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Viewing the 'Saving Money' Category

It's almost August

July 31st, 2017 at 07:58 am

It is hard to believe today is the last day of July. The garden is going gangbusters which is good. Tomatoes! Lots and lots of them are coming on. I spent some time canning them Saturday. I looks like I will be canning some more this afternoon. No complaints about it either! I know it was sure nice this last winter to open up a jar of tomatoes and taste that fresh tomato from the summer. We have shared some tomatoes with some friends and they keep commenting on how good they are and they are.

My pie safe (where I store most of the stuff canned is starting to fill up. This past week I have canned some green beans, tomatoes, made sweet pickles, and made mixed berry jam. I buy fresh fruit every week to make a fruit salad that we have some once a day. With the extra fruit (some of the packages are larger due to it being in season) we can't eat it all so I put it in the freezer. When I get quite a bit saved, I then cook the berries together and make jam. I enjoy the jam, but I also plan to give some away at Christmas time. I make up baskets of goodies to some of my friends. Most of us don't exchange purchased gifts per se since we basically have what we need or too many knick knacks.

The garlic looks like it is about ready to be harvested too. I usually pick it and then clean and mince it and store it in olive oil in the fridge. We don't get a ton, but enough to use it throughout the year and have some extra cloves that we plant for the following year.

One of my husband's friends seems to have a problem with my husband's green thumb. It is almost to the point of jealousy. I don't know why. This person is very talented in so many areas and can do so many things. DH, and I love him dearly, isn't mechanically inclined. We usually have to outsource many jobs. But the lawn and garden are his speciality. As DH says, no one can be good at everything. Just wish his friend wouldn't have such problem with his ego and appreciate what DH can do.

Our pastor is retiring in two weeks. We will miss him dearly, but his replacement appears to be a good guy as well. The church had a retirement luncheon yesterday and a short presentation to thank our pastor for his service and caring for the congregation. It was very touching to see all the lives he has touched. I took my camera and took photos of and then uploaded them to the church's Facebook page. I then created a video to put on my page since I put in things I wanted to say.

We went to the Beef House on Wednesday over in Indiana. It is well known around here for good food and these amazing rolls. We actually did this on a bus trip and saw a play in addition to the meal. I just couldn't get over the feeding frenzy some of these people were a part of with the rolls. They are huge. Bigger than a large fist. Of course like most bread, they will bring out as many as you want. Well, so many at our table wanted to take some home. Not just one, but 2 or 3. They were snippy with the servers who didn't bring enough bags the first time. These servers were high school students donating their time in hopes of getting tips. Anyway, the ladies at our table were fawning over these rolls with that glint of greed in their eyes. The rolls were delicious when they brought them out...warm from the oven or warming drawer and very fresh. But white rolls tend to get stale very quickly. Guess these folks thought they were getting something for nothing. I wonder how many really ate those rolls or threw them out when they got home. Most of the people on the trip weren't poverty stricken, so I guess the offer of something free was too tempting. I didn't bring any home. I'm not above eating leftovers, but couldn't imagine even a few seconds in the microwave would make the rolls soft and good again. Plus, I'm trying to cut down on the carbs a bit.

Monday, Monday

July 17th, 2017 at 02:07 pm

After reading Livingalmostlarge's post about the spending, I would say we often find ourselves in the same situation at times. For example, last fall we decided to fix up the hall bathroom. We ordered a new vanity and medicine cabinet. Of course a new countertop and faucet. While we were at it, a new light fixture and of course a new shower curtain and liner. Oh, don't forget the new shower rod and towel holders. Then we realized the ceiling really needed to be repairs and of course we didn't have enough touch up paint and...well, you get the picture.

Today we had someone come out to give us a quote to do the same in the "master bath." I do the quotes because it is tiny. Our house was built in the 1970s and although we are delighted to have a second bath, it's cramped. But, here we go again. We have the new vanity, countertop, faucet, medicine cabinet, light fixture and to really throw a monkey wrench into the mix...exhaust fan with a light. We've been here 19 years and this is the exhaust fan that was there when we moved in. I would like one with a light because it is sometimes dark in the shower with just the light bar over the sink.

It wasn't a no spend day either because it was a trip to the chiropractor. A $20 copay which isn't horrible so I'm not complaining and my back feels better.

Yesterday we had barbecue chicken sandwiches made with the leftover chicken from a supper last week. Saturday night we had chicken and noodles from the said chicken and so we basically got three meals from one chicken. I don't think that's too bad. I still have some chicken broth leftover and I used part of it for the turkey tenderloins I'm fixing tonight. Tomorrow night I'm doing some chicken recipe in the crockpot with potatoes and will use the remainder of the chicken broth. I would say I most certainly got my money's worth out of a chicken bought on sale for $4.31. Truly a winner, winner, chicken dinner.


When there was a scare that we might not get our August pension checks on time, I didn't put as much money into a couple of savings accounts because I didn't want the checking account to be short. Well, since there is now a state budget, that scare is over. We went to the credit union and put the rest of the money into the savings accounts.

I have one pillowcase finished that I was embroidering. I chose colors that friend likes since that is who I plan to give them to for Christmas.

Not Uber But Sort Of Frugal

July 14th, 2017 at 12:04 pm

Friday is the day we usually make a day of it. We eat lunch out and go to thrift shops and garage sales. I have been trying not to buy anything at the thrift shops for awhile since I really don't need anything. But, I succumbed at two of them. I bought two jelly jars with rings for 55 cents and at another one I bought some metal Christmas ornament hooks in a sealed package and a ceramic mini loaf pan for 53 cents. I bake sweet breads and give them away at Christmas. Last year I found enough of these ceramic loaf pans to give quite a few of them away and although I'm sure people would be OK with foil pans, I just think it makes it look nicer. I refuse to pay retail for these and most of the ones I pick up at thrift stores still have the price stickers on them. I originally had picked up a couple of greeting cards, but put them back trying to use up what I have at home before purchasing any more cards or stationery. Oh, at another place I bought 4 packs of brand new pencils for $1.32. I give them to a teacher friend since he can't keep pencils and the kids don't seem to think they need to bring them after they bring a few at the beginning of the year. I didn't spend a lot, but I can't claim I'm Uber Frugal either. Darn it.

I went to the knitting group yesterday at church. We are closing in on having almost 500 knitted hats so far. One of the ladies brought zucchini to give away so I brought one of them home and can I say I was delighted. I know there's the joke about neighbors leaving zucchini on doorsteps, but we never seem to have that problem. Wish we did. We like zucchini and if we can't eat it all before it goes bad, I shred it and put it in the freezer to bake with bananas for sweet bread.

Hot Wednesday

July 12th, 2017 at 01:28 pm

Holy Cow, it's hot. And humid. The weather forecaster says if we get to 94 it will be a record. Whatever it is, it is hot enough for me. I'm not a fan of extreme anything and heat makes it so hard for me to breathe.

It has been a NSD so far. Hopefully it will remain that way. I have been doing some housecleaning. That silly maid never ever shows up. Smile I wound up washing some walls and dusting and mopping. I would like to do some laundry, but I don't want to tax the electrical system any more than I have to with the heat and humidity. I'm just happy we have a/c. I grew up without it and believe me, what a lovely thing to have.

Yesterday I fixed a chicken in the Crockpot. We had a delightful meal with it and I have enough for some other meals. Tonight is leftover pork roast. I was going to bake sweet potatoes, but I think I'm going to peel and boil them instead and then mash them because I would prefer not heating the oven. I don't care for them microwaved.

A friend was telling me how he didn't like leftovers. Heck, so many of our meals are made up leftovers. I can't imagine not using them. It is difficult to just make enough for one meal. My chicken that I fixed yesterday was caught on sale and I got it out of the freezer. It was a decent sized one and cost $4.31. Between the meat and all the broth, it will provide more than a couple of meals. I freeze the extra broth so I have it when I fix noodles or make soup. I use some vegetables, garlic, herbs, and a few spices when I cook it so the broth and chicken are well seasoned.

We are starting to get some tomatoes. Yesterday we had a salad with DH's lettuce, onions, pepper, and tomatoes. I just love getting fresh stuff.

Hope you are staying comfortable.

Third of July

July 3rd, 2017 at 02:30 pm

July in the Midwest is usually very hot and very humid. Today is no exception to this. Our a/c has run more than I wish and we did turn it up a little so it wouldn't run as much.

I had planned to grill turkey tenderloins for supper tonight, but to be honest, the idea of standing over a hot charcoal grill doesn't sound like fun. I don't handle heat well. So, I brought out the countertop convention oven I purchased a number of years ago. I actually bought it when I was teaching and would use it with my classes to bake stuff. I store it on when I'm not using it because it is pretty large, but I use it a lot during the summer when I want to bake something so I don't heat up the house. My plan is to get two meals out of the turkey tenderloins we bought at Aldi. I try to get more than one meal out of the meat we buy, not only for saving money, but also for health reasons. I went out and picked onions and used a larger one to cook with the turkey and vegetables and then we will have the smaller ones for the table to eat with salt. I had to buy radishes, but we like eating them with our meal too and I figure you can't eat too many root vegetables.

No big plans for the Fourth. I know this makes me sound like a little old lady, but it just isn't worth it to us to fight crowds and traffic to go sit on a blanket and wait for some fireworks that in the past haven't been all that terrific. We watch the Fourth of July program on PBS. So much crime has happened in our town lately, even during broad daylight; that is another reason we choose not to go out after dark, although some shootings have happened during the day. My mom used to have a police scanner and she would say the news didn't tell half of what really went on.

Hope you have a good Fourth. Other than paying bills that were already budgeted for, it has been a NSD for me. I have worked around here and enjoyed the afternoon with a book from the library.

Change

June 18th, 2017 at 12:48 pm

Every year we take our change into the credit union. We are fortunate that they have a change counter, but you have to have an account there for them to use it. This year we had $162.49 in change. DH uses cash for just about everything so he has far more change than I do. I use some cash, but often I'm paying for things like groceries or stuff at the home improvement store so I use the credit card. If I find change I put it in our trusty pickle jar. I was cleaning the other day and moved a chest and found a penny so you know where it wound up. We would have had more change, except we used quite a bit of quarters in January when we went to Tybee Island - Savannah. You pay for parking everywhere and according to the locals, the meters are strictly enforced. We also did laundry there since we were there almost two weeks. We put the money in our Christmas Club Account from our change jar. This gave us over $900 in our Christmas Club account.

Speaking of Christmas, I'm happy to report I've bought two gifts this week. Yay, me! LOL I have also made a few gifts so far. Plus I bought a gift in January too when we were on Tybee Island.

The knitting group I belong to at church has over 300 hats made so far. Most of us are making hats outside of the 4 hours a month we meet. Our intention is to give them to classrooms in high poverty schools in our area.

I used to enjoy doing crafts like crocheting, embroidery, cross stitch, etc. Then for awhile between work and my hands going numb, I gave it all up, even after having surgery on each hand. I started crocheting again a couple of summers ago -- I made star ornaments out of crochet thread for every staff member at my school for Christmas. Our mascot was the Super Stars so I thought it was appropriate. I discovered if I didn't overdo, my hands didn't hurt. So, I again have found the pleasure in crocheting and now knitting on the round loom. My goal for this Christmas is to crochet a small ornament to put in our Christmas cards. I do one or two here and there, but I have a ways to go. We send out a lot of cards. I thought it would be something nice anyway and keeps me off the streets and out of trouble. Smile

I found a brand new package of pillowcases at our church's rummage sale. These are the kind you embroider upon. I'm looking forward to working on these. I know they aren't popular, but for $3 and my work, they will do. Some of those sites on the Internet talk about how out of style Baby Boomers are. Guess I fit that bill. Who needs to be in style anyway?

And you saved...

June 12th, 2017 at 12:34 pm

Do you read those messages on your receipts from some of the stores that tell you how much you saved by shopping there?

Our public library is now putting that on the bottom of the checkout slips. Last week I checked out some magazines and some books and at the bottom it told me: "You just saved $89.89 by using your library. You have saved $513.71 since April 14, 2017."

Pretty cool!

Sunday Catch Up

June 11th, 2017 at 12:57 pm

It's Sunday afternoon. The outside temp is hot and it's windy. Glad we have air conditioning and can afford to run it.

I've paid bills and updated a few things. I'm getting ready to enjoy a book for part of the afternoon. I know I certainly get my money's worth from the public library. DH has watered some of his vegetables that are in pots that have dried out so quickly. I picked a little lettuce and washed it and put it in the chill chest for tonight's cold supper of sandwiches.

I was doing a little research the other night. I'm not dedicated enough to actually buy a subscription so I just search for stuff that I can find that is free. Just for kicks I typed in the name of a great uncle who died in World War I. I knew very little about him other than his name and that he died in the war. Well, I discovered that he is buried in a cemetery in Iraq and that he fought for England. I knew the family had come to America in 1902, but didn't realize he was in the English military. I also didn't know there was a cemetery in Iraq for casualties of World War I and World War II. Unfortunately the cemetery isn't in very good shape due to folks looting and tearing it up. That's unfortunate, but it isn't limited to Iraq. Why people feel the need to desecrate cemeteries is beyond me.

Hope you all had a great weekend. I hear that book calling!


Sunday Catch Up

June 11th, 2017 at 12:56 pm

It's Sunday afternoon. The outside temp is hot and it's windy. Glad we have air conditioning and can afford to run it.

I've paid bills and updated a few things. I'm getting ready to enjoy a book for part of the afternoon. I know I certainly get my money's worth from the public library. DH has watered some of his vegetables that are in pots that have dried out so quickly. I picked a little lettuce and washed it and put it in the chill chest for tonight's cold supper of sandwiches.

I was doing a little research the other night. I'm not dedicated enough to actually buy a subscription so I just search for stuff that I can find that is free. Just for kicks I typed in the name of a great uncle who died in World War I. I knew very little about him other than his name and that he died in the war. Well, I discovered that he is buried in a cemetery in Iraq and that he fought for England. I knew the family had come to America in 1902, but didn't realize he was in the English military. I also didn't know there was a cemetery in Iraq for casualties of World War I and World War II. Unfortunately the cemetery isn't in very good shape due to folks looting and tearing it up. That's unfortunate, but it isn't limited to Iraq. Why people feel the need to desecrate cemeteries is beyond me.

Hope you all had a great weekend. I hear that book calling!