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April 20th, 2013 at 01:16 pm
There's something to be said about being comfortable in a rut. There's the familiar feeling of course. And, sometimes it is easier than making a chance.
I've decided my cooking is sort of in a rut. I seem to be fixing some of the same meals over and over.
Last night I fixed a vegetable fritatta and instead of regular toast, I made French toast. It was good, DH loved it, and it was different.
I think I need to pull out some recipes and try something different in the next few weeks.
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April 17th, 2013 at 12:40 am
When DH and I were first married, Mr. Clotheshorse would never look at marked downs or clearance racks. Last week, he was in Kohls and found a pair of dress slacks for less than $6....originally over $60.
So, have I trained him well?
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6 Comments »
April 15th, 2013 at 01:13 am
Ever notice how many bottles of water are on a grocery store shelf? And now flavored waters are a big sell.
Yesterday someone posted on Facebook on making flavored waters. I decided to use one of the recipes because I had the ingredients.
10 cups of water
1 apple cut up in chunks
2 teaspoons of cinnamon
2 cinnamon sticks
Mix together and refrigerate overnight.
Well, I tried it and it is pretty good. And fairly reasonable.
I was thinking it would be good if I made tea with this flavored water a d probably more reasonable than fancy tea bags or mixes.
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April 13th, 2013 at 02:41 am
I have been grousing most of the evening. We came home from the regular grocery store to fill in its some items we couldn't get at Aldi last night,. It was $26 for bananas, raspberries, bell peppers, lactose free milk, 3 cans of tomato sauce, and whole wheat bread.
It just seems like we got so little for $26.
One of the local food pantry's reported their giving is up 17% since so many folks are coming in for food.
I can certainly see why.
I know we can afford it, but when your bring in two small bags of groceries, one wonders how families afford to eat.
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April 12th, 2013 at 02:38 am
I am basically fighting with myself. I sat in a meeting and two of the ladies I work with were talking about what they are doing. One is doing a craft project and is looks costly. The other wants to do the same project and plans to buy the materials. Another lady sells Thirty-one bags so these two bought a couple of them each.
At lunch, they both went out. I brought leftovers.
When I came home I asked my husband what is wrong with me. I felt jealous. I don't even know why. I don't want any bags and the whole idea of spending the money on a costly craft project really doesn't appeal me. In fact, there isn't anything I need or want. And I liked my lunch. So why did I feel jealous?
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8 Comments »
April 11th, 2013 at 01:17 am
It's been muggy and sticky today and warm. We are currently having storms and the north part of town received large hail. Tomorrow is supposed to be really cold.
DH is chomping at the bit to start gardening. He loves gardening and he loves eating his homegrown produce.
I'm ready to growing our own as well. Good flavor as well as saving money.
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Ramblings and nonsensical chatter
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April 9th, 2013 at 12:10 am
We had an inservice day for the elementary schools in my district. Every teacher had to move to another school after lunch and it seemed like all of them were trying to figure out where they were eating lunch.
I took my handy lunch bag with peanut butter, crackers, apple, and a Thermos of water. I got to the location, ate my lunch, and could relax.
I am sure by the end of the week, many of these will be complaining they are running short on money. It wasn't an exciting lunch, but saving money and not having to rush made it worthwhile.
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April 7th, 2013 at 08:29 pm
I received many positive comments on the new hardwood floors. I will say this week has been very busy trying to get the house back in order after the installer finished on Monday. We are so happy with the new flooring and now that things are starting to settle down, I have discovered a few things.
1. This made me truly go through many of our possessions and decide, do we need to keep this? Are we really using it or enjoying it? We donated a couple of pieces of furniture, plus some rugs, household items, and some clothes. This made me let go.
2. I threw away some items that should have been thrown away before. I was raised with the depression era mentality that one shouldn't throw stuff away in case we need it. Some of these items couldn't be reused by anyone else and truly needed to be pitched. It was emotional guilt keeping that from happening. Guess the new floors made me rethink the possession.
3. I washed up everything that could be washed before putting it away or up and it made me appreciate all the nice things I own and how fortunate I truly am.
I spent part of Friday night after the weekly trek to the grocery cleaning and finishing up. I like having a tidy house and that made my evening feel fulfilled.
Part of yesterday was spent fixing some things for meals for the week. I will say planning for meals while trying to put the house back together was a challenge because I was physically exhausted, but we've come so far with eating at home and saving money, I didn't want to get off track.
Our meals for this week:
Sunday:
Brunch: eggs, sausage, toast, grits, fruit salad
Supper: sloppy chicks and chips and fruit salad
Monday:
Lunch: peanut butter and saltines and an apple
Supper: meatloaf, mashed potatoes, green beans, fruit salad
Tuesday:
Lunch: leftover meatloaf and potatoes and green beans
Supper: Beef and barley vegetable soup, cottage cheese
Wednesday:
Lunch: leftover soup
Supper: chicken tenders, sweet potatoes, salad
Thursday:
Lunch: leftover chicken tenders, sweet potatoes
Supper: vegetable fritatta, cottage cheese, fruit salad
I'm not sure on Friday yet, although I'm sure lunch will be whatever is leftover in the fridge. It is usually my clean out the fridge type of lunch so I may have a smorgasboard of this and that.
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March 31st, 2013 at 07:51 pm
We reached our goal for saving up for hardwood floors and after a couple of weeks of price matching and asking people for advice on which companies were good to work with or not...we bit the bullet, ordered the flooring and set to motion the "joy" of packing things up so furniture could be moved.
April will see the anniversary of our buying this home 15 years ago. The home is paid for and soon after we bought it, we replaced the carpeting in the family room and then the dining room and hallway as we saved up for it.
Due to wear and tear the carpeting was starting to show it's age. Plus, we both have allergies and it was recommended by the allergist to replace carpeting with vinyl, laminate, or hardwood. We decided to go for the hardwood because if we would ever desire to sell the home, we figured hardwood would be a bigger selling point. So we saved a little longer and finally reached where we could afford the job.
Due to the fact we are not "handy" we have to pay for installation. We figured it was cheaper than major medical bills after we injured outselves. :-)
Anyway, the flooring guys came Tuesday and started. One had an accident and hurt his thumb so he wasn't there Wednesday and the other one worked solo, putting our "adventure" behind. But, they anticipate finishing tomorrow. They did get the dining room finished. We donated the entertainment center to a local charity opening up the dining room quite a bit. We bought it almost 23 years ago and felt it had served it's purpose.
My photos aren't the greatest and I don't have things put away since some are blocked into another room, but you can see the difference in the flooring.
Someone posted on Facebook the other day about Dave Ramsey saying, "You are not entitled to anything until you save enough to pay for it."
Not sure we are entitled to new flooring, but we did save for it.
Before:

After:
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March 24th, 2013 at 08:34 pm
Well, here in Central Illinois we are getting snow. Lots of it. And blowing and then it is supposed to freeze hard tonight. Gosh, those weather forecasters are just full of good news.
DH and I went to church...it hadn't started yet. We got home and had brunch and it started. Big, wet, flakes.
We've been out twice to shovel. We learned our lesson a few years ago that it is far better to go out and shovel a few times than try to move many inches of heavy, wet snow. One person on Facebook told me to wait and then admitted they don't shovel. I am assuming we will have school tomorrow, so I need to get out of the driveway.
Other than my complaining, I need to count my blessings as well. We are in a warm shelter...we have plenty to eat, and I can change into dry clothes after coming in from shoveling.
And, spring is coming...right?
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March 24th, 2013 at 12:49 am
We did our weekly grocery shopping. We spent around $100. We have the same things for breakfast so I didn't include them...DH has cereal and I have yogurt and take a Thermos of coffee with cream to work. I also take a piece of fruit in my lunch. Someone told me at work they are too tired to cook after school and I said I was pretty tired too, but making things ahead after figuring up a weekly menu sure helps.
Menu
Saturday night - pork loin roast, sweet potatoes, stuffed mushrooms, green beans, fruit salad
Sunday brunch - scrambled eggs, sausage, toast, cheesy grits, fruit salad
Sunday supper - Sloppy chicks (sloppy joes made with ground chicken), chips, cheese, fruit salad
Monday - lunch - leftover sausage and grits
Monday - supper- Yankee pot roast with carrots, mushrooms, onion, and celery, boiled potatoes, cottage cheese
Tuesday - leftover sloppy chicks
Tuesday - supper - chicken stew and crackers and cheese
Wednesday - lunch - leftover chicken stew
Wednesday - supper - leftover pork and gravy, mashed potatoes, salad, fruit salad
Thursday - lunch - leftover beef and vegetables
Thursday - supper - chicken and noodles, salad, cottage cheese, fruit salad
Friday - lunch - leftover chicken stew
Friday - supper...treat...we are going out. :-)
Fortunately DH doesn't balk too much about leftovers for lunch and if I rework something for leftovers into something else, he won't complain. And he loves eating at home.
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March 20th, 2013 at 02:54 am
I am in a quandary. Well, not a major mix up by any means, but I am really not sure how I feel about what happened this evening.
My husband is retired from the public library. A coworker who was also retired died suddenly and we attended the funeral visitation tonight.
There was a large turnout and I'm glad for that because I think it is reassuring when people take the time to comfort the family.
The funeral home had an area that was in the center of the place that was not walled off and it was like a refreshment stand. I'm sure the price of that was included in the price...we priced funerals a few years ago when dh's mom was dying...and this place was pretty expensive.
I guess what I'm confused about is the fact the grandkids were acting like it was a party...screaming, laughing, hitting each other and carrying on, all next to those of us in line to pay our respects.
Granted, I didn't expect them to be crying and in a state of deep mourning, but everything they said or did was about "them." I wasn't trying to eavesdrop...it was just right there in the open.
Maybe I don't understand how society has changed. When I was a child, I was expected, at a funeral visitation, to be respectful of the deceased as well as those who were saddened. I know life goes on, but why in the world would a funeral home set up a refreshment bar, and television out in the open while those who waited could witness this? I live in a fairly conservative Midwestern city.
Any thoughts?
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March 18th, 2013 at 02:52 am
We were watching HGTV today and a rerun of the Love It or List it was on. The designer was given $15,000 to put in a bathroom, male two rooms, update a kitchen and do a few other things. We thought that was a low figure for all that work. Well, they didn't get the bathroom or updated kitchen and had to fix some structural problems. We just looked at each other and said how could someone even claim to try and do the original work for such a low price and not reuse stuff?
It amazes me how these home improvement shows love to tear out stuff and tear it up. Years ago when we bought new kitchen cabinets, the contractor removed the others and our neighbor took them for his garage.
I have sort of ruined the Love It program for DH...I pointed out the predictable turn of events....the homeowners give the laundry list of what they want remodeled, and all the things they want in a new house....the hosts always say they can work these miracles, then say later there isn't enough money for the remodeling or the new house. The homeowners hate the decorator and get snarky, and they hate the first two houses, but love the third one shown. I kind of wonder how much of the conversations are scripts and if the story line is written ahead if time and the viewer just thinks these things are happening. Guess I am skeptical.
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February 18th, 2013 at 04:41 pm
First of all, I'm starting with a rant...I am so tired of hearing people around me griping they don't have enough money. I know so many sites suggest you find friends who share your views, it is extremely difficult to find folks who share the same views on money...I think I have two friends who are as frugal as we are. The rest...well, they say they are saving money, but rely on credit to pay for things and then whine when things get tight. I hate to lose friends, but it would be more fun if we shared the same money views. It is refreshing to communicate with the SA "friends" because we all have the same goal: use what we have to best benefit for us.
One couple in particular gripes about being short on cash, yet they eat out at least once a day. We sometimes get together to eat and I suggested we trade off and fix something at our homes and have the guests bring something to save money. After all, the real reason we get together is to socialize. We even tried it with our having the main dish and asking them to bring something, but that's as far as it got. I'm not saying one shouldn't ever eat out, but usually the stuff made at home is as good or better than what you can get in a restaurant.
I hear people I work with complain about not having enough money and feeling the squeeze, yet they go out and get something for lunch and stop and get drinks on the way to work or send someone out to get pop or tea. This happens almost every day. I'm sure they haven't added up how much they spend and although a dollar here and a couple dollars there doesn't seem like much, it all adds up.
I have been trying to think of some of the ways we save money and compiled a list of 25. There are probably more, but I can't think of them. Do you have any to add?
Ways we have been saving money:
1. Using the library for books, magazines, and DVD’s
2. Eating at home and using leftovers Cooking from scratch whenever possible (I have a Crockpot and know how to use it! 
3. Mending
4. Brew my own coffee and take in a Thermos
5. Brew our iced tea
6. Take a container of water for lunch instead of buying a bottle each day
7. Buying pre-owned things (not only good for the pocketbook, but good for the planet)
8. In the summer, DH grows herbs and tomatoes, bell peppers, lettuce, and green onions
9. Pay our credit cards off each month – and do not charge anything we cannot pay off
10. Save money in accounts for things like Christmas, vacation, and mad money which is whatever big project we are saving up for
11. Take care of the items we already own
12. Buy Christmas cards after Christmas for next year
13. Only run the dishwasher and washer with full loads
14. Try to fix things instead of replacing them
15. I shut off lights when I’m not in the room
16. We weather-stripped doors.
17. Grocery shop with a list
18. We do not hit the mall for entertainment. We go to the store for the things we need and leave and we try to hit sales.
19. I made a lot of our Christmas gifts…I like to cook and bake and bought cute baskets and napkins and gave these as gifts.
20. Buy staples on sale whenever possible and put in pantry…then use them!
21. We used to exchange gifts with another couple and it was getting pricey…we bit the bullet and asked if we could either set or limit or discontinue…the couple agreed to just exchange cards.
22. Reuse things like plastic bags and foil whenever possible. I try to use glass lidded dishes whenever possible so I don’t need to use as much foil.
23. I try to make some of my cleaning supplies…I have been making our own window cleaner and a friend gave me the recipe for laundry detergent. It is scary how much we pay for products that contain so much water!
24. Reuse things like the backs of envelopes we received for lists and a great way to store coupons for the grocery. This also allows us to shop more than one place and make a list for each place to find the best bargains.
25. We use the freezer…I try to keep homemade chicken broth on hand and we buy meats on sale, then “shop” the freezer.
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February 18th, 2013 at 01:22 am
Yesterday we spent big money. We wanted a new mattress. We read Consumer Reports and went out to comparison shop, we decided to bite the bullet and buy a very expensive, but well rated mattress that appears to help DH's arthritis.
We discussed it beforehand, but there was still a bit of sticker shock. It is one thing to read up and think about it, and it is another to see that price. We decided it is worth it to buy quality.
We go to pay and we write the check. DH asks if we have that much in checking, and I show him the register. He was pleased and afterwards said forgot we had extra money.
As we drove away, DH said he realizes why we have been eating at home, eating leftovers, buying used or doing without. I said exactly...we can buy nice things when we save up by cutting costs other places.
Today in the way home from church DH said he bet we saved over $15 by eating at home for brunch instead of going out.
He's got it!
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February 10th, 2013 at 08:36 pm
It's rainy and windy and just a great day to stay inside. I, of course, took liberties with the Carpenters' song and changed it to Sunday because that is what today is...Sunday. A few folks have complained about the rain, but not me. We need that precious precipitation. After being in a drought last summer and fall, rain is glorious and wonderful and if I have a choice, far better than snow and ice.
After church we came home to fix brunch and then I did some cleaning. I paid a couple of bills and I'm getting ready to finish up the straightening and organizing in the kitchen.
Before church I put a small chicken in the Crockpot to cook with some vegetables and herbs. When it finished, I used the meat to make a large casserole of chicken and dressing (at least two meals there this week) and froze the remaining broth. Last night's meal of pot roast will make up quite a few meals this week for lunches and then beef and noodles for a supper.
DH is hoping the rain replenishes the ground so when he plants his vegetables and herbs, they will take off and look great and also the moist soil will help the farmers.
I mopped the floors and put some rugs in the washer. Anyone know if there is anyway to repair or replace the rubber backing on rugs? The rugs still look great, but the backing is starting to wear away.
So, I'll be humming along and changing the song!
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February 9th, 2013 at 03:53 am
Fun Friday Frolics you query? OK, I made it up.
Today was super busy at work and then after supper we hit the grocery store. We did not need much because we hit Aldi last night and bought most of our fruits, vegetables and some meat. Tonight was cottage cheese, bread, and raspberries since Aldi didn't have them.
DH went to the local meat market and bought a chuck roast which I am putting in the oven overnight on low heat. Makes a fabulous pot roast. We got over three meals over the last one. So much of the stuff we are buying makes more than one meal for us.
Yesterday I had a meeting and only two of us stayed in and consumed the lunches we brought from home. Mine was pretty decent considering it was leftover bits and pieces...it was different as well as cheap and I had a chance to get a lot of work done on top of it.
Another coworker was talking about weekend plans. She was amazed that we have a large breakfast after church. She seemed shocked that someone would make scrambled eggs. How difficult are scrambled eggs? Sheesh.
Menu is made up for the week and food is bought. Now if only a chef would come in and fix it so I could relax!
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February 4th, 2013 at 12:01 am
Last week sort of got away from me. Saturday night we received a phone call that my husband's aunt had died in the morning and the funeral was the next day at 3 with visitation at 2. What made us uneasy was the weather forecast ... freezing rain and ice in our neck of the woods.
DH wavered back and forth. He wanted to go, but the weather was frightening. We decided to wait and see and make the decision at noon since it was a two hour trip. At noon it was cloudy, precipitation had almost halted. We made the trip.
DH was glad we had the chance to go. His aunt has been a fighter the past few years, but he wanted to have the closure as well as support his uncle.
The pastor did a wonderful service. This couple had been married 67 years. And to say they were the perfect example of how to love would be an understatement. At 91, DH's uncle was always loving and kind and watched out for her. She, in turn, did many things to help him. What a love affair, even to the end.
Anyway, I'm glad we had the opportunity to go. It just made the week a blur as I caught up on other things and fought a bug. Another weekend has come and almost passed and I'm asking myself, am I ready for Monday? I certainly hope so!
I was reading the Saturday Evening Post and they had a recipe that I think I may be using this week. I have two after school meetings and one evening meeting at school, so it looks quick and easy as well as a way to use the eggs I caught on sale this week:
2 tablespoons of olive oil
1 cup of fresh vegetables, chopped
4 slices of bacon, chopped
4 eggs
1/2 milk
Parmesan cheese
salt and pepper
Preheat broiler.
In a bowl, mix eggs, milk, salt and pepper. Set aside. In an oven proof skillet (I'm using cast iron) heat the olive oil and saute' the vegetables. Remove the vegetables when they are cooked through. Cook the bacon until crisp and then add the vegetables and make a flat layer. Pour over the egg/milk mixture. Cook on medium heat for 4-5 minutes until almost cooked through. Put under broiler for a minute or two until browned,and the remove, add the cheese, and put under the broiler for a minute or until cheese melts. Either cut into wedges or scoop out and serve.
Cheap and easy, don't you think?
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January 26th, 2013 at 02:26 pm
In the Peanuts cartoon, Snoopy used to do a happy dance when it was dinner time. Well, if I danced, I would be doing one because it is Saturday. I made it through this week. I'm still fighting whatever it is, but other than returning a book to the library, there isn't anything I HAVE to do today.
I worked on data yesterday for school and two classes really made progress on the practice tests we gave. My email report had one word with the attachment: Celebrate!
I think sometimes we need to stop and celebrate the little things as well as the big things.
So, I'm celebrating it is Saturday, that my fridge and pantry are full, and life is pretty good overall!
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January 25th, 2013 at 12:57 am
After yesterday's pity party, I want to thank everyone who gave me words of encouragement. I think part of it was frustration and part of it is I don't feel well. Plus, I think sometimes when we get stuck in a rut, we get disgruntled.
I had a meeting today and could have gone out to lunch. During regular school days we have 30 minutes so going out during the regular lunch time would have been a problem. We had more time today due to the meetings, but I decided to pack the lunch anyway. I couldn't see spending the money and starting the car to go somewhere. I had an opportunity to eat and get some work done. When I finished, one of the ladies came back from lunch and noticed my lunch bag. She said she thought the duct tape made it look like it was thermal. Isn't it interesting how one person can see something differently than someone else. I didn't feel ashamed of it anymore.
As for the title, last night I couldn't decide what to do with leftover pork tenderloin. I really wanted something beyond sandwiches. So, I looked in the fridge and had part of a bell paper, zucchini, celery, a partial container of mushrooms, and carrots. I always try to keep an onion around. I sauted all these together, tore up the meat, added some chicken broth I had in the freezer, and then added some lentils I had in the pantry and the small wheat elbow macaroni. I didn't have much of the macaroni and the last time I used it, I had such a small portion left, but hated to throw it away. Good thing, because it made it into the pot. This simmered for two hours last night and then I stowed it in the fridge.
Tonight I heated it up, added some leftover cottage cheese in a separate dish, and used some crackers and it was a hearty supper.
Since my fridge was pretty empty by then, I cleaned the shelves and the crispers so it is tidy and sparkling.
I figured by using up all the stuff in the fridge I didn't waste food, we had a fairly nutritious supper, and I know I had plenty to eat. DH will have leftover stew for lunch tomorrow so he's a happy boy.
My fridge may be empty and my tummy full, so I guess I won't mention the overflowing dishwasher! :-)
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January 24th, 2013 at 12:48 am
It's cold and dreary here in Central Illinois. I feel like I have something, but not sure what...I know I'm congested and I sneeze a lot. It could be far worse. Maybe this is why I kind of had a pity party the other day.
As many of you know, I cook a lot. I don't mind cooking. And I try to repurpose leftovers for other things if at all possible. But last week, I just had it.
I take my lunch to work as well as a Thermos of coffee. I also take an extra drink...sometimes it is cold tea, other times it is cold coffee, for an afternoon pick me up. I drink water from another Thermos for lunch. It just seemed more than I can handle anymore. I'm tired of taking my lunch. I'm tired of lugging these things around. Am I really saving money? Plus, there are some folks who just get on my nerves who inform me that they can buy a bottle of water or run down to the service station and get a Polar Pop for less than a dollar and how silly I am.
I have a large lunch bag that is sort of lined and it started falling apart so I took duct tape to it. It looks bizarre, but it seemed to do the trick. Am I being too cheap?
I keep telling myself I'm saving money.
I have been perusing some saving sites and so many have the same things over and over...take your lunch, eat at home...make your own coffee...all of these things I do.
Anyway, I am hoping my downheartedness is simply because I'm tired and not feeling well.
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January 20th, 2013 at 02:27 am
I'm feeling a bit funny...often our students don't pronounce library, and say "lieberry" and a teacher friend used to ask if lieberries were in season. We all would chuckle.
Well, our "liberry" must be in season because I checked out a bunch of things. I checked out magazines and a bunch of different books.
I love looking through the glossy pages of magazines, but I hate the expense and the waste of purchasing them. I would imagine a I save a fortune by checking them out.
DH and I like to look at flea markets, antique malls, garage sales, and consignment shops. I checked out some books on antique values. I don't picture us trying to buy things and resell them, but it is interesting reading up on things. A friend of mine collects Currier and Ives dishes and I have learned that many of the dishes came from detergent and some of the glasses were given as premiums from A and P. It is kind of interesting.
I also enjoy cooking and I'm always looking for ideas on organizing the kitchen. I checked out 5 books on kitchen remodeling and reorganization.
I certainly get my money's worth when it comes to the library -- we pay taxes to support it and I don't resent paying it one bit.
It is interesting because we can tell what part of the month it is. By the middle of the month, there are fewer new books available and by the end of the month, there are hardly any. I think the economy has made library use go up.
So, are liberries in season where you are?
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January 19th, 2013 at 03:35 am
didn't show up again! Imagine me with my nose in the air and humphring..."Good help is so hard to find!"
Well, we don't have a maid or a house cleaner. I usually gripe and say the maid didn't show. She never does.
I kind of wonder if I would even want to have a maid, money aside. I think it is a nice idea to have someone clean, but I kind of wonder if my mindset would keep me from being a good employer.
After all, would I be willing to hand over the house to someone to clean? And would they clean to my specifications.
Well, since I will never have to worry about that, on to better things. Well, at least getting the house clean.
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January 13th, 2013 at 04:45 am
DH made a comment that so many of our friends do not plan. I would agree.
One couple eats out at least once a day. They complain about not having enough money...hmmm...wonder why! Everything is spontaneous and they grouse because they might call and ask us to join them and we often don't because I have already begun the meal or have something defrosted and feel like I need to cook it,
Each Thursday night I figure out what the menu is going to be for the next week. I will admit we are kind of in a rut for Sunday brunch and Sunday supper, but DH is happy and we are eating at home, so there is a comfort in that, I also try to fix things for suppers so we have leftovers for lunches.
Besides meal planning, we have separate accounts beyond our checking and regular savings accounts. We have a Christmas Club, a vacation, and our mad money account that we use to save up for things. In the past we have saved up for a new stove and dishwasher. It means we try to make regular monthly deposits in these accounts,
As for shopping and running errands, we try to plan for that as well. We try to bundle our trips together so we aren't making a lot of extra trips.
We are not, by any means, perfect, but we have seen a substantial savings in the past few years with our planning. Perhaps we are considered stodgy, but I feel the ends justifies the means. I think one has to purposefully plan to succeed.
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January 12th, 2013 at 04:21 am
Today is clean out the fridge day around here. We eat leftovers. DH also went to Aldi so it is also fill up the fridge Friday.
Lunch was a bit different for me...I took leftover meat and had crackers and fruit with it. I hate wasting food plus I felt like I saved money.
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January 5th, 2013 at 10:28 pm
Today is my birthday; I turned 52. With it, I wonder if I have become wise or just jaded.
No offense to those who do not live in the US, but I am frustrated that so much of the "stuff" that is for sale in stores is from China. I mentioned to DH today that if we were cut off from China's exports, we would be hard pressed to have anything. DH received a set of WWII dvds, and it talked about industry stepped up to provide so much for the war effort. I don't believe we could do that today.
Then, I think about the Civil War and the fact that the north was industrialized and the south was not, and it certainly hurt the south. I know there was much more than this issue for the war, but it is kind of scary. We, in the US, do not seem to manufacture too much anymore.
My own city has an economy that is hurting. We used to be a blue collar town with many industries. So many of those factories have shuttered and we have so many folks without work or underemployed. This has gone on in the past decade, and the recent recession has not helped. Although factory work is hard and grueling, it almost always included benefits and wage increases. Those folks who had the jobs spent the money at the stores and restaurants that helped the service industry so they in turn could buy some of the things manufactured. The circle has been broken, that's for sure. I know some are embarrassed about the blue collar image, but honest hard work is nothing with which to be ashamed.
So, perhaps my age is making me see the big picture. Or maybe I'm just jaded. I am hoping that it is leaning more towards wisdom.
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January 3rd, 2013 at 04:11 pm
My dad used to say that when you no longer want things, you are dying. Interesting concept, yes?
We went to Menards yesterday to buy light bulbs since we were already close to them. (Granted, 12 miles from home isn't huge, but we try to cluster our northbound trips together.) We walked around and looked at things and DH asked if there was anything I wanted and I said, "No, not really."
Right now DH and I are saving up for hardwood floors for the family room, dining room, and hallway. I guess I'm thinking of trying to find ways to save money and sock more of it away. This is over and above our regular savings and my retirement account.
So, to one extent I don't really crave anything, except looking forward to new floors. And shopping for the sheer thrill of it doesn't excite me either. But, I'm not sure my dad's idea rings true entirely. What do you think?
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January 1st, 2013 at 09:30 pm
DH and I went to the mall today. Not to shop, but because the weather is cold and the sidewalks are icy, so he could walk. Normally, when I'm at work, DH goes by himself, but today, I thought I'd join him and browse. He never worries because I basically am not a spender and I only came so I could walk around a little too.
First, let me say I am a Paula Deen fan. I like the fact she started on a shoestring and worked hard and has been successful. Years ago we went to Savannah and we took the Paula Deen tour. One thing the tour guide kept saying is how she remembered the folks who helped her out when she started and continued to purchase things from them although she has made her way. For example, there was a fruit and vegetable stand that gave her 'credit' each morning when she was running the "Bag Lady" lunches. She would go and get her vegetables and fruits and she would charge them until the lunches were sold and she could pay the bill later that day. A local antique store found her chairs for her first restaurant and let her buy them on time.
So, I love the fact she was an American success story and loyal to those who helped her on the way up.
So, my gripe? Every single thing she now sells is made in China. I saw pots and pans and bake ware and dishes and everything had "Made in China" on the boxes and dishes.
Come on, Paula, you are American so how about helping the American economy and having stuff made in America? Be one of the first of the Food Network stars to show where your patriotism is! Help put Americans to work, because it is, after all, Americans who helped you realize your dream!
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December 30th, 2012 at 09:30 pm
Ever notice that some folks complain about this and that and ask for suggestions, but when offered possible solutions, prefer complaining instead of changing?
One friend complains all the time about not having enough money. Yet, she and her spouse smoke, drink, and do not plan for anything. With Christmas coming up instead of hitting the grocery store when the paycheck came, they didn't. Christmas Day came she and she wondered what store was open since they had invited a sibling over for dinner. Each Christmas is a stress because they don't have the money she wishes she had and although I have suggested she open a Christmas Club so they would have something saved, she informed me that is old fashioned, and unnecessary. Often they are out of money before the next paycheck comes in. Any suggestions that have been made on saving money is argued that she already knows how to live with little money. Yet, about every other week is another complaint of being broke.
Another person I know complains about having little money and how the house payments are killing them. When I hinted that we save money by not eating out as much and cutting our spending a snarky remark was made that DH and I have plenty of money. If I came out and said point blank that they should curtail their spending, it would result in hateful words. So, the complaints go on.
Another couple we know eat out at least once a day. Spending is fast and furious, yet there is a gripe that there isn't enough money and a bigger home equity loan is sought.
And yet another couple complains about not having enough money. They too eat out all the time. Every single thing is put on credit cards and we are ridiculed because when we do go out, DH pays with cash. Don't get me wrong, we use credit cards for certain things, but they are paid off each month. These folks are always talking about how they are broke.
One thing these folks all have in common besides the obvious of not having enough money is they are big complainers and instead of taking measures to try and alleviate some spending, they gleefully spend and then gripe. Guess it takes less effort to complain than actually do. I guess this makes me sound kind of cruel, but after awhile, it gets tiresome. I no longer give advice if asked because it is a waste of time.
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December 28th, 2012 at 04:31 am
I have enjoyed my holiday break. Today was a busy day at our home, DH wanted a new watch for Christmas. We had a Christmas Club so I had a good budget. He really wanted one that is solar charged and I bought him one. So today we took it so he could get links removed so the band would fit. While there, I had the band replaced on mine that was a few years old. It was ready to break so I figured it would be a good investment.
We dropped some things to a local food pantry. They not only take food but also clothing and kitchenware. We had some clothes to donate and kitchenware...how I wound up with so many muffin tins is beyond me. We also had a turkey we got free and it was far too big for the two of us. The only thing that irritated me was seeing some if the clients who were waiting for the pantry to start calling numbers for food boxes were outside smoking. I wanted to say maybe you'd have more money for food if you weren't smoking, but I kept quiet. One of the things we like about this place is the clothing and kitchen stuff are given to clients. They do a lot of good.
DH had received a Target gift card so he wanted to stop and see if they had a DVD or CD he wanted. He looked around and finally decided he didn't want anything. I looked at Christmas cards, but I didn't buy any. I really hoped to find some that weren't made in China. I may be looking for a needle in a haystack, so to speak. We then went to Kohls. DH had Kohls cash. He found a shirt on clearance for that. We walked around the mall a little for some exercise. We did see some people we knew so they was good,
We had meal #4 of ham. DH said said he was "hammed out." So, I put the remainder in the freezer to be revisited at a later time. Last night I had roasted a chicken for something different so tonight I used the broth, leftover chicken, and leftover roasted vegetables from Christmas and made chicken stew for lunch tomorrow. I had baked cornbread for Christmas and we finished it up tonight. I still have some honey wheat bread I baked for dinner Sunday so I think I am going to put olive oil on it and toast it to serve with the stew. I am trying to use up what we have and not waste food.
We were going over our finances and since we have curtailed our eating out, we are seeing more money in the bank account. One of the ladies from church was at the mall and we were talking about how much money one saves by planning meals and creating a grocery list. She said her husband takes a loaf of bread, peanut butter, and some jelly to work. For his mid morning break, he toasts a piece of bread and puts a little peanut butter and jelly on it. She said that often his coworkers tell him how much better his toast looks and smells than what they bought out of the vending machine. As she said, it just takes some planning.
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