When I was a kid, my parents gave me a piggy bank to teach me how saving a little adds up. So, I've always sort of had a bank of some sort to save coins. I no longer have a "piggy bank" but rather a Mason jar. It was getting full, mostly pennies, and I decided to cash it in and put the money into our savings account.
As they say, no good deed goes unpunished or something like that. Our bank no longer has a coin counter, so I was told I had to roll the pennies. But they were stingy with the wrappers. I had some "silver," but not a ton. I counted out everything and took the wrapped pennies and the other coins and was told all the coins had to be in rolls.
Seriously? I had $2 in quarters, $1.20 in nickels, and a little over $6 in dimes. The wrappers stated I needed $10 in quarters and $2 in nickels, and $5 in dimes. So, I don't have enough of anything to wrap besides the dimes. This is just ridiculous. It's not like I'm bringing a huge bottle of coins in (think those big bottles of bottled water.) It wasn't like they had customers in line waiting for the tellers either. I was the only person in the bank at that time besides the employees.
So, the pennies and dimes are wrapped and will be taken back to the bank at some point. I put the rest of the change in my purse and will use it for a small purchase somewhere. Sort of defeats my purpose of "saving" money.
I realize we are moving to a more cashless society, but talk about frustration on my part. Does that mean once we are cashless, we will need less tellers? At the rate our bank is going, they have cut back drastically already. We are lucky to have two tellers, and one mans the drive up window, usually another person who directs you to a teller or a personal banker or can help solve mini problems, and a personal banker. And this is a big, well known bank name.
Yet, more businesses are charging a fee for using your credit card and encourage one to pay in cash. Talk about a dichotomy!
July 11th, 2025 at 02:20 pm 1752240033
July 11th, 2025 at 08:42 pm 1752262961
July 12th, 2025 at 01:11 am 1752279094
July 12th, 2025 at 04:43 pm 1752335001
One convenience I love is being able to deposit checks remotely, using your phone. I rarely have to go to the bank anymore and I appreciate having one less errand to run if I get a check from someone.
My father doesn't really get this. For years i would dutifully drive to the ATM at the bank with him so he could withdraw cash to pay his rent (to my sister). I finally told him this was unnecessary and that he should just give my sister a check, which she can deposit very easily.
July 14th, 2025 at 02:11 am 1752455481
Before I retired, I moved away from a big bank (PNC) to a small local one. I feel like the customer service is more personal.