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Viewing the 'Saving Money' Category
June 12th, 2013 at 03:48 pm
We live in the Midwest and they are calling for strong storms this afternoon and evening. I certainly hope we do not receive them. The weather said it is likely 1 in 5 people will sustain damage. Those are not good odds.
We have been enjoying herbs, lettuce, and radishes from DH's garden. The rabbit ate most of the lettuce, but apparently the stinky stuff worked and the rabbit or rabbits decided to move on. Not only is that a good thing,the news had that some rabbits are carrying a disease harmful to both cats and humans. So, better to have no rabbits eating or spreading disease.
I think DH is really on board with eating at home as much as possible. He asked me Monday night what I planned on fixing for supper so he could determine what he would eat for lunch. Last night we had leftover turkey and I used it to make a stuffing casserole with creamed corn. Tonight we are having spaghetti made with the leftover sloppy chicks stuff we had Sunday night and for lunch. I love eating well and reasonably!
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June 7th, 2013 at 10:14 pm
Pretty cheap jewelry suggested I start this...crazy ways to use up what is in the fridge so here goes...how do you use up what you have?
I often make frittatas or egg casseroles and use up vegetables, meats,and breads with eggs and milk and we often use bits and pieces of leftover cheese. If we have quite a few vegetables, I often make a stew.
What do you do?
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June 6th, 2013 at 12:35 am
Last night I was reading an article in Ladies Home Journal. The article was about the amount of food people waste. I'm not talking about simply throwing stuff out after it was on their plate, but buying fruits and vegetables and not using them, letting stuff in the pantry go to waste, and not using leftovers.
It was kind of shocking how much food is left uneatened. I think it is a minimum of 10 percent just for fresh fruits and vegetables. I can't imagine spending money on fresh fruit and letting it rot. Basically, it is folks buying it and instead of eating at home, eating out or buying fast food. It is sad.
My husband was kidding me tonight. Yesterday for lunch we had leftover sloppy chicks from Sunday night. For lunch today we had pulled pork sandwiches made from leftover pork we had at last night's supper. Tonight's supper was a casserole made with leftover turkey from Monday's meal. We also had mashed potatoes leftover from Monday's meal. He asked if I used everything up yet?
Saturday night I had roasted a chicken and I pulled the meat off. We had some of it for dinner and I had put some aside. A friend of ours had fallen and broken her hand and so with the leftover chicken and some broth I had made previously, I made a large dish of chicken and noodles. I had cooked potatoes with the chicken and made a few extra and mashed them to give them as well and also on Saturday, I had peeled a bunch of apples for apple juice and apple sauce. I gave them half of the apple sauce.
I hate wasting food. Not only because of the expense, but also because it is simply wasteful. Most of the time our meals with everything included run less than $10 for both of us. I believe in eating fairly healthy, so I don't think it is exorbinant. Some friends of ours eat out at least once a day and often twice a day. DH was figuring it up the other day. He said they probably spent almost $60 for those two meals. That's a lot of money for one day just to eat -- nothing special as a birthday party or going on vacation -- just eating. And these folks complain about money being tight.
DH might kid me about repurposing leftovers, but I noticed he had three helpings of the casserole tonight. Guess he liked it!
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June 4th, 2013 at 10:07 pm
I stayed around home today and cleaned the garage. However, I did spend some money and no, I didn't order anything on-line.
The furnace and a/c guy came for the annual check so I paid for that. And, the lawn guy came and fertilized and I paid him for that.
Not very exciting stuff, and not unexpected. But, it is sad that I don't have to leave home and still spend money.
DH is ticked because we have rabbits eating his garden. Any suggestions on keeping them out of the vegetables?
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June 3rd, 2013 at 03:17 pm
I just finished a biography of Hetty Green, the richest woman in America during the Gilded Age.
I found the book at the library and I had not heard of her. DH said she was considered crazy and nasty. Half way through the book I did look her up and it seems that almost all the online sites have the same info...wonder if they got their research from the same place.
The author of this book was more kind than the stuff on the online sites.
In a nutshell, Hetty was born to a rich family, but her family said it was the family's responsibility to make more money for future generations. Hetty was considered a miser. She was considered a cheapskate. Yet, as the author pointed out, if she had been a male, she would have been considered smart. She lived in small places, ate at simple restaurants, and didn't spend big bucks on personal fashion. She raised her kids to be careful with money.
It's funny how we like to compare ourselves to people we read about. I was just thinking that although I'm not wealthy and wasn't born wealthy, I try to find ways to save money. And some of the people I work with consider me a cheapskate.
According to the author, Hetty is like Warren Buffet...the thrill isn't in having great riches, but growing those riches. Maybe that is what those of us on SA like as well.
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May 25th, 2013 at 02:17 am
After supper tonight we went to the grocery store. We actually frequent two: Aldi and County Market. DH went to Aldi yesterday with a substantial list and then I make out a list for CM to fill in for things we either couldn't get, or like better at the CM.
The last couple of weeks, Aldi's bananas have been very ripe, so we have bought them at CM. I have noticed that it seems like the bottom of the bananas have seemed bruised. I kind of wondered why two weeks in a row just the bottom ones were bruised, but I think I discovered the reason.
The cashier who my husband has gone to the past two weeks is not exactly gentle. Tonight I witnessed him pretty much manhandle our groceries. He set the bananas down pretty roughly to weigh them. So I imagine we will have ones bruised on the bottom again. He basically pitched our loaf of bread to the side. I was so appalled I didn't even say anything.
To top things off, one of the local schools had their football players bagging for groceries. I understand they need money, but can't someone give them a few tips on bagging? We use reusable bags and some are larger than others. In one of the larger ones they put three boxes of tissue and something else very thin and very light. But in one of the smaller ones, they put two half gallons of milk and a bottle of grape juice, a can of olives and a couple of other heavier things. Sheesh. Everything was a jumbled up mess.
Oh, well, I told DH we are not going into the cashier's lane again. I think part of the problem is he doesn't feel well a lot of the time so he probably doesn't care. I'm sorry about that and I don't want to cost him his job, especially in our town with a huge unemployment rate.
I found this recipe we are going to try tomorrow night:
Tilapia Rice Cakes
8 oz tilapia
1/2 cup broth
1 egg, beaten
1 cup Panko crumbs
1/2 c cooked wild rice
1/4 c chopped onion
2 T finely chopped bell pepper
2 T mayonnaise
1 T Dijon mustard
1 T Worchestershire sauce
1 t lemon juice
oil
Rinse fish, pat dry. Pour broth into a 2 quarter baking dish. Bake at 450 4-5 minutes per 1/2 inch thickness of fish until fish flakes when tested with a fork. Drain and break into pieces.
Combine fish, egg, panko, wild rice, pepper, mayo, mustard, Worchestershire and lemon juice. Shape into 6 3/4 inch patties. Chill for 2 hours. Heat oil, cook patties until golden brown, about 10 minutes total.
Sure hope they turn out.
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May 19th, 2013 at 01:09 am
Each week I fix a fruit salad. Same fruit. During the winter it is pricey, but we pay for it anyway because we believe it has helped us stay healthier. Our fruit salad consists of grapes, strawberries, blueberries, raspberries, and blackberries and sometimes I get wild and add an apple at the last minute or kiwi. Each night I slice a banana and then put the fruit salad over it. It's pretty and yummy, and we like it. That being said, this week DH found strawberries on sale so we had leftover salad. I took the remainder of it in my lunch. The ladies I eat with were amazed that we have fruit every night. Cleaning the fruit and cutting up strawberries doesn't take that long. I know folks are busy, but THAT busy?
I've blogged about the bread making and so far, the kids have loved it. I do have some left at the end of each day and I hate for it to go to waste so I offer it to staff. One lady who I know cooks quite a bit was shocked that it was a recipe and not a box mix for the bread machine. I told her those box mixes about $4 each and why spend so much when with 6 ingredients, you can make basic white bread? So, she asked for the recipe.
We hit a true thrift shop today and found some great bargains. I found two small American flags, made in America, a small Howard Miller clock with a picture frame, some linen napkins, a small blue and white candle holder, and an unused candle...total cost: $6 for all. I did not need any of this stuff, but the candle will go in my stash when I need a quick gift. The candle holder is for me...I like blue and white stuff. We will use the napkins, and the flags are going in our yard. The clock is going to go next to my chair in the family room because I take off my watch when I get home and we don't have a wall clock. It had been a gift to someone who works for a large milling company here in Decatur...there is a small (less than an inch wide) logo on it, but it looks news. Fine with me. Howard Miller is a famous clock maker so hopefully the clock will run for a long time...it had a battery in it and it was working.
About a month and a half ago a university offered an online course to any teachers in our district on financial matters and retirement. You are to sign up, agree to take the coursework, and they pay you $25 for signing up and $25 when you finish. I signed up not only for the money, but also, I hoped to learn some things. I have taken three modules and I can say I have learned a few things about vocabulary and such. Some of the things are common sense like emergency fund and savings accounts. But, it never hurts to learn new things and get paid to do it besides. I don't think many signed up. Oh, well.
It was a beautiful day here in Central Illinois. After hitting the library and the thrift shop, we went to Lowe's and bought some plants. DH has been busily planting tomato plants, bell pepper plants, and herbs. We sure hope for a good harvest!
On the news tonight part of the midsection of the country is forecasting tornadoes. Hope they don't get them and hope they don't come here either.
Hope you had a great Saturday as well.
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May 18th, 2013 at 04:23 am
Why is it so many things need mending lately? Last Saturday night I spent a couple of hours mending a quilt. So many of the pieces had separated so I tried to mend it before I washed it.
Tonight I sewed seams back together on one of those cloth grocery bags.
In the past couple of months I have mended some socks, sewed in some buttons, and even patched a sheet.
I am sure mending has saved some money since I did not replace any of these items.
I wonder if many continue to mend things...I am sure the SA folks do, but I doubt if a majority who aren't frugal do. What do you think?
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May 12th, 2013 at 09:35 pm
Currently I have two bread machines whirring away in my kitchen. No, I have not gone carb crazy...I bought both machines used and need to see how long it takes to make a loaf of white bread. I intend to take them to school and make bread with some of the classes. So many of our students have no idea that bread can be baked...if you ask them where bread comes from, they say from the store. It is sad they have little concept of how bread is made.
We had our usual Sunday brunch of scrambled eggs, sausage, cheesy grits, and toast today. I have leftover sausage so it will go into another dish this week. Probably a fritatta. I have a stew simmering on the stove for tomorrow night's supper. We had leftover pork roast from last night's supper. There's enough stew for supper and a lunch or two. I figure we will have some of the bread that is currently being baked. I plan on giving away the second loaf.
Our church will be getting a vicar in June. In our denomination, a vicar is like an intern or student teacher who works for a year learning the ropes. The ladies guild put out big plastic tubs and are encouraging us to help fill the pantry for the vicar and his wife and soon to be born baby. I think it is a lovely gesture. It reminds me of when I married almost 23 years ago. The staff of the school I worked with went in and bought a toaster, a paring knife, and a recipe box and they all included recipes, then they filled a laundry basket with canned goods and nonperishables. It was so thoughtful and practical. A few years later one of the ladies I worked with was getting married and she and her soon to be husband were going to buy a house. I bought bags of groceries to help fill their pantry instead of some of the fancy cookware she registered for. She was disappointed. She was polite, but I could tell she wasn't thrilled. One of the other teachers who was like a second mom to her told me she thought it was a great gift and she would appreciate it a little later. She was correct...after they ate all the cans of soup and pasta and used most of the stuff, she went to the store and tried to replace it. She later told me she didn't realize groceries were that expensive and that was over 15 years ago. I suggested to her then she needed to check the grocery ads and buy things on sale and stock up.
The hubster has been busy in the garden. He planted herbs and has also planted green onions, lettuce, radishes, and carrots. He said he's thinking of getting tomato plants this week. Tonight it is supposed to be pretty cool, but temps are going to be in the 80s starting Tuesday.
We hit Walgreens after brunch today. They had some things on sale that I also had coupons for. A couple of things we didn't need, but decided to stock up since they aren't going to go bad. Plus, I found a couple of things to put in the pile for the vicar's pantry. According to the receipt, we saved almost $30 with specials, coupons, and the loyalty card. Other than a couple of things I bought for the vicar's pantry, everything else was stuff we use. I will never achieve the Extreme Couponing success as they do on the television, but figure if I save a few dollars here and there, I'm doing decently.
It is sunny and a lovely day for all the mothers and grandmothers to be celebrated. Hope your day is wonderful as well.
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May 4th, 2013 at 03:47 am
DH and I have been grocery shopping for the past two nights. We do Aldi one night and County Market the next. I usually look at the grocery fliers from both places, plan a menu, and then make a grocery list. I think we spend a lot on groceries, but we eat a lot at home and most of our meals usually have leftovers for either another meal or for a lunch or two.
A lady I know doesn't go shopping until they are totally out of everything. It's kind of odd -- she seems proud of that fact, but then admits they go to fast food places to tide them over.
She thinks I'm rigid because we have a schedule for shopping. But, I like to know we have food in the house and plan a menu.
She has admitted they are having money problems. I wonder if her pell mell attitude to shopping and cooking is also her attitude in saving and investing.
Meals for this week include:
roasted chicken tenders
scrambled eggs and grits
sloppy chicks (sloppy joes made with ground chicken)
baked turkey breast
tuna cakes
turkey (left over) and couscous
The next item has nothing to do with money, but I was highly amused. A lady I work with has a small farm and horses. One horse leans on the fence and has loosened the wire to the extent he can put his head under it, stretch it out, put a leg through, then another and another and gets out of the fence without tearing up the fence or hurting itself. And you ask, where does this traveling horse wander to? The front yard because the grass is longer and hasn't been grazed. Guess he thinks the grass is truly greener (and longer) on the other side of the fence!
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May 3rd, 2013 at 02:16 am
I knew last night that I would be arriving home a little later than usual since I was going to attend a workshop in another town about an hour away and wondered what to fix.
It was supposed to be rainy so I thought: SOUP!
We had a little pork roast leftover from the other night. And I had some tomatoes that were getting a bit squishy, some leftover mashed potatoes, some leftover green beans with their liquid...so I sauteed an onion, zucchini, carrots, celery, and mushrooms, added some tumeric, basil, and paprika, added the tomatoes and meat and green beans and some water and let it simmer for about an hour last night. A few minutes before I turned off the heat I added this small bit of elbow macaroni that was left in the jar -- not enough for a meal, but too much to throw out.
It was a good meal to heat up and service with crackers and a fruit salad and there was enough for DH's lunch tomorrow.
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April 28th, 2013 at 07:46 pm
Yesterday we did get to the bulk food store run by Amish and I bought some cheese, sausage, and some spices. Their spices are far more reasonable than those in the grocery. I commented the dried mustard in my cabinet was purchased when we married which will make it 23 years old come June 15. We didn't spent a ton, but I felt like we bought some things we would use.
We stopped at a local store and looked around the gourmet food section. DH was shocked at looking at the jars and packages of spices and spice mixtures and the prices of $8 to $15 after buying similar things in less fancy packages at the bulk food store.
Today, after church, we hit Walgreens for a few of their specials. I even had a couple of coupons to put towards the purchase and with the mark downs and coupons, we saved over 25% on our purchase.
All in all, we didn't spent a huge amount either day, I feel like my shelves have a few more necessary items, and I most certainly did not go in debt. I would say that was a success.
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April 27th, 2013 at 02:34 pm
I have perused many money saving or frugal living sights and so many say to buy in bulk. I get that it can save money, but I wonder where to put a lot of this stuff.
We don't belong to a warehouse store because we found two things: we really didn't save all that much after paying the yearly fee and we were tempted in buying things we really didn't need.
I try to keep things on hand and I have blogged that I keep my pantry fairly well stocked. For paper items I try to use coupons and hit sales and keep stuff on hand.
There is an Amish run bulk foods store near us called Beachy's and I really like utilizing it. They have a huge assortment of herbs and spices which are more reasonably priced than the grocery or speciality food stores. And, one can buy different flours and grains in smaller and larger quantities. I enjoy making bread and like experimenting with flour. I bought a half pound of rice flour to see if we liked the bread it made. And the storage isn't as much an issue since I am not buying huge bags of stuff and not using it all.
I am curious, do you buy in bulk? Are you realizing a huge cost savings if you are? And, where are you storing your purchases?
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April 21st, 2013 at 08:57 pm
Yesterday we went to the library and I snagged a magazine I had not seen on the shelves before..."Mother Earth Living." It has some cool recipes and money saving articles.
One article outlined that old fashioned cooks cook with a budget in mind. The example is they serve pot roast instead of filet because you can use a cheaper cut of meat. They use what they have and try to make things stretch.
I thought this really described many of us on SA blogs.
I found a slow cooker recipe I really want to try:
Tuscan White Bean Soup
2 cups dried white beans such as great northern
6 cups water
1 medium onion, chopped
6 cloves garlic
1 bay leaf
1/4 cup olive oil
salt to taste
1 T chopped fresh rosemary for garnish
Rinse beans thoroughly and place them in a 7 quart slow cooker along with water, onion, garlic and bay leaf. Cover and cook on low for about 8 hours or until beans are tender. Remove bay leaf. Either with an immersion blender or put in a blender or food processor, puree until desired consistency. Add salt to taste.
Ladle soup into bowls. Drizzle with olive oil and sprinkle with rosemary.
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April 15th, 2013 at 01:13 am
Ever notice how many bottles of water are on a grocery store shelf? And now flavored waters are a big sell.
Yesterday someone posted on Facebook on making flavored waters. I decided to use one of the recipes because I had the ingredients.
10 cups of water
1 apple cut up in chunks
2 teaspoons of cinnamon
2 cinnamon sticks
Mix together and refrigerate overnight.
Well, I tried it and it is pretty good. And fairly reasonable.
I was thinking it would be good if I made tea with this flavored water a d probably more reasonable than fancy tea bags or mixes.
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April 11th, 2013 at 01:17 am
It's been muggy and sticky today and warm. We are currently having storms and the north part of town received large hail. Tomorrow is supposed to be really cold.
DH is chomping at the bit to start gardening. He loves gardening and he loves eating his homegrown produce.
I'm ready to growing our own as well. Good flavor as well as saving money.
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April 9th, 2013 at 12:10 am
We had an inservice day for the elementary schools in my district. Every teacher had to move to another school after lunch and it seemed like all of them were trying to figure out where they were eating lunch.
I took my handy lunch bag with peanut butter, crackers, apple, and a Thermos of water. I got to the location, ate my lunch, and could relax.
I am sure by the end of the week, many of these will be complaining they are running short on money. It wasn't an exciting lunch, but saving money and not having to rush made it worthwhile.
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April 7th, 2013 at 08:29 pm
I received many positive comments on the new hardwood floors. I will say this week has been very busy trying to get the house back in order after the installer finished on Monday. We are so happy with the new flooring and now that things are starting to settle down, I have discovered a few things.
1. This made me truly go through many of our possessions and decide, do we need to keep this? Are we really using it or enjoying it? We donated a couple of pieces of furniture, plus some rugs, household items, and some clothes. This made me let go.
2. I threw away some items that should have been thrown away before. I was raised with the depression era mentality that one shouldn't throw stuff away in case we need it. Some of these items couldn't be reused by anyone else and truly needed to be pitched. It was emotional guilt keeping that from happening. Guess the new floors made me rethink the possession.
3. I washed up everything that could be washed before putting it away or up and it made me appreciate all the nice things I own and how fortunate I truly am.
I spent part of Friday night after the weekly trek to the grocery cleaning and finishing up. I like having a tidy house and that made my evening feel fulfilled.
Part of yesterday was spent fixing some things for meals for the week. I will say planning for meals while trying to put the house back together was a challenge because I was physically exhausted, but we've come so far with eating at home and saving money, I didn't want to get off track.
Our meals for this week:
Sunday:
Brunch: eggs, sausage, toast, grits, fruit salad
Supper: sloppy chicks and chips and fruit salad
Monday:
Lunch: peanut butter and saltines and an apple
Supper: meatloaf, mashed potatoes, green beans, fruit salad
Tuesday:
Lunch: leftover meatloaf and potatoes and green beans
Supper: Beef and barley vegetable soup, cottage cheese
Wednesday:
Lunch: leftover soup
Supper: chicken tenders, sweet potatoes, salad
Thursday:
Lunch: leftover chicken tenders, sweet potatoes
Supper: vegetable fritatta, cottage cheese, fruit salad
I'm not sure on Friday yet, although I'm sure lunch will be whatever is leftover in the fridge. It is usually my clean out the fridge type of lunch so I may have a smorgasboard of this and that.
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March 24th, 2013 at 12:49 am
We did our weekly grocery shopping. We spent around $100. We have the same things for breakfast so I didn't include them...DH has cereal and I have yogurt and take a Thermos of coffee with cream to work. I also take a piece of fruit in my lunch. Someone told me at work they are too tired to cook after school and I said I was pretty tired too, but making things ahead after figuring up a weekly menu sure helps.
Menu
Saturday night - pork loin roast, sweet potatoes, stuffed mushrooms, green beans, fruit salad
Sunday brunch - scrambled eggs, sausage, toast, cheesy grits, fruit salad
Sunday supper - Sloppy chicks (sloppy joes made with ground chicken), chips, cheese, fruit salad
Monday - lunch - leftover sausage and grits
Monday - supper- Yankee pot roast with carrots, mushrooms, onion, and celery, boiled potatoes, cottage cheese
Tuesday - leftover sloppy chicks
Tuesday - supper - chicken stew and crackers and cheese
Wednesday - lunch - leftover chicken stew
Wednesday - supper - leftover pork and gravy, mashed potatoes, salad, fruit salad
Thursday - lunch - leftover beef and vegetables
Thursday - supper - chicken and noodles, salad, cottage cheese, fruit salad
Friday - lunch - leftover chicken stew
Friday - supper...treat...we are going out. :-)
Fortunately DH doesn't balk too much about leftovers for lunch and if I rework something for leftovers into something else, he won't complain. And he loves eating at home.
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February 18th, 2013 at 04:41 pm
First of all, I'm starting with a rant...I am so tired of hearing people around me griping they don't have enough money. I know so many sites suggest you find friends who share your views, it is extremely difficult to find folks who share the same views on money...I think I have two friends who are as frugal as we are. The rest...well, they say they are saving money, but rely on credit to pay for things and then whine when things get tight. I hate to lose friends, but it would be more fun if we shared the same money views. It is refreshing to communicate with the SA "friends" because we all have the same goal: use what we have to best benefit for us.
One couple in particular gripes about being short on cash, yet they eat out at least once a day. We sometimes get together to eat and I suggested we trade off and fix something at our homes and have the guests bring something to save money. After all, the real reason we get together is to socialize. We even tried it with our having the main dish and asking them to bring something, but that's as far as it got. I'm not saying one shouldn't ever eat out, but usually the stuff made at home is as good or better than what you can get in a restaurant.
I hear people I work with complain about not having enough money and feeling the squeeze, yet they go out and get something for lunch and stop and get drinks on the way to work or send someone out to get pop or tea. This happens almost every day. I'm sure they haven't added up how much they spend and although a dollar here and a couple dollars there doesn't seem like much, it all adds up.
I have been trying to think of some of the ways we save money and compiled a list of 25. There are probably more, but I can't think of them. Do you have any to add?
Ways we have been saving money:
1. Using the library for books, magazines, and DVD’s
2. Eating at home and using leftovers Cooking from scratch whenever possible (I have a Crockpot and know how to use it! 
3. Mending
4. Brew my own coffee and take in a Thermos
5. Brew our iced tea
6. Take a container of water for lunch instead of buying a bottle each day
7. Buying pre-owned things (not only good for the pocketbook, but good for the planet)
8. In the summer, DH grows herbs and tomatoes, bell peppers, lettuce, and green onions
9. Pay our credit cards off each month – and do not charge anything we cannot pay off
10. Save money in accounts for things like Christmas, vacation, and mad money which is whatever big project we are saving up for
11. Take care of the items we already own
12. Buy Christmas cards after Christmas for next year
13. Only run the dishwasher and washer with full loads
14. Try to fix things instead of replacing them
15. I shut off lights when I’m not in the room
16. We weather-stripped doors.
17. Grocery shop with a list
18. We do not hit the mall for entertainment. We go to the store for the things we need and leave and we try to hit sales.
19. I made a lot of our Christmas gifts…I like to cook and bake and bought cute baskets and napkins and gave these as gifts.
20. Buy staples on sale whenever possible and put in pantry…then use them!
21. We used to exchange gifts with another couple and it was getting pricey…we bit the bullet and asked if we could either set or limit or discontinue…the couple agreed to just exchange cards.
22. Reuse things like plastic bags and foil whenever possible. I try to use glass lidded dishes whenever possible so I don’t need to use as much foil.
23. I try to make some of my cleaning supplies…I have been making our own window cleaner and a friend gave me the recipe for laundry detergent. It is scary how much we pay for products that contain so much water!
24. Reuse things like the backs of envelopes we received for lists and a great way to store coupons for the grocery. This also allows us to shop more than one place and make a list for each place to find the best bargains.
25. We use the freezer…I try to keep homemade chicken broth on hand and we buy meats on sale, then “shop” the freezer.
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February 18th, 2013 at 01:22 am
Yesterday we spent big money. We wanted a new mattress. We read Consumer Reports and went out to comparison shop, we decided to bite the bullet and buy a very expensive, but well rated mattress that appears to help DH's arthritis.
We discussed it beforehand, but there was still a bit of sticker shock. It is one thing to read up and think about it, and it is another to see that price. We decided it is worth it to buy quality.
We go to pay and we write the check. DH asks if we have that much in checking, and I show him the register. He was pleased and afterwards said forgot we had extra money.
As we drove away, DH said he realizes why we have been eating at home, eating leftovers, buying used or doing without. I said exactly...we can buy nice things when we save up by cutting costs other places.
Today in the way home from church DH said he bet we saved over $15 by eating at home for brunch instead of going out.
He's got it!
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February 10th, 2013 at 08:36 pm
It's rainy and windy and just a great day to stay inside. I, of course, took liberties with the Carpenters' song and changed it to Sunday because that is what today is...Sunday. A few folks have complained about the rain, but not me. We need that precious precipitation. After being in a drought last summer and fall, rain is glorious and wonderful and if I have a choice, far better than snow and ice.
After church we came home to fix brunch and then I did some cleaning. I paid a couple of bills and I'm getting ready to finish up the straightening and organizing in the kitchen.
Before church I put a small chicken in the Crockpot to cook with some vegetables and herbs. When it finished, I used the meat to make a large casserole of chicken and dressing (at least two meals there this week) and froze the remaining broth. Last night's meal of pot roast will make up quite a few meals this week for lunches and then beef and noodles for a supper.
DH is hoping the rain replenishes the ground so when he plants his vegetables and herbs, they will take off and look great and also the moist soil will help the farmers.
I mopped the floors and put some rugs in the washer. Anyone know if there is anyway to repair or replace the rubber backing on rugs? The rugs still look great, but the backing is starting to wear away.
So, I'll be humming along and changing the song!
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Ramblings and nonsensical chatter
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February 9th, 2013 at 03:53 am
Fun Friday Frolics you query? OK, I made it up.
Today was super busy at work and then after supper we hit the grocery store. We did not need much because we hit Aldi last night and bought most of our fruits, vegetables and some meat. Tonight was cottage cheese, bread, and raspberries since Aldi didn't have them.
DH went to the local meat market and bought a chuck roast which I am putting in the oven overnight on low heat. Makes a fabulous pot roast. We got over three meals over the last one. So much of the stuff we are buying makes more than one meal for us.
Yesterday I had a meeting and only two of us stayed in and consumed the lunches we brought from home. Mine was pretty decent considering it was leftover bits and pieces...it was different as well as cheap and I had a chance to get a lot of work done on top of it.
Another coworker was talking about weekend plans. She was amazed that we have a large breakfast after church. She seemed shocked that someone would make scrambled eggs. How difficult are scrambled eggs? Sheesh.
Menu is made up for the week and food is bought. Now if only a chef would come in and fix it so I could relax!
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Saving Money
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3 Comments »
February 4th, 2013 at 12:01 am
Last week sort of got away from me. Saturday night we received a phone call that my husband's aunt had died in the morning and the funeral was the next day at 3 with visitation at 2. What made us uneasy was the weather forecast ... freezing rain and ice in our neck of the woods.
DH wavered back and forth. He wanted to go, but the weather was frightening. We decided to wait and see and make the decision at noon since it was a two hour trip. At noon it was cloudy, precipitation had almost halted. We made the trip.
DH was glad we had the chance to go. His aunt has been a fighter the past few years, but he wanted to have the closure as well as support his uncle.
The pastor did a wonderful service. This couple had been married 67 years. And to say they were the perfect example of how to love would be an understatement. At 91, DH's uncle was always loving and kind and watched out for her. She, in turn, did many things to help him. What a love affair, even to the end.
Anyway, I'm glad we had the opportunity to go. It just made the week a blur as I caught up on other things and fought a bug. Another weekend has come and almost passed and I'm asking myself, am I ready for Monday? I certainly hope so!
I was reading the Saturday Evening Post and they had a recipe that I think I may be using this week. I have two after school meetings and one evening meeting at school, so it looks quick and easy as well as a way to use the eggs I caught on sale this week:
2 tablespoons of olive oil
1 cup of fresh vegetables, chopped
4 slices of bacon, chopped
4 eggs
1/2 milk
Parmesan cheese
salt and pepper
Preheat broiler.
In a bowl, mix eggs, milk, salt and pepper. Set aside. In an oven proof skillet (I'm using cast iron) heat the olive oil and saute' the vegetables. Remove the vegetables when they are cooked through. Cook the bacon until crisp and then add the vegetables and make a flat layer. Pour over the egg/milk mixture. Cook on medium heat for 4-5 minutes until almost cooked through. Put under broiler for a minute or two until browned,and the remove, add the cheese, and put under the broiler for a minute or until cheese melts. Either cut into wedges or scoop out and serve.
Cheap and easy, don't you think?
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Saving Money,
Ramblings and nonsensical chatter
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3 Comments »
January 25th, 2013 at 12:57 am
After yesterday's pity party, I want to thank everyone who gave me words of encouragement. I think part of it was frustration and part of it is I don't feel well. Plus, I think sometimes when we get stuck in a rut, we get disgruntled.
I had a meeting today and could have gone out to lunch. During regular school days we have 30 minutes so going out during the regular lunch time would have been a problem. We had more time today due to the meetings, but I decided to pack the lunch anyway. I couldn't see spending the money and starting the car to go somewhere. I had an opportunity to eat and get some work done. When I finished, one of the ladies came back from lunch and noticed my lunch bag. She said she thought the duct tape made it look like it was thermal. Isn't it interesting how one person can see something differently than someone else. I didn't feel ashamed of it anymore.
As for the title, last night I couldn't decide what to do with leftover pork tenderloin. I really wanted something beyond sandwiches. So, I looked in the fridge and had part of a bell paper, zucchini, celery, a partial container of mushrooms, and carrots. I always try to keep an onion around. I sauted all these together, tore up the meat, added some chicken broth I had in the freezer, and then added some lentils I had in the pantry and the small wheat elbow macaroni. I didn't have much of the macaroni and the last time I used it, I had such a small portion left, but hated to throw it away. Good thing, because it made it into the pot. This simmered for two hours last night and then I stowed it in the fridge.
Tonight I heated it up, added some leftover cottage cheese in a separate dish, and used some crackers and it was a hearty supper.
Since my fridge was pretty empty by then, I cleaned the shelves and the crispers so it is tidy and sparkling.
I figured by using up all the stuff in the fridge I didn't waste food, we had a fairly nutritious supper, and I know I had plenty to eat. DH will have leftover stew for lunch tomorrow so he's a happy boy.
My fridge may be empty and my tummy full, so I guess I won't mention the overflowing dishwasher! :-)
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Saving Money
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3 Comments »
January 24th, 2013 at 12:48 am
It's cold and dreary here in Central Illinois. I feel like I have something, but not sure what...I know I'm congested and I sneeze a lot. It could be far worse. Maybe this is why I kind of had a pity party the other day.
As many of you know, I cook a lot. I don't mind cooking. And I try to repurpose leftovers for other things if at all possible. But last week, I just had it.
I take my lunch to work as well as a Thermos of coffee. I also take an extra drink...sometimes it is cold tea, other times it is cold coffee, for an afternoon pick me up. I drink water from another Thermos for lunch. It just seemed more than I can handle anymore. I'm tired of taking my lunch. I'm tired of lugging these things around. Am I really saving money? Plus, there are some folks who just get on my nerves who inform me that they can buy a bottle of water or run down to the service station and get a Polar Pop for less than a dollar and how silly I am.
I have a large lunch bag that is sort of lined and it started falling apart so I took duct tape to it. It looks bizarre, but it seemed to do the trick. Am I being too cheap?
I keep telling myself I'm saving money.
I have been perusing some saving sites and so many have the same things over and over...take your lunch, eat at home...make your own coffee...all of these things I do.
Anyway, I am hoping my downheartedness is simply because I'm tired and not feeling well.
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16 Comments »
January 20th, 2013 at 02:27 am
I'm feeling a bit funny...often our students don't pronounce library, and say "lieberry" and a teacher friend used to ask if lieberries were in season. We all would chuckle.
Well, our "liberry" must be in season because I checked out a bunch of things. I checked out magazines and a bunch of different books.
I love looking through the glossy pages of magazines, but I hate the expense and the waste of purchasing them. I would imagine a I save a fortune by checking them out.
DH and I like to look at flea markets, antique malls, garage sales, and consignment shops. I checked out some books on antique values. I don't picture us trying to buy things and resell them, but it is interesting reading up on things. A friend of mine collects Currier and Ives dishes and I have learned that many of the dishes came from detergent and some of the glasses were given as premiums from A and P. It is kind of interesting.
I also enjoy cooking and I'm always looking for ideas on organizing the kitchen. I checked out 5 books on kitchen remodeling and reorganization.
I certainly get my money's worth when it comes to the library -- we pay taxes to support it and I don't resent paying it one bit.
It is interesting because we can tell what part of the month it is. By the middle of the month, there are fewer new books available and by the end of the month, there are hardly any. I think the economy has made library use go up.
So, are liberries in season where you are?
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January 13th, 2013 at 04:45 am
DH made a comment that so many of our friends do not plan. I would agree.
One couple eats out at least once a day. They complain about not having enough money...hmmm...wonder why! Everything is spontaneous and they grouse because they might call and ask us to join them and we often don't because I have already begun the meal or have something defrosted and feel like I need to cook it,
Each Thursday night I figure out what the menu is going to be for the next week. I will admit we are kind of in a rut for Sunday brunch and Sunday supper, but DH is happy and we are eating at home, so there is a comfort in that, I also try to fix things for suppers so we have leftovers for lunches.
Besides meal planning, we have separate accounts beyond our checking and regular savings accounts. We have a Christmas Club, a vacation, and our mad money account that we use to save up for things. In the past we have saved up for a new stove and dishwasher. It means we try to make regular monthly deposits in these accounts,
As for shopping and running errands, we try to plan for that as well. We try to bundle our trips together so we aren't making a lot of extra trips.
We are not, by any means, perfect, but we have seen a substantial savings in the past few years with our planning. Perhaps we are considered stodgy, but I feel the ends justifies the means. I think one has to purposefully plan to succeed.
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Saving Money,
Shopping
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January 12th, 2013 at 04:21 am
Today is clean out the fridge day around here. We eat leftovers. DH also went to Aldi so it is also fill up the fridge Friday.
Lunch was a bit different for me...I took leftover meat and had crackers and fruit with it. I hate wasting food plus I felt like I saved money.
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January 3rd, 2013 at 04:11 pm
My dad used to say that when you no longer want things, you are dying. Interesting concept, yes?
We went to Menards yesterday to buy light bulbs since we were already close to them. (Granted, 12 miles from home isn't huge, but we try to cluster our northbound trips together.) We walked around and looked at things and DH asked if there was anything I wanted and I said, "No, not really."
Right now DH and I are saving up for hardwood floors for the family room, dining room, and hallway. I guess I'm thinking of trying to find ways to save money and sock more of it away. This is over and above our regular savings and my retirement account.
So, to one extent I don't really crave anything, except looking forward to new floors. And shopping for the sheer thrill of it doesn't excite me either. But, I'm not sure my dad's idea rings true entirely. What do you think?
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Shopping
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