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Viewing the 'Saving Money' Category
October 24th, 2010 at 08:45 pm
Every so often folks sit down and starting remembering the "Good Ole' Days". And, often, these days of memory weren't so good when they were being lived, but a hard scrabble way of life.
But for many, there were life lessons learned that proved useful later in life.
I've mentioned before my folks grew up during the depression. The struggles they lived through -- going hungry, patched clothes, and doing without shaped their lives and then shaped mine. I fear for having an empty pantry in case something bad might happen -- this fear was learned through their hard lives and passed down to me.
But, I also think this fear also has made me frugal in life as well as appreciative to what I have.
I admit I spend money. Sometimes I go wild and I feel guilty when I do it. But, fortunately I have the means to do this without having to do without things.
But, looking back, some of those things that were in place years ago really did save money and make sense. Old fashioned? Perhaps.
There a quote I often think about:
"Use it up, wear it out, make it do, or do without."
— Boyd K. Packer
If more people did this, perhaps we wouldn't have the money troubles in the economy.
Yesterday we took the train to Chicago and on the way home, chose to buy a sandwich and a bottle of water for our supper instead of buying the pricey meal in the dining car. After finishing the water, I put the bottle in my bag to bring home to recycle. It made me think of growing up when soft drinks were served in glass bottles. When you bought the soda, you paid a deposit and when you returned the empty bottle, you received your deposit back. Talk about recycling! You didn't have to check the bottom to see if the recycling place would take it! And I maintain that a soda doesn't taste as good nowdays in plastic container or aluminum can as it did in an ice cold bottle!
Plus, we had the entertainment of looking at the bottom of the bottle. My dad worked for Coca Cola bottling company and at the bottom of the bottle would be stamped the name of the city the bottle had originally been bottled at the first time it was used. It became a contest to see who had a bottle from the furtherst place.
Today I made what I call "Clean out your kitchen lasagna." I can't give measurements for anything. I had half a pound of sausage that I had cooked with onions and bell peppers. I had bits and pieces of different cheeses. I had a partial container of cream, a partial container of sour cream, milk, leftover lasagna noodles, and a few grape tomatoes. So, I thought a casserole could be this lasagna. I did open a small can of tomato sauce since I didn't have enough tomatoes, but the white sauce was thickedn with some butter and flour and it looked pretty good. It's sitting the fridge with two other casseroles we will be enjoying this week after I get off work.
Maybe we can define the "good" in the "Good Ole Days" as the good learning that took place.
So, what are some ways you are using it up, wearing it out, making it do, or doing without?
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October 17th, 2010 at 11:31 pm
It's Sunday and I've been in the kitchen most of the afternoon fixing stuff for the coming week. I also pack my lunch for the next day because it means I don't have to get up that much earlier in the morning. Plus, I hate worrying that I might forget.
I have read many posts and blogs about folks saying they save money taking their lunches. It was always a given with me because I don't have time to go out and I don't want to get up an earlier than I have to to stop someplace and pick something up.
Are you creative with your lunches? Often I take leftovers and that's pretty good. But there are times when I don't have leftovers. For awhile, I was eating turkey and to be quite honest, I was getting a bit tired of it. I guess that sounds whiny. Sorry!
A friend of mine was talking about her tuna salad and I'm thinking I need to try it. She puts sliced boiled eggs (3 eggs, but only uses one yolk), and relish in it. That sounds pretty good.
I had some potatoes that were starting to get a bit soft and since I had fixed a chicken in the Crockpot, I had chicken broth left over. I normally freeze it so I have it on hand, but I figured it's mine and I can use it. So, I made potato soup this afternoon and put it in a microwavable mug with a lid for lunch tomorrow. It's supposed to be rainy so that sounds pretty good. DH bought a bag of apples on sale and we usually have grapes so I cleaned them and packaged the grapes in a plastic container and washed the apple and have it ready for my lunch. With a Thermos of water, it should be a decent lunch.
So, do you have the lunch packing blues?
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October 11th, 2010 at 03:14 pm
I am torn. I have blogged about wanting a new stove and saving up for it.
I have been watching the ads and have also read Consumer Reports.
I think that if I catch the stove in sale, I have enough to pay for it.
There was something great about anticipating. I like looking through the Sunday ads and seeing what's out there. I have enjoyed perusing stores and looking at those sleek and shiny stoves and imagining them in my kitchen.
But, I wonder now if I should spend the money. It's not an issue of not having the money to pay bills. We do.
It's not an issue of having to have the stove...it's a want, not a need.
But, I'm torn. Do I want to keep the money in the credit union...I admit it, I like having that money in the bank and seeing the balance go up.
Or do I want a new stove enough to spend that money?
Geeze, talking about the old adage of having your cake and eating it too....
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October 9th, 2010 at 02:17 pm
I like fall. I like it for a variety of reasons -- partially because it gets cooler. I'd like summer a whole lot more if it didn't get so stinking hot because I don't handle heat well. But, I think fall is a special time because the leaves change color and it just makes it enjoyable to watch as trees get more colorful each day.
I also think I like fall because it is a season of harvest. Believe it or not, I'm a food lover and some of the things harvested in the fall are simply delicious.
I like the aspect of baking more and using fall flavors. I try to bake things seasonally just to keep it in my mind what the season is like. The idea of a bubbling stew and a hearty bread on a cool fall day just makes me smile.
A few years ago in one of those coupon inserts a flour company had this harvest bread recipe and I clipped it and make it from time to time. It sort of tastes like stuffing which goes into the seasonal part. Hope you enjoy it.
Harvest Stuffing Bread
2 cups all purpose flour
1 cup whole wheat flour
1 envelope quick rise yeast
1 tablespoon of sugar
2 tablespoons and 1 teaspoon of minced onion (divided)
1 tablespoon dried parsley
1 1/2 teaspoons of poultry seasoning
1 teaspoon salt
1 1/4 cups water
1 tablespoon butter
1 egg, beaten
1/2 teaspoon celery sead.
Combine 1 cup all purpose flour, whole wheat flour, undissolved yeast, sugar, 2 tablespoons onions, parlsey, poultry seasoning and salt in a large bowl. Heat water and butter until very warm (120 to 130 F). Stir into flour mixture.
Beat 2 minutes at medium speed of electric mixer, scraping bowl occasionally. Stire in remaining all purpose flour to make stiff batter.
Cover and let rest 10 minutes. Turn batter into greased bread pan (about 1 1/2 quart). Smooth top of dough in casserole with floured hands. Cover.
Rise in a warm, draft free place until doubled in size, about 30 minutes. Brush beaten egg on loaf. Sprinkle with remining onion and celery seed.
Bake at 375 for 35 minutes or until done. Remove from pan; cool on wire rack. If you use a glass pan, bake at 350.
I have changed this a bit using sage because I like sage in my stuff and it does give it little more depth of flavor. Can you imagine how much a loaf of this would cost at a bakery? Once you get the basic ingredients to make bread, it makes store bought bread seem outrageous, especially at speciality bakeries!
OK, what kind of soup should I fix with this?
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October 4th, 2010 at 11:29 pm
Many of us grew up on casseroles because they were a cheap way to stretch a meal whether it was with pasta or rice or bread crumbs. For some it brings back good memories of eating with family.
So, as I am in a quest for some new casserole recipes, I am wondering, why do we still like them?
Is it to save money -- I can stretch a chicken pretty far in a couple of casseroles.
Is it because it tastes good -- I sure plan on keeping the recipes we liked and forgetting those we didn't.
Is it for ease -- making them ahead of time and keeping them in the fridge or freezer sure makes it easy to feed those you love and adore.
Or is it a memory we like to relive?
So, what is our love affair with casseroles about?
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October 2nd, 2010 at 08:14 pm
I was at a meeting yesterday and one of the gals said that a mutual friend had told her about me. I looked at her and she said that this friend had told her that I make out a grocery list and then spend some time during the weekend cooking stuff for the week. I wasn't sure if she thought this was a positive or negative thing. My perception was it was I was crazy, but that's a whole different story.
I do fix things on weekends and store in the fridge during the school year for a variety of reasons. Most nights I come in the door and have very little time to fix stuff from scratch. Although I know there are things out there you can heat and eat, I am trying to eat stuff that doesn't have a lot of salt or preservatives in them. And, they are pricey.
Plus, the temptation to go out is there when I come home tired. So, if I have something already ready to heat up, chances are I can reason it out that I need to use it for two reasons -- if it's basically fixed and just needs to be heated, it won't take long and by the time I clean up and go out, it would take longer to eat (not to mention the expense), plus that would mean I would waste what I had already fixed. It basically boils down to money.
I can afford to go out and we do eat out, just not every night.
I always feel a twinge of regret on Friday night when the fridge looks bare since we've used the casseroles, stews, etc. that I fixed for the week and the pantry has empty spots. There's a security when my fridge is full of meals ready to eat (sorry, armed forces, I borrowed your phrase).
So, after this discussion and getting a few odd looks from the people at the meeting, I now query, am I anal because I take the time to cook stuff and control what goes into it and have meals ready to eat?
Or am I just cheap?
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October 1st, 2010 at 11:58 pm
It's my own fault. I started the whole thing and it's up to me to carry it through.
I started saving for a sleek and shiny stainless steel stove. And, I was doing pretty well for awhile.
Let me remind you, I don't need a new stove. It's a want, not a need. But, I'd like a new one to match the fridge that we had to buy over a year ago because it was dying.
I like things to match.
As a teacher, I get paid by having my last paycheck come two weeks after school is out. It is my choosing -- I could have it spread throughout the summer, but there is something thrilling about having one big check.
However, with that one big check comes the realization that I need to make that money last so I'm stingy when it comes to spending it on non necessities. And, I put a bunch of it in our money market so I won't spend it unless I needed it. So instead of putting money in my stove fund, I just kept it the money market.
Well, my stove fund hasn't grown much since July. I had added to it by selling stuff at an auction, but I've run out of stuff to sell. Either I don't want to give it up or it isn't worth selling.
The quest for a new stove has been delayed, but is, if you pardon the pun, on a front burner again because a friend just bought two new stainless steel appliances.
So, instead of denying my stove savings, I need to turn up the heat so to speak. And I just can't resist the puns! Yeah, I know, if you can stand the heat...
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September 1st, 2010 at 10:17 pm
I read Mary Hunt's column yesterday about the fashion fast -- she went through her closet and picked out 6 items and wore them for a week. I guess it was to prove a point that we have too many clothes.
She cited some gal (I haven't taken the time to look up the blog) who wore the same dress for a year, just changing the accessories.
Interesting concept, eh?
I'm thinking that if I wore the same thing over and over I'd spend more in laundry than I'd save not buying a few more things.
Guess it's all a matter of priorities, eh?
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August 29th, 2010 at 09:23 pm
Since we have a decent crop of tomatoes, I'm delighted when I find a recipe that is quick and easy and looks good.
I was reading Guideposts and found this recipe that is tagged as being healthy. I think you can make and little or as much as you like.
Burnt Tomatoe Halves
4 firm, ripe tomatoes
Extra virgin olive oil
Coarse salt
black peppercorns
2 T fresh oregano leaves
Heat a large cast iron skillet over high heat until a drop of water sizzles on the surface. Meanwhile, cut tomatoes in half. Brush cut side of tomato with olive oil and sprinkle with salt to taste. Place tomatoes cut side down on hot surface. Don't move them for 8 - 10 minutes or they'll burst. The bottoms will show a black line of char all around when they're done. Using a spatula, life tomatoes off hot surface and invert onto a plate, burnt side up. Cut crosshatches into the surface of the tomatoes. Sprinkle with peppercorns and oregano, drizzle with olive oil and serve.
Note: if whole peppercorns are a problem, they can be ground or coarsely cracked. Serves 4.
Looks easy enough, doesn't it? And it sounds like a cheap side while tomatoes are in season.
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August 15th, 2010 at 05:49 pm
Last week I blogged that I had the "problem" of too many tomatoes. One kind person suggested I make a marinara sauce.
I hate to admit it, but I had never made a marinara sauce. I'ved used tomato sauce out of the can and added stuff, but never made anything like this from scratch.
I'm happy to report that I have since been searching for a recipe that I could employ.
I was kind of worried because I don't have hours to let it simmer. Unfortunately my employer wouldn't think it was right if I came home during the day to make a sauce.
So, I wanted to find one I thought I could use. And I did. I had to adjust the measurements because I didn't have quite that many tomatoes available, but I did try it. I ran it through the food processor after it was cooked and added the fresh basil.
Marinara Sauce
Ingredients:
• Ten pounds of VERY ripe tomatoes
• Garlic
• Olive Oil
• Salt
• Sugar
• Black Pepper
• Fresh Basil
• Pecorino Romano Cheese, grated
Whole Tomato Version:
The ingredients listed above.
• Chop the washed tomatoes into small cubes (to reduce the area and cooking time).
• Sautee ten or fifteen large garlic cloves in olive oil until they are dark golden.
• Add chopped tomatoes and bring to a boil, stirring constantly to avoid burning or sticking.
• Pour in an additional quarter cup of oil (or more according to taste).
• Add salt, a heavy dusting of black pepper and about three tablespoons of sugar (depending on the acidity of the tomato you can use less or no sugar).
• Lower heat to medium and cook uncovered, stirring regularly, until all fluid is thickened. THIS SHOULD NOT TAKE FOUR HOURS BUT MORE LIKE A HALF HOUR. Why people insist on torturing tomato sauce on a stove for half a day is beyond me --- we call it the "Nonna syndrome."
• Remove from heat and immediately add a large quantity of fresh chopped basil.
• Cook pasta extra al dente and drain.
• Add pasta back to pan and add five or six ladles of tomato sauce to the pasta and stir over a medium heat until sauce and pasta are thickened.
Serve each plate with an additional ladle full of sauce on top and a drizzling of fresh cold olive oil and a heaping of Pecorino Romano.
Although the measurements are exact, I kept trying it until I got it the way I wanted. I tasted it and then finally had hubby try it. He's the resident critic. He gave it a thumbs up!
Now that I've accomplished this, I have one further query: can I freeze it?
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August 14th, 2010 at 08:28 pm
OK, it doesn't have the ring to the title as the children's book, "Chicken Soup with Rice", but I have to work with what I have!
It's the weekend and I was looking for recipes that I could fix ahead and then come home after work and heat up later in the week.
Last year when I did an Internet search, I found a variety of chicken recipes. I was looking through them today and found one that included many of the ingredients I had on hand...my hubby just picked a red bell pepper and green bell pepper. I had fixed a chicken in the Crockpot overnight to use for different dishes and had the broth from it so I felt like I was pretty well set.
Chicken Hash Casserole Recipe
Ingredients:
3 cups chicken breast shredded or chopped
1 green bell pepper, diced
2 stalks celery, diced
1 red bell pepper diced
1 medium onion, diced
3 cups chicken stock
3 tablespoons paprika
1/2 teaspoon sweet basil
1/8 teaspoon salt
1/4 teaspoon black pepper
1 cup roux ( make by stirring 2 tablespoons all-purpose flour in 2 tablespoons of corn oil in frying pan until golden brown)
Preparation:
Sauté celery, peppers, and onions until tender.
Place chicken stock in medium saucepan and heat to boiling. Make the roux then mix chicken, chicken stock, vegetables, and seasoning with roux.
Serve over hot rice.
I am delighted I can heat this up on the stove instead of the oven (it's still very hot here) and I can store the ingredients in a bowl in the fridge until I need it. With the hot rice made right before I need it, it should be a tasty meal.
We watch "Til Debt Due Us Part" on CNBC on Saturday nights and one of the things the host keeps telling people is they need to cook at home to save money and buy things on a budget. We do eat out some, but I feel those nights when I'm tired and really don't want to start something from scratch, having something like this sitting in the fridge waiting sure makes it easier to put a hot, nutritious meal on the table without resorting to going out and spending extra money.
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August 9th, 2010 at 11:20 pm
I had a small spending day today.
I worked all day and didn't spend anything except for what it will cost to replace the gas I used to drive to work. I went directly to work and came directly home.
I fixed coffee in a thermal cup and took with me. I packed my lunch and ate it at my desk. I had fixed a chicken in the Crockpot earlier this weekend and used it for some casseroles. I had some chicken left over so I made chicken salad for my sandwich. My husband's grape tomato crop is still pretty healthy, so I took some of them for my lunch as well and for a snack, I packed some peanut butter crackers I had in the pantry.
I'm not good every day, but today was a small spend day!
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August 7th, 2010 at 12:48 pm
Ah, what a trouble...too many tomatoes!
My hubby planted 5 plants -- 4 big tomatoes and 1 grape tomato plant. The big tomato plants have been producing steadily, but not huge amounts. But that 1 measly little grape tomato plant has been unbelievable. I picked I bet over two pounds of little tomatoes yesterday.
I decided I needed to fix them some way besides eating them raw. I had seen a recipe for a gratin using regular tomatoes. I changed it a bit and I'm happy to report it was delicious!
Tomato Gratin
1 medium onion, chopped
olive oil
2 cloves of garlic, chopped up small
1 1/2 tablespoons honey
2 teaspoons lemon juice
1 tablespoon of fresh herb of your choice, chopped or a half tablepoon if dried (I used basil)
tomatoes -- enough to cover the bottom of a baking dish
bread crumbs -- enough to cover the top of the tomatoes
1/4 cup grated cheese (I used Romano because I had it on hand)
baking spray
Preheat oven to 400.
Saute the chopped onion in the olive oil. Take off heat once it is translucent and add honey and herb and mix together.
Slice the tomatoes in same size pieces. Since I used grape tomatoes, I sliced them in half and had them all face up to make one layer.
Toss in the chopped garlic and add the onion/honey sauce on top.
Spread the cheese over the tomatoes. Then add the bread crumbs until thoroughly covered.
Bake for 25 to 30 minutes until bread crumbs are brown.
If you wanted to make the casserole thicker, you could layer the tomatoes and onions if you had more and then bake a little longer. I would probably add a little more honey and lemon juice.
I used the tomatoes from our garden, an onion from our garden, basil from our garden, and the bread crumbs I made in our food processor from left over bread.
It was delicious and a reasonably cheap side dish.
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August 5th, 2010 at 02:24 pm
We hit the library again and it’s no mystery, we like to solve murder cases…fiction, of course!
We’ve run through all the Poirot episodes that our library has. We have moved on to Campion. It’s set in England in the 30s. I guess it originally broadcast on “Mystery” in the late 80s or early 90s. Campion is a detective who has a surly manservant named Lug who together solve mysteries. I think these characters make the stories more interesting. Poirot has Captain Hastings, Chief Inspector, and Miss Lemon. Campion has Lug, and boy, is Lug a character. We talk about these people like they are real instead of fictional.
We’ve also been watching Miss Marple, Agatha Christie’s nosy old lady who never misses a details. She's an interesting character herself.
These wonderful stories have provided great entertainment, but it does have a downside. I have a craving for a cup of tea while watching one of these. I wonder if it is because they all have tea in lovely tea cups? Do I want to copy their fancy ways? Have I fallen in love with 30s fashion? Or am I just weird? I need to brew a cup of tea and serve it in a china cup to feel satisfied. This is a mystery to me. I guess as far as cravings go, it's pretty cheap. Hot water, tea bag and a cup I already posses. The DVDs are borrowed from the library so other than the trip to the library the cost is minimal.
Well, we still have a few more episodes to enjoy the next few evenings. That’s something to look forward to. I just better make sure I have enough tea bags to brew. Maybe I’m just a character myself.
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July 30th, 2010 at 07:58 pm
Where's that darn maid? Or the dish fairy?
These folks never seem to show up at my house. Of course dust bunnies seem to multiply without hesitation.
I'm trying to keep control of the dust, dirt, and whatever around here. The vacuum doesn't run itself. The windows aren't self cleaning and that oven...ha!
I guess I sort of know how Cinderella felt, except I don't have evil stepsisters and a stepmother hovering over me. Just my own steel will to fight the battle of dirt, grime, and the neverending dust bunny!
I guess I could say I'm saving money by not hiring anyone to clean for me. That's my story anyway.
Now, where's my cape?
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July 26th, 2010 at 11:17 pm
I look forward to Jeffrey's posts and how he uses coupons to eat on a $1 a day. We don't have some of the grocery stores he has, but we do have a CVS. However, after looking at his blogs, I don't think I could cut the deals he has.
I discovered that different papers have different coupons. Some are better than others. Our local paper has a coupon insert or two on Sundays and they have some basic stuff, but my hubby also buys the Chicago Trib and often times the coupons are worth more or they might even have coupons that aren't in our local paper. They are put out by the same companies. I wonder if it is also a regional thing too.
That being said, I won't be eating on a $1 a day, but I am trying to make better use of the coupons we get.
Thanks, Jeffrey!
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July 24th, 2010 at 02:19 pm
Last night the national news had a story on a new trend: Friday night weddings.
Seems the couples and their families have found that many places and businesses are willing to cut a deal if you get married on a Friday night. They said the photographer gave them a huge percent discount, the caterer did as well and the reception hall was cheaper too. The broadcaster talked about how folks are making weddings more affordable.
The news cast said it was "thinking outside of the box."
I had to chuckle. Twenty years ago my husband and I married on a Friday night. Our wedding itself was very small -- just a few family members. We had a reception at a small place and had cake, punch, and a few munchies. Little did we know we were thinking outside of the box!
We had our small get together because my parents didn't have a lot of money and we were going to pay for most of it. I did without the big fancy dress and my husband did without the tux. My parents bought a sheet cake and paid the $15 to rent the area. I bought the rest of the stuff -- napkins, plates, punch, and even made some of my own munchies. My soon to be husband and I decided instead of paying for a big wedding, we would use the money for a downpayment on the house. We also paid, in cash, for a honeymoon in Vegas. We came back home to a house with more than a 20% downpayment and a little cash to buy paint to start decorating.
We were thinking outside of the box? I don't think so. I think we were actually just trying to be financially responsible.
As for the wedding...our vows must have stuck...we celebrated our 20th anniversary in June!
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July 21st, 2010 at 02:08 pm
I just read the article about advertising: http://www.savingadvice.com/articles/2010/07/19/106329_becoming-ad-averse.html
I have to agree with Jennifer on many of the points. Advertising does bring up prices and make people think they need things they probably don’t really need.
I’d like to add to her story. I’ve been quite the skeptic for so long. My husband and I have “bets” (not with money) on how much the latest gadget will cost that is being offered by mail order…ever notice it always ends with a 9.95? Most are $19.95 and then there’s that “surprise” of “But wait…” OK, double the order … hmmm, wouldn’t that be a sign that the stuff is junk and if they can double it for the same price (plus extra shipping and handling) that is it a rip off?
My other thing is to look at the background of the ads for stuff. Most fast food/junk food stuff they are peddling is positioned in a high end gourmet kitchen. Granite countertops, high end appliances, everything is neat and tidy…and use that microwave to zap that convenience food! I realize that many gourmets probably do succumb to junk food once in awhile, but why would someone who has the wherewithal to have such a fancy kitchen zap fat and grease? No one has a typical middle class kitchen in these ads.
The car insurance commercial with the perky gal talking to two other insurance agents is interesting as well. Both of their suit coats, ties, and shirts are identical and bland. In other words, this insurance is more fun and exciting than theirs besides being cheaper.
Another insurance company features a stocky guy with a wonderful voice. Besides his reassurance of this company being one who cares, his demeanor and voice tell someone he’s a protector. Good choice of characters, wouldn’t you say?
One huge merchandiser has their ad campaign honed so well that at the end of it “Save money. Live better.” has been ingrained in everyone’s mind. I did a lesson on author’s purpose in the classroom last year and we talked about advertising as a persuasive piece. When I said the first phrase, “Save money.” The whole class in unison said the rest and added the name of the story. Cripes…what brainwashing! I’d say that company spent good money on that piece because everyone recognizes it.
Jennifer looked at ads a different way than I do. I enjoy picking them apart to see what kind of hidden message they are trying to tell us. Sometimes I even count how many are in between the program. I hate it when there is more advertising than program it seems. It’s become a game in our house to see what we can point out in the ad that is not being said, but implied.
And I’m going to save money because I’m not going to live better in that huge store!
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July 16th, 2010 at 02:10 pm
Do you have a freezer? A few years ago I saved up and bought a small one. I try to find things on sale to keep it stocked. I also put flour in it when I get it on sale so it doesn’t get buggy. I often freeze extra stuff I make in it as well.
Last night I was reading “Frugal Living for Dummies” – we had made a trip to the library yesterday, one of my favorite places. Most of the entries were items that have been written about on blogs and forums and articles here at Saving Advice.
I noticed the author had the biggest section about cooking and food. Seems she has authored quite a bit on making things ahead and freezing them before including them in this book.
She wrote about making the same dish but three times the amount and eating one and freezing the other two. Or cooking ahead for the week or month and freezing it until you need it. Over and over it was repeated how she saves money by having food available for dinner time so the temptation to go out isn’t really there.
It’s not anything new to most of us. I do the weekly thing on Sundays. I often make casseroles or put stuff together for the Crockpot so when meal time comes about after work, I can either pop it in the oven or put it in the cooker that morning for a warm meal.
I went out to the freezer the other day to get a pound of hamburger. My husband looked at me and when I came in from the garage and I joked, “I went shopping.”
He laughed with me, but I did go shopping. I went to the convenience of my freezer and got what I needed. I had bought the meat on the sale and it patiently waited in the cold box until I secured it. I didn’t have to make an extra trip to the store nor did I have to eat out.
So, I would say it truly is a frugal freezer.
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July 15th, 2010 at 06:28 pm
I hate to shop. I prefer to get in and get out. However, when it comes to big ticket items, I try to read Consumer Reports and also list what I want and don’t want in an appliance.
We went to the library today and I decided to pick up the Consumer Reports Buying Guide. I was reading about stoves. I want a stainless steel smooth cook top electric stove. I’m amazed that two by the same company have almost equal ratings but one is $2000 more. Maybe I don’t know what to do with one that has all these buttons on it, but for $2000 more, I think I can live without it. I want a stove that heats accurately and looks nice. I don’t need or want 20 other odd buttons. Maybe there's something wrong with me.
It’s just downright depressing when you look at all those models and it’s difficult to find what you want. Plus, very few places actually have a big inventory so it’s either looking on-line or through a catalog.
So, after figuring out what I think I want, I started looking on-line. I figure it gives me a true goal to save for. I have looked at the various on-line sites and I think I have found what I want and a store near us.
Now, the hard part…the actually saving. But, it’s also the fun part because every time I add a little to my total, I feel like I’m making progress.
According to the local price, I’m almost half way there so that’s a good thing!
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July 6th, 2010 at 02:39 pm
What’s old is new again.
OK, that’s a little trite, I realize, but the book I was reading, “Cheap Eating” has a copyright of 1993. I checked it out because it looked a little different. But what is funny is most of the stuff in the book is being published again in 2010. I do like the author’s style – kind of down to earth.
And, the author is realistic. Not everyone is going to do everything in the book. But these are suggestions made to help save money.
A lot of the items mentioned in the book have been on the Saving Advice forums or blogs. The nice thing is they are in one tome.
At the end of the book are recipes to help save money. Although the prices are outdated, she compares what a commercially made boxed dinner you mix with a pound of hamburger costs and what it costs to make from scratch. Plus, she talks about the fact eating homemade is far healthier since you aren’t eating lots of preservatives and fillers.
I enjoyed her writing as well. In the text, she talks about making a white sauce and says you put the dry ingredients with the water and “shake like the dickens.” Bet you don’t hear that on a gourmet cooking show! Later on in the recipes, she discusses using this white sauce or white gravy in place of some of the condensed soups we use for casseroles. I think it is worth a try, so I’m reprinting her recipe:
White Sauce (or milk gravy)
½ cup dry milk
¼ cup flour
½ tsp. salt
1 ¾ cup cold water
2 T margarine
Melt butter in a 1 quart sauce pan. In a covered jar or shaker combine dry ingredients and mix well. Add water. Shake until all ingredients are dissolved. Stir in flour-milk mixture and cook over low heat until mixture thickens and bubbles. Keep stirring.
To make the recipe to equal 1 can of cream soup she offers these measurements:
1/3 cup dry milk
2 T flour
Dash salt
1 cup cold water
1 T margarine
Some variations include:
Chicken sauce – substitute cold chicken stock for water
Cheese sauce – add ½ cup of shredded cheese to the 1 can recipe. Heat over low heat, stirring constantly until cheese is melted.
Hey, I’m all for progress, but I also feel “if it ain’t broke, why fix it?”
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July 5th, 2010 at 02:02 pm
Measuring. Such a simple thing.
Last week on my trip to the library, I checked out an older book called "Eating Cheap". Last night after watching the fireworks on T.V., I was perusing some of it and one of the things the author brought up was to be sure and measure when you cook.
The author said we probably measure stuff most of the time, but how many of us have made stuff so often we just sort of dump things in. However, it was pointed out if a recipe calls for 1/2 teaspoon of vanilla and we just put some in and actually use a teaspoon, although it probably won't affect the taste, it eventually effects the pocketbook because if you do this consistently, you'll have to buy vanilla twice as often.
This goes for other things around the house such as laundry detergent or fabric softener. A few pennies add up to dollars very quickly!
How true!
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July 3rd, 2010 at 02:42 pm
I just don’t know how I do it. That’s what I told my husband the other day. He just laughed because he knows I’m being my usual sarcastic self.
After watching some of the food shows and reading some magazines, I don’t know how I cook in my non gourmet kitchen! I don’t have the 8 burner professional stove, the huge side by side refrigerator, the walk in pantry, or the gourmet cookware. I do have a few fairly decent pots and pans and two of my favorites I inherited from my grandmother and they aren’t gourmet. Just well made and well taken care of – they are over 50 years old. And we won’t mention my cast iron skillet that was purchased used, OK?
I certainly don’t shop at the fancy stores or markets. And I don’t have a wine cellar. Egad! What’s wrong with me? How can I cook without all these things?!
I am thinking of doing a little remodeling in the kitchen area in the next few days. We bought a gallon of paint and a new paint color always seems to refresh. Granted, it won’t be on HGTV’s Bang for your Buck with the multi thousand redo, but it will probably work just fine. At least on my budget.
I guess my new excuse for not cooking is to tell hubby that I can’t cook in my currently outdated, non gourmet kitchen and that we either need to truly remodel or go out.
I don’t think he’ll believe it! He knows me too well.
All right, where’s that paintbrush?
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July 1st, 2010 at 02:40 pm
Only my husband knows my secret and until two weeks ago, he was blissfully unaware.
I want a new stove. Read…want, not need. My stove is a few years old and it works fine. I try to keep it very clean not only for appearance but also for sanitary reasons. I will admit I hate cleaning the oven though!
But, I want a new ceramic cook top stainless steel stove. I like sleek shiny items for the kitchen like many men like sleek shiny sports cars. I don’t have the room or the budget for a professional stove and with my asthma, I’m not sure I could have a gas stove anyway. Last summer we purchased a new fridge because ours was dying and it was old. We decided to get a stainless steel one since almond was a hard color to buy around here. That’s what we had before. We were limited to what we could get because in the 1970s when our house was built, they didn’t allow for huge refrigerators and we certainly aren’t redoing the kitchen for a fridge.
So, I have been saving a few dollars here and there to save up for this luxury item.
Yesterday we stopped by the auction and picked up $28 for the stuff we took there. We normally donate our items to a charity, but these were items I didn’t think they’d want or take so I have $28 to put in my stove fund. We plan on taking a few more items next week. We aren’t making a huge amount, but we are cleaning out the shed and the garage and getting rid of stuff and hopefully getting a little closer to my goal. I still have a ways to go.
My husband gave me his extra change and I have been squirreling change for the past couple of months and we took it to the bank to put in the stove account. He wondered why I was putting money into this little savings account a few dollars at a time. We keep a small amount of money in it as an emergency fund. So, I finally told him. And he’s gladly gotten on board because he says he knows he’ll enjoy my use of it when I get it.
I am up to $284.74. I have a ways to go, but that’s OK. I think saving for it will make me appreciate it that much more.
So now you know my secret! Maybe I should also save some extra to hire someone to clean the oven!
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June 30th, 2010 at 02:54 pm
Be true to your foooood! OK, think of the Beach Boys’ hit, “Be true to your school!”
Yesterday I went to one of my favorite places…the library. I checked out an assortment of DVDs, magazines, and books. One of the books was a nonfiction tome entitled, “True Food”. It was published by National Geographic and came out this year.
I woke up early this morning and couldn’t get back to sleep so I decided to read instead of toss and turn. The purpose of "True Food" is to give 8 simple steps to a healthier you.
In a nutshell:
1 Eat local food
2 Eat a variety of foods
3 Aim for organic
4 Eat lower on the food chain
5 Eat fresh food
6 Eat whole foods
7 Stock your pantry
8 Green your kitchen
Most of these are pretty easy to figure out. Chapter one was try to buy food grown locally or grow your own. Chapters 2, 4, 5, 6 were very similar – eat more fruits and vegetables and less meat and processed foods. There was quite a bit of information on herbs which was good as well as vegetables and their nutritional value.
Stock your pantry was instructions on buying less processed foods like all purpose flour and more foods that are natural.
Green your kitchen had some ideas such as use kitchen towels instead of paper towels, reuse glass bottles instead of plastic, and make your own cleaning supplies instead of purchasing harmful chemicals.
It was an adequate book, but I didn’t really learn anything new. I guess I had hoped to find some new truths. Fortunately I did not purchase, but borrowed the book from our local library. I'm sure for a newbie, they would find some merit in reading it.
I guess it pays to be a cheapskate!
I did, however, see a recipe I want to try tonight: shoestring zucchini with rosemary:
1 very large zucchini
1 teaspoon salt
½ cup olive oil
2 tablespoons white whole wheat flour or unbleached all purpose
1. Cute the squash lengthwise into halves, then cut into ¼ inch slices, then cut those into 1/8 inch slices
2. Sprinkle and toss with salt in a colander and set in the sink to drain for 30 minutes. After draining, squeeze out as much water as you can with your hands
3. Heat oil in a skillet – you want the oil very hot, but not smoking
4. Toss zucchini with flour in a bowl, and then add it to the oil in batches. Cook for about 5 minutes until zucchini is just golden, then toss in a few leaves of rosemary. Cook for another minute until zucchini is golden.
5. Drain zucchini on paper towel and served immediately.
If nothing else, I am true to zucchini!
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June 17th, 2010 at 03:06 pm
We are back to everyday life after our big anniversary adventure to celebrate our 20 years together. And that’s OK.
I pulled chops out of the freezer last night to thaw in the fridge. We go to this little store in a crummy neighborhood every few weeks on Thursdays to buy meat. They cut and package it the way you want and give seniors (62+) a 10% discount. We buy what we need and put it in the freezer. We are going to have pork chops, roasted potatoes with green peppers and onions, roasted zucchini, herb biscuits, and fruit. The onions will come out of hubby’s garden. I figure if I’m going to have the oven on, I might as well make use of it.
Roasting the potatoes is fairly simple. I peel the potatoes and slice thinly. I chop the onion and the green pepper – all about the same size and add whatever spices I have handy. Today I think I’m going to add rosemary. I drizzle with olive oil and with clean hands make sure everything is covered. I roast uncovered in the oven at 350 for about 40 minutes. Yum! You can do this with about any root vegetable so when I do the zucchini and onion, it will be the same way.
They say the way to a man’s heart is through his stomach. My husband would agree.
So, I better continue cooking so he’ll keep me another 20 years!
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June 14th, 2010 at 06:33 pm
Supper is in the Crockpot.
That’s always a good thing. I know most would say it is too hot for beef stew, but, that’s what we are having. I have a bunch of appointments today and we had stew meat and vegetables, so that’s what I fixed. I baked biscuits last night and made a fruit salad.
I always marvel at the person who came up with the idea of a Crockpot. What a wonderful invention. I know there’s a recipe booklet entitled, “Fix and forget it.” No kidding. I use my Crockpots a lot and feel they help us save money – we can buy cheaper cuts of meat and cooking all day makes them tender. Dinner is ready when you get home with not too much fuss and muss. And the newer slow cookers have the liners you can take out and put in the dishwasher – I remember having to try and clean the ones that you couldn’t do that with. I loved the cooker, but not the cleaning.
It’s nice to know supper is in the Crockpot.
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June 10th, 2010 at 02:36 pm
Okay, it’s not really my garden. I’m the cheerleader; my husband does the gardening.
Years ago, during the depression and then during World War II, people planted gardens and called them Victory Gardens. The purpose was to grow their food and have victory over the fear of want. People are now calling them recession gardens. Whatever they are called, it’s sure nice to have one.
Gardens have often been thought of as old fashioned by many and I guess in some fancy subdivisions, rules regulate whether you can have a garden above and beyond a patio tomato pot. Fortunately we don’t live in one of those fancy subdivisions.
My husband has a green thumb, but for years he wouldn’t try growing vegetables because he claimed he couldn’t do it. Yet, three years ago I convinced him to plant some tomato plants. He was highly successful. Last year he planted tomatoes, green onions, herbs, and green beans and again, a success. He branched out a little bit this year and planted everything he did last year and then added some herbs and radishes. We’ve enjoyed the green onions and radishes and I continue to use herbs in my cooking. We look forward to the tomatoes and green beans. It’s nice to eat what is grown and we know where it came from.
The area he has is very small – it’s in the front yard and probably doesn’t do much for the curb appeal, but the backyard is very shady. He tried growing a tomato plant there once…the plant grew very tall, but no tomatoes! Fresh produce has such flavor and it’s handy…go out the front door and get some!
Now, if I could only convince him to plow up the front yard and really go at it!
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June 8th, 2010 at 02:27 pm
One thing my husband likes about summer is I have more time to cook. And yesterday I baked a loaf of herb bread and he was a happy camper. My dear hubby has a green thumb and he graciously grows herbs for me to use.
It’s actually a recipe I use from the bread machine recipe booklet, but since the bread machine was put to rest, I just mix the ingredients in my mixer, let it rise, and then put in a loaf pan, let it rise and then bake it. The thing I like is the fact I can change it around depending on the herbs I want to use. I also changed the recipe because I don’t use sugar like it says, I use honey. Yesterday I used chopped garlic, oregano and some dill in the recipe. You can use whatever herbs you wish, but here’s the recipe:
Herb Bread
1 ½ cups water
4 ¼ cups all purpose flour
2 tablespoons sugar (or honey)
1 ½ teaspoon salt
2 tablespoons olive oil
1 tsp dried herb (or 2 tsp fresh herb)
2 teaspoons of bread machine fast rising yeast
Mix together and let it rest and rise for about 2 hours (I cover with a towel) until it doubles in size. Take out of bowl and form into a loaf and put in greased bread pan and let it rise until double in size. Bake at 350 degree oven 30-40 minutes or until top is brown and if you thump the top, the bread sounds hollow.
I use more herbs than it suggests since I usually add 2 or 3, but I think you can decide what you want. I have also changed things up on the flour – sometimes I use ¼ cup of whole wheat flour or ¼ cup of oatmeal to give it a different flavor and texture.
I feel baking this bread saves money because we normally have a bread of some sort at supper and if you price a loaf like this it can cost anywhere from $3-5 around here. It certainly didn't cost that much to bake. Plus, I can put in it what we have on hand!
Happy Baking!
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June 6th, 2010 at 07:45 pm
Cheap. Fast. Good!
No, I’m not talking about my lifestyle for those of you who have your mind in the gutter. That is the title of a book I checked out of the library. It’s basically a cook book and it has some interesting recipes.
The author writes that making things at home can be cheap and fast if you plan a little in advance and I think the good is a given.
I’m always amazed at folks who eat out most nights. I’m not totally opposed to eating out, but I like think it is something to look forward to, not something you do because you “have to”. A friend of mine would go home and take a nap after work and then tell the spouse how tired they were and they could eat out cheaply. I imagine they did at the local fast food restaurant. I guess folks over 62 could eat off of the senior menu, but I keep thinking of the fact how limiting that has to be – fried red meat and fried potatoes…although yummy, it would get tiresome after awhile. Not to mention how bad it is for one's health.
Anyhow, this book gives 275 recipes and many shopping ideas on how to fix meals that are easy and quick and nutritious. It is a primer on basic cooking. For so many folks, I can see where that would be a good thing. Cooking isn’t a big thing with a lot of folks. One gal I know talks about what a great cook she is, but says she isn’t going to peel potatoes and will use instant. I guess it is a time saver, but maybe I’m a prude – I think instant potatoes do not have the same flavor. Besides, I like to think I’m getting a vegetable while eating my mashed or roasted potatoes.
I would recommend the book just for the ease of reading. The authors are Beverly Mills and Alicia Ross.
Having checked it out of the public library I would add “economical” to the title as well.
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