Aldi and we get eggs, milk, dairy, fruit, and fresh vegetables there. In fact we buy the bulk of our groceries at Aldi. Then I shop at one of the bigger stores usually consulting the ad. Sometimes we hit all three, but that isn't normal. DH buys the Chicago Tribune on Sunday and they have far better coupons that our local paper so I scored $15 off in coupons for things we normally buy this week. We also went to an Amish bulk food store yesterday and stocked up on a few things we get there. So, for now, I'm pretty well stockpiled on a number of items.
For my birthday a friend shared some hamburger, sirloin, and chuck steak with us. She and her husband purchase a cow with a daughter in her family. So, I look forward to use this. For Christmas this same friend gave me some of her homegrown and home canned green beans. Nice friend, eh?
Some of the meals I have planned include:
- Meatloaf, mashed potatoes, green beans
- Scrambled eggs, sausage, cheesy grits, toast
- Sloppy chicks and potato patties (made with left over mashed potatoes sauted in a little oil with Panko
- Oven baked chicken, cous cous, honey glazed carrots
- Italian vegetable soup (made with ground beef, vegetables, pasta)
-Pork tenderloin roast, roasted potatoes, carrots
The pleasure of cooking some of these things is I have leftovers. I peeled extra potatoes to cook and mash so I could make the patties. The extra meatloaf will make meatloaf sandwiches for lunches. The pork roast usually winds up being either pork stew or pork stir fry, or another pork supper as I heat the pork back up and then put barbecue sauce on it before serving. The sloppy chicks can also be lunches or I can add a little more tomato sauce and serve it over pasta. DH talks about how many ways I use leftovers. But he doesn't seem to mind; he says he eats like a king.
Each week I make a fruit salad and we have it at least for one meal.
Different couples we know complain how cooking is just too hard. Then they go out. Then they complain they are broke. One couple doesn't go to the store until they have nothing left in their pantry or fridge. So, that means multiple meals eaten out.
It takes planning. I know it does. But it is kind of fun too. What can I find that is on sale that we like? How can I save a few pennies here and a dollar or so there? Sometimes I try to figure up what a meal cost us and then compare it to what we would have spent if we had eaten out. I try to make it a game...how much money can I save us without compromising on healthy food? Or what did we save that can be spent on something else?
I do believe that people who don't bother to plan for their meals also don't plan for other things in their lives, like their retirement. Two people I know are always eating out and then complain how they can't make it on their pension and/or Social Security. I think most of the people at SA are planners. I read your blogs and the forums. I learn from them and I hope you learn from mine.
Posted in
Food / Groceries,
Saving Money
|
15 Comments »
January 8th, 2015 at 08:19 pm
It's another cold, damp, dreary day here in Central Illinois. My school district had planned for this third week off from school because they were to move schools, but unfortunately the building wasn't completed. I kind of groused about the third week, but with the extra cold temps, this might have been a good thing. Many of the local schools have called for emergency days because of the extreme cold.
I have read two more books: Dave Ramsey's "The Legacy Journey" and "Secrets of the Southern Belle" by Phaedra Parks. The Southern Belle one although nonfiction was entertaining. Most of it is manners and common sense. She talked about being polite, being modest, being friendly, and being responsible. Responsibility included not going into major debt, planning for things, including a wedding and not going all out for a wedding if you couldn't afford it. I know one thing she wrote about was sending cards and letters and how nice they are. I know so many people prefer email and texting, but there is something special about receiving a handwritten letter and a personalized card.
I did venture out to the library yesterday to return books and check out some new ones after getting my haircut. I didn't really want to go out, but I had made the appointment and I didn't want to cancel the same day of the appointment knowing that the stylist would be getting out and probably needed the income. She gives me a reasonably priced haircut and tries to work around my schedule so I hate to inconvenience her.
I pulled chicken out of the freezer so we will have that with mashed potatoes and green beans and cottage cheese. Lunch today was scrambled eggs with leftover sausage as well as toast. It is Thursday so I'm trying to use up what I have before we hit the grocery tomorrow and Saturday.
I took out all our received Christmas card and updated my address book.
Before supper I hope to dive into book #7.
Posted in
Ramblings and nonsensical chatter
|
1 Comments »
January 6th, 2015 at 01:29 am
Today has not been a no spend day.
It hasn't been a bargain day either.
It has been one of those days you save up for.
Today is my birthday. DH took me shopping at a clothing store that had sent me a 15% off card for my birthday. I found some items that were 40% off and using the 15% and then using my credit card, also received 5% off. That was nice, but it still cost money. But, I did find some new clothes.
We went to a pricey restaurant for my meal. No balloons, no singing waiters, just an excellent dinner with fabulous service. It was nice and relaxing and wonderful.
I didn't worry about the cost or saving money or feeling guilty. All those days I scrimped and saved...all those overworked leftovers...all those coupons clipped and sales studied...it enabled me to be like a queen today.
Now tomorrow...I go back to being ordinary penny pinching me!
Posted in
Food / Groceries,
Personal Finance,
Saving Money,
Shopping
|
6 Comments »
January 4th, 2015 at 10:31 pm
It's cold here in Central Illinois with a few snow flurries. Guess it is to be expected since we are truly in winter.
Here are the books I've read so far in 2015:
Book #1: "Almost True Confessions" by Jane O'Connor. Murder mystery by the same author of the "Fancy Nancy" series.
Book #2: "Kitchen Organization Tips and Secrets" by Deniece Schofield.
Book #3: "Top Secret Twenty One" by Janet Evanovich.
I won't finish a book today. After church, spent most of the day doing housework. That darn maid, laundress, and cook did not show up at the house yet again!
We did make it to the library yesterday and I checked out a couple more books and some magazines. I most certainly get my tax dollars' worth out of the library.
I did splurge this week. I wanted new curtains for my bathroom. It has a small window. I was very frustrated that so many places don't carry anything but 84 inch panels. I refuse to go to Wal-Mart because I consider it the evil empire. Our K-Mart is barely hanging in there, but they did have a set of two short panels and valance for the pricely sum of $13 with tax. I think I paid $9 for the ones I had been using over 10 years ago, so I think I got my money's worth out of them. I shoved them in the laundry and they will be washed, dried, and folded in case I want or need them for something else.
Last summer we went to a garage sale and someone had two sets of sheers for $1 each. They were just what I was looking for to put in my husband's den. I tend to re-purpose our curtains. The ones in our computer room had at one time been in the living room for a number of years. I still have some of them in the linen closet in case I need them for something else. A couple we know thinks we are super stingy when it comes to spending. I spend money, I just hate to spend it foolishly. They had their curtains custom made to the tune of $1500. Wow...I told them I don't think I've spent $1500 on all the curtains in my house, including the ones sitting in the linen closet. Of course this couple complains about not having money...golly, wonder why!
A friend of mine also does a lot of cooking like I do. We were comparing notes about menus and it was funny, we both planned a couple of the same meals. Maybe great minds do think alike!
Posted in
Food / Groceries,
Saving Money,
Shopping
|
8 Comments »
December 31st, 2014 at 10:01 pm
Reading some of your blogs, it is interesting how many of you are taking inventory of your year. For some it has been a fabulous year and for others, not so much.
Hope 2015 is a year of blessings and joy for all of you.
I don't make resolutions. It isn't that I don't need to improve, but being a realist, I rarely keep up with them. I do have a couple of things I'd like to see if I can carry out.
Last year a couple of my friends listed the titles of the books they read throughout the year. I'd like to do that as well.
We went to the library today and I'm on my never ending question to figure out how to better organize my kitchen. I tease DH we need a bigger kitchen with more storage. I also know if we had a bigger kitchen with more storage I would just find more things to fill up that storage.
One goal that I continue to have is to living below my means. I believe most of you share that goal.
As we say goodbye to 2014 and look forward to 2015, hope it is a wonderful night and a lovely year.
Posted in
Saving Money,
Ramblings and nonsensical chatter
|
7 Comments »
December 30th, 2014 at 09:25 pm
My husband is all excited. Thrilled.
DH is one happy boy. We took an adventure today...to the meat market!
My boy loves his food. I often wonder if he married me because I can cook. He says "It helped." I tease him he isn't very romantic.
But, I digress. Yep, we journeyed to one of our local meat markets. I haven't been there for awhile. Unfortunately my meals have been sort of stuck in a rut as well.
We are ushering in the New Year with steaks. We used to go out to eat on New Year's and it usually was crazy. Not to mention expensive. Seems like some restaurants would have a special menu which would jack up the prices.
So, in the calm of our home, we plan to have steaks and baked potatoes with salad and homemade bread on New Year's Eve. The steaks were on special.
For New Year's we hope to have baby back ribs. Unfortunately the ribs were not on special. However, I think eating at home is more economical than eating out for the same types of food.
Lunches are leftovers reworked from previous meals. Today was a bonus day...a friend had made a ton of sloppy joe mix and she gave us some with some buns...we added chips and fruit salad and had a tasty meal.
As you can tell we are not party animals. I'm not apologizing for this. We enjoy a good video or a fine book for entertainment and good food is always a blessing.
I just have to chuckle over my husband. Some men collect fine wines. He prefers a good steak!
Posted in
Food / Groceries
|
3 Comments »
December 27th, 2014 at 10:34 pm
A few blogs back I mentioned a former student at one of my schools was sent home and in hospice. He was visited by Adam Richman as one of his last wishes. He had many wonderful things happen to him...he wanted to go on a motorcycle ride so a group arranged for someone with a side car to pick him up and lots of other riders rode alongside...he visited a local market he always wanted to shop in...Lots of people prayed, visited, and cared.
Silas lost his battle earlier this week.
His mother and family were very supportive and as upbeat about it as could be...they said he was comfortable in knowing he would be healed and in heaven. Instead of a funeral dirge, they had a celebration of Silas' life as the memorial. Strong, strong people they are. How blessed Silas was to have so many people love and care for him and celebrate his life.
Quietly Adam Richman also came to this service. That just amazes me that a celebrity can be so kind. So many times we hear stories about how self centered celebrities are and demanding. It just shows what a classy guy Mr. Richman is. He made sure the service was about Silas, not him.
Silas' passing reminds me that we need to appreciate who we have in our lives. Yes, some are blessings and some are thorns. Silas lived 16 years and everyone had wonderful things to say about him. I don't think the same would be true about me. Maybe I need to work a little harder and be a better person.
And appreciate the blessings I have.
Posted in
Ramblings and nonsensical chatter
|
4 Comments »
December 26th, 2014 at 11:44 pm
Yes, indeedy, it sparkles and shines, and cools and freezes. Since the fridge was starting to look bare, I took the time to pull everything out and clean everything. It wasn't bad, but it made me feel like I had accomplished something. While I was doing this, sent DH to Aldi for our weekly run so when he got home, I had things organized and it looked tidy.
I used some of our left over ham and made ham and beans. I had left over cornbread so it made a nice supper.
Since I'm still recovering from whatever it was (or is) I didn't leave the house. I really had no desire to fight the crowds for the returning or the sales. I took down a bunch of the decorations, did some breathing treatments, and rested in between. I have some books and magazines that are due tomorrow at the library, so I wanted to finish those so I can return them. It would have been a no spend day if we hadn't had the Aldi run, but that's OK. It was a planned expenditure.
Had an interesting phone call yesterday from a relative. Seems they wanted to bake an apple pie, but had no apples and wanted to know if the local grocery was open. Really? On Christmas Day? All I can say is everything is done last minute and then mews when things don't work out. We are sort of put on the spot because they claim to have little savings, lots of bills, and we have so much. I will agree, we are blessed. But I am a planner. I plan meals. I plan shopping. I plan savings for Christmas. So, I know this makes me sound like Scrooge, but I have trouble feeling a lot of sorrow for their predicament.
Hope you had a good day after Christmas and Boxing Day for those of you who celebrate it.
Posted in
Food / Groceries,
Personal Finance,
Saving Money
|
6 Comments »
December 26th, 2014 at 12:49 am
It's early Christmas evening. The day is winding down. Kind of makes me melancholy. All the excitement and planning and it is almost over.
Like about every Christmas, I get something like bronchitis. I think it has to do with being asthmatic. Yesterday was not a good day. I'm feeling better, but still have a ways to go. I was disappointed to miss Christmas Eve service last night, but somehow didn't think it would be wise to go for both my sake, and the other people in the congregation.
We had a low key Christmas, relaxing and nice, with a fine dinner. We opened presents and I had the luxury of reading a mystery this afternoon.
The paper had a bunch of ads for after Christmas sales. I know my email was blowing up with ads. At this point, I'm not sure there is anything I could use even if I felt like shopping.
Hope you had a wonderful Christmas!
Posted in
Ramblings and nonsensical chatter
|
3 Comments »
December 23rd, 2014 at 04:14 pm
Christmas break began for me yesterday. Yay! Fortunately I can actually relax.
Throughout the year we put money in a Christmas Club account and saved what we thought we would spend. I also shopped sales for presents throughout the year and stowed things back. As for baking, I bought things on sale so I would have it in my pantry. And last week, one of the grocery stores had a special on flour (78 cents for 5 lbs), sugar (88 cents for 4 pounds) and powdered sugar and brown sugar (88 cents a package) so I bought one of each to replace what I used.
Last summer as we went to thrift stores, flea markets, and garage sales, we found wrapping paper very cheap so I bought that. We also found Christmas cards reasonable. Yes, I'm one of those old fashioned fools who still sends Christmas cards. I like sending them as well as receiving them and although the postage is expensive, I think writing cards and letters has become a lost art.
We shipped our two presents to friends earlier this month, mailed our Christmas cards at the beginning of the month, and I baked and gave out baskets of goodies. I wrapped presents and other than one present we need to deliver, that is taken care of.
I have my Christmas Eve and Christmas day menu planned and items purchased.
I am not dreading the after Christmas bills because everything is paid for. It is a good feeling. I am very blessed.
Posted in
Personal Finance,
Shopping
|
3 Comments »
December 13th, 2014 at 11:53 pm
Life has been hectic with work, illness, and Christmas.
We went last weekend and DH picked out his tree, brought it home, and decorated it. It used to be you'd choose the tree and they would make you wait for a ticket and then send you in to pay. This year they immediately send you in to the "showroom" with ornaments, Christmas decor, candles, etc. I guess to give you more time to be tempted.
Perhaps I've become a cynic, but all I said to my husband as I looked at the inflated prices was...just think, come June, much of this stuff will be at garage sales for next to nothing.
We hit garage sales and thrift shops last summer. I found brand new rolls of wrapping paper for 50 cents and a $1.00. I found Christmas candles that were new and in the package with the price tags still on them for less than a fourth. And I bought Christmas cards that were brand new and very reasonable.
As baking goods have gone on sale, I've been stocking up. Last weekend I created 5 baskets of goodies to give as gifts and I baked some more cookies today for gifts. Last summer a thrift store has a dime sale and I pick up really nice baskets. I make sure they are clean and I wash them out as well. They make for a nice presentation. I did repurpose a bowl like vase last weekend when I took some goodies to a friend in the nursing home. It was one of those bowls for fresh flowers that had a sponge in it and the bouquet in it. It was just the right size to put fudge and cookies in (with waxed paper on the bottom and the sides) and foil on top to keep it fresh and could tell her not to worry about returning the bowl.
To add to my "stash" we put in money each month for a Christmas Club. We received the check in November and DH and I went shopping when things were marked down, and things are paid for. No debt! Woo hoo!
I know the economy depends on major Christmas shopping, but my economy depends on my staying within budget. Having a Christmas stash has sure helped. How about you, do you have a Christmas stash?
Posted in
Saving Money,
Shopping
|
5 Comments »
December 1st, 2014 at 10:48 pm
My blog will brief.
A student at one of my former schools has brain cancer and was brought home this weekend for hospice. His family created a Facebook page for updates called Stand By Silas. One of Silas' dying wishes was to meet Adam Richman.
Adam Richman made a surprise visit to see Silas and posted a very beautiful commentary. He made this happen in a matter of days because he cared enough to do so. I have utmost respect for Mr. Richman!
https://www.facebook.com/adamrichmanofficial/photos/a.137298239689388.37178.120575041361708/727481994004340/?type=1&fref=nf
Posted in
Ramblings and nonsensical chatter
|
2 Comments »
November 27th, 2014 at 04:05 pm
May your Thanksgiving be happy!
Posted in
Ramblings and nonsensical chatter
|
2 Comments »
October 26th, 2014 at 08:54 pm
It's Sunday and there's a pot of soup simmering on my stove. We went outside for a few minutes and came back and let's just say the house smells wonderful!
One of my favorite celebrity cooks is Ina Garten and Parade has an article about her and her new cookbook about making things ahead.
I have never met Ina Garten and would like to. Apparently she will be in Chicago in November making an appearance and signing cookbooks. Alas, it is a school day/night and I just can't justify taking off time and the expense.
The article said she is very kind and thoughtful and from what I've seen on television on her show, "Barefoot Contessa" she appears to be that way and I picture her that way. It would be wonderful to meet her.
I have learned some things from watching her program and I have tried some things I might not have tried if she hadn't demonstrated them on her show. I own a few of her cookbooks and I check her others out from the library.
There is something about her voice, demeanor, and manner that tends to relax me when I watch. I know I will never have a cocktail party or own a specialty shop, but it certain is fun watching her.
I like the idea of making things ahead. The soup bubbling away on my stove is for a supper and a couple of lunches this week. I have whole wheat bread baking in the oven for some meals, and I used up the rest of our tomatoes to make a tomato sauce to pair with spaghetti for another meal.
So, although I won't be meeting Mrs. Garten anytime soon, I do think her common sense manner and ease in the kitchen have made an impression.
Posted in
Food / Groceries
|
4 Comments »
October 12th, 2014 at 11:46 pm
My husband owes me. Big time.
You see, yesterday we decided to be tourists in our own state and go on the Spoon River scenic drive. Every year during the first two full weekends in October, the little towns around Spoon River have food and crafts and goodies to buy. I've never been and since I'm a fan of Edgar Lee Masters who penned "Spoon River Anthology" I thought this would be a treat.
My husband mentioned that when he went over 30 years ago, he and his mom took the tour and saw a remnant of Camp Ellis. During World War II, Camp Ellis was a training camp, a German POW camp, as well as having major telephone lines running through there. His mom was a telephone operator for a number of months. From what we've read, it was like a small city with a hospital, movie theatre as well as other places normally found in a camp like this. When I asked him previously if he wanted to try and find more of Camp Ellis, he said no, but yesterday, as we were driving down a back road we found some large concrete structures and he immediately was drawn to them.
Knowing my husband's fondness of anything World War II and the fact his mom worked there, I figured if we came anywhere near Camp Ellis, we would be stopping. Sure enough, he pulled off the road and we walked around the concrete structures that were crumbling in some areas. There are no signs so we had no idea what we were seeing.
My husband said he thought it might be a water plant for the camp since there are two large round tank like structures. But, what about the walls across the road?
After our little jaunt and we were home, I did some research on the Internet. I found a map and I remember the location of where we ventured. Was it a water treatment plant? A prison? A firing range?
Nope. It was, at the time, a state of the art sewage treatment plant.
See, some husbands take their wives on romantic outings -- mine on the other hand takes me to a World War II sewage treatment plant.
Like I said, he owes me!
Posted in
Ramblings and nonsensical chatter
|
8 Comments »
October 5th, 2014 at 09:57 pm
Last night the weather forecaster said there was a chance of frost. That meant DH and I got busy in the garden getting stuff out just in case.
DH planted some large pots with carrots. He did that because the bunnies kept eating them when they were planted in the ground. Wow, did he get a bunch...Bugs would be envious!
Last spring on Facebook someone shared something about taking the end of celery and putting it in water for a couple of days and then planting it. We figured why not try it since it didn't cost anything. We did get celery out of it. It wasn't as large or thick as the original, but not bad for something basically free.
DH also planted bell peppers and he picked them. He only had 3 plants and we've been enjoying them off and one the past few weeks, but he picked what was there and there were over 15.
We also picked the few tomatoes that were on the vines and the onions that were still in the ground and the small squash.
And, I cut some herbs so I could dry them.
Fortunately it didn't frost so we can still get a few things we didn't pick (there are some green tomatoes we left just in case) and I will still use the herbs until they freeze.
But, this afternoon, soup was started. So much of it came from DH's garden. It contains garlic we harvested earlier, onions, squash, tomatoes, celery, peppers, carrots, and some of the herbs. I am going to add some green beans and some barley. I am making a huge pot so we have it for a meal and some to freeze for another meal.
I was teasing my husband...how about getting a cow next year so we can beef and vegetable soup? He didn't think the city or the neighbors would approve.
In the paper's cartoons today, Blondie and Dagwood invite the new neighbors over for supper. These newbies were highly critical of the food and decor and said to come over anytime they wanted some food suggestions. Ironic? Yes, since Blondie has her own catering business. It reminded me of a couple we invited over for supper a few years ago. I never professed to be a fancy cook, but most of the meal was made from scratch. The wife informed me she had a better recipe for meatloaf and that her cornbread was better than mine because she used Jiffy. She would then tell me how she would fix this and that and how good it was. I wonder if they realize they have never been invited back.
Posted in
Food / Groceries,
Saving Money,
Ramblings and nonsensical chatter
|
1 Comments »
October 2nd, 2014 at 12:08 am
What I have to say may not be popular, but I'm going to speak my mind anyway. I have some Facebook friends who often complain about not having money...and a couple of these folks put it right out there that they are broke.
I understand that things come up and it can hurt one's financial situation. We have all had unexpected expenses. That is not what I'm irritated about.
These same folks are the ones who spend tons of money on cigarettes, booze, and tattoos.
One person talks about how their SSI just isn't enough and then mentions the new tattoo that is wanted.
Really?
Don't complain you can't make your benefit check or your paycheck stretch when you are getting what I would term luxuries such as tattoos, cigarettes, and booze. Especially if that check is coming from tax payers who work hard, save money, and pay for things as they come.
You want cigarettes? Then make sure you other bills are paid before getting them. Want to have some body art? Be sure you have food in your house and gas in your car before getting inked. Don't spend the money ahead of time and then moan and whine how you don't have money for groceries or you don't know how you are going to drive to work.
OK, rant over. Thanks for letting me vent. I'm sure the folks who this really pertains to would either deny it was them or wouldn't bother to read it.
Posted in
Personal Finance
|
10 Comments »
October 1st, 2014 at 12:17 am
How can it only be Tuesday when I am this tired?
It isn't like I stayed up late last night. I slept well. I'm just weary.
Work is getting rough because there is some of what I call "woman drama" going on. We have two staff members at odds with each other. I want to say shut up and grow up! Sheesh.
We have some other staff members who are playing the pity party for everything it is worth. No one knows the trouble they have. And they love the nonstop complaining.
The sad thing is these folks want to talk about things, but no one really wants do try and do anything about change. After awhile, it gets very, very tiring.
On the up side, I did work on data today and we have quite a few students who did well on our local assessment and show some growth. It just takes time to gather the data, analyze it, and use it for instruction.
Of course after work I came home and fixed supper. I still have some things to do to get ready for tomorrow, but bedtime isn't too far away.
Hope your Tuesday wasn't tiring and your Wednesday is wonderful.
Posted in
Ramblings and nonsensical chatter
|
4 Comments »
September 28th, 2014 at 09:57 pm
The phone rang just a few minutes ago...some acquaintance hitting us up for a donation for her organization. Usually it is in the spring, but she said they moved it to the fall. Bet they have one in the spring too. We never hear from this person except when she calls to ask for a donation.
Last week we had two small visitors. Both were neighborhood kids, one selling popcorn for Cub Scouts and the other with a school fundraiser. Overpriced stuff. Yikes. We of course bought an item from each of them. I told DH that was it for the year. This one family sends kids over every single time there is some sort of school fundraiser. I work at a different school and I get hit up at school and have the policy of I buy something from the first child who asks me to support my own school. I understand schools need money, but this is getting ridiculous.
Two weeks ago our school's foundation asked all of us for monetary donations.
And, the two buildings I work in wanted money for the "Sunshine Committee" dues.
This is even pinpointing the mail we received the past two weeks requesting donations.
I can't keep up at this rate. If we give to everyone, it will totally blow my budget. Yet, how and when do we decline? We have three places we give regularly in addition to all these fundraisers. I don't want to take money from them. Yet, I don't need any gift wrap or overpriced candy and popcorn. Enough already!
Posted in
Personal Finance
|
7 Comments »
September 27th, 2014 at 11:06 pm
Today is my husband's birthday. Normally we eat out on birthdays, but when I asked him what he wanted, he asked if I minded fixing him a nice meal at home. I said no, and that is our plan. We decided to splurge and get steak and I have tenderized and marinated them and will put them on in a bit and we will have baked potatoes and a salad and fruit. Last night I baked a chocolate cake because that is his favorite.
He did ask for a couple of things for presents, but nothing crazy. I wrapped them up and he opened them and the card and he liked what he received -- he should, he asked for it!
Today we went out and about going to an estate sale, a flea market, and some thrift shops. Nothing grand, but fun nonetheless.
Other than the steak, the meal is pretty reasonable. If we ate out, the meal would be far more than what we would spend and there's no tip. Wait, maybe I need to tell him to leave me one!
Posted in
Food / Groceries,
Ramblings and nonsensical chatter
|
4 Comments »
September 25th, 2014 at 10:35 pm
Lots of people are posting photos on Facebook for throw back Thursday. It is interesting to see these. I haven't shared any and maybe I should get ambitious and do so.
Thursdays at our house are sort of throw out days, at least when it comes to the fridge. Except I'm not throwing things away, but pulling them from the fridge to finish up stuff from the week. I hate to throw away perfectly good food and it saves us money eating at home.
It has an added benefit because I can clean the fridge when there is less stuff in it.
Today I took soup for my lunch in a little Crockpot. I bought it at a rummage sale last year and it has been handy. Someone asked me if I got up early to make the soup and someone else replied, "No she didn't. That is probably a leftover and we love to see what she brings for lunch." Pretty cool, eh?
Do you have a day where you finish up the leftovers?
Posted in
Food / Groceries,
Saving Money
|
4 Comments »
September 23rd, 2014 at 01:19 am
Mondays are always a different day simply because it means getting up and at 'em and getting to work. Don't get me wrong, I really like my job, but that bed on Monday mornings is so comfortable.
Today was a tough day for a couple of reasons. My asthma has started to flare up and it means my lungs hurt. It makes breathing and talking uncomfortable. I think it is because of the change in weather and the high pollen count. I often get like this when weather changes.
The other reason is one staff member has decided not to do what was instructed. I don't make the rules. I try to help teachers with their work (I'm an instructional coach) and I'm rooting for both staff and kids.
This person, however, decided not to do the interventions our problem solving team developed because this person claims to know more. Hmmm This person just started at our school this fall. This person has had less than six weeks with the students. The intervention was started last year because this child was falling further and further behind. Yet the teacher said the child doesn't stand out.
I get that it is extra work and extra time. But, with the state laws, teachers are to provide interventions for students who are discrepant. And this teacher only has one child identified so it isn't like there are a ton of kids to work with.
Yet this teacher didn't make the effort and is making excuses instead.
I had a difficult time keeping my temper from flaring. I don't get angry easily, but this set me off. This kid needs help and this teacher didn't even make an attempt.
Hopefully I will deal with this wisely. I just know if I were this child's parent, I would be very, very upset to think my child didn't receive help when needed. The majority of our school staff works hard to help our students. Too bad this person isn't doing the same.
Posted in
Education
|
3 Comments »
September 21st, 2014 at 08:40 pm
It seems like this week passed by quickly. Each night we watched the PBS program on the Roosevelts which meant I wanted to have supper finished and cleaned up and things ready for the next morning so I could sit and enjoy. Between home and school, and school has been busy, I feel like I haven't had any downtime.
One of our stores has had penny pincher coupons near the beginning of the month. If you spend $50 and use that coupon on one of the items, you get another coupon for 10% off your entire order during the last week of the month. I wouldn't buy something and spend $50 just to get that coupon, but it has worked out this month that what the coupon was for was something I normally purchase and I did spend over $50. So, I spent last week culling my other coupons and checking the sales ad and made a pretty extensive list to either buy things I normally buy during the week and playing stock up on things I like to keep on hand. DH was surprised at how many things we had in our cart yesterday, but he knew my plan.
We get to the checkout and everything goes through and then the clerk scans my loyalty card and money starts coming off, she starts inputting my coupons and again, the balance gets lower. I'm feeling kind of proud of myself and the person behind me gets irritated. She starts griping to the checker that she is in a hurry and she has some place to go.
This kind of irritates me because she saw how many things we had put on the belt to begin with. There were other lanes open and they weren't full, most just had one other person in them.
The checker never says a word. She just looks at a coupon, never says a word to me, then proceeds to "read" the coupon. I honestly think she was paying the person back for her bad attitude. I thought at first there was something wrong, but no, she just starts taking her time finishing the coupons and then running the 10% off.
It isn't extreme couponing, but for us, we thought we did decently: the original bill was $173. With everything we saved over $41. And we have a few more things stockpiled in the pantry as well as our regular groceries.
That was the good news. The bad news is my hand mixer died. I sort of thought it was having problems, but I thought maybe I just put too much stuff in the bowl last time. Oh, well. It worked for 12 years. My friend was telling me hers last over 25 and I wanted to say it was probably back before they made things to dispose of. Oh, well.
The Roosevelts program was certainly good and I'm glad we had the opportunity to view it. I learned quite a few things.
The maid didn't show up yet again (she never has) so I guess I better get busy finishing housework.
Posted in
Food / Groceries,
Saving Money,
Shopping
|
7 Comments »
|