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Taking Care of Things

January 1st, 2012 at 12:32 am

We celebrated New Year's by having an early dinner. Our favorite restaurant has a loyalty program and we had some money coming, so we splurged and had steaks. Yum!

As we were leaving, an older couple had already gotten into their car. It was an older Crown Victoria. That baby was shined up and looked pristine. Not a speck of rust or dirt. I bet the inside was as clean.

DH said you can tell that an older person owns it because they know how to take care of things.

How sad. But true. How much money can one save by taking care of things? I have some pots that belonged to my grandmother. I am sure they are over 50 years old. She took care of them and I've taken care of them and we have both gotten good use of them.

That being said, how many things are made nowdays that can last? A friend of mine said when she and her hubby went television shopping, they mentioned that their "old" television of over 7 years was going out and the sales clerk said they were lucky to have gotten that much time out of it -- things aren't made to last, but to be replaced.

Our bodies are also examples. If one eats right, exercises, and tries to stay content, usually the body lasts far longer than if one parties, smokes, and is angry all the time. Not always, but usually.

I would say taking care of things can help save money. I know many of the items in my kitchen are old -- Pyrex and Corningware especially because my family or someone else took care of them. They are serving me well.

So, even if the businesses expect me to replace things, I'm going to continue taking care of things to try and get the best use out of it. Hopefully it will pay off for me by saving some money as well as less to throw out.

Found a penny!

December 30th, 2011 at 08:35 pm

We were out and about doing some grocery shopping. We were at the meat market and my dh looked down and there was a penny. Of course I picked it up and put it in the furnace fund. I'm not too proud.

We also hit Aldi and found lots of good things for meals for the coming week. I was excited to find blackberries for 99 cents for the package. That's a treat. Although I like to save money, I also splurge on fresh fruits, even some out of season.

Last week a friend was talking about her baking. She said she had been using margarine in her cookies and said she thinks they have changed the formula and wanted to know what I used. She was shocked when she heard me say I use butter. I told her I get a pound of it for under $2 at Aldi here in town and I can choose between salted and unsalted and I'd rather have butter than margarine.

She sort of turned up her nose at first. She said she never thought of Aldi and why would I want to shop there. I said to save money, of course.

Granted, we could afford to buy our groceries at one of the other chains, and we still fill in at the other stores, but if I can get fruits, dairy, and vegetables more reasonable and it's not out of our way, why wouldn't I? After all, it gives us extra money to either save or spend.

Guess some folks still feel the need to pay full price for everything and then mew about it.

TLC's Extreme Cheapskate

December 29th, 2011 at 03:56 pm

I viewed half of the new TLC program, Extreme Cheapskate last night. I caught the part where the guy has no spend weeks throughout the year and he and his wife eat what they have. On the last day he scrounged up change to go buy some meat. The man had over $7 in change after riding his bike here and there to pick up pennies, nickels, dimes and quarters. His idea of a good meal? Two goat heads.

Now, I think I like to save money, but I am not brave enough to try boiling and then roasting a goat's head. He said the eye was a delicacy. Ick. Actually double ick on my part. His wife said she would let him enjoy his "meat" and ate whatever else they had.

The next part was a kid who bartered for things. We just saw on the news where a town in Maine is doing a lot of bartering because so few have money. But this guy on the TLC program was almost, in my opinion, greedy.

I imagine some of the stuff on these programs is for the glitz of television, but geeze, to me a no spend day doesn't mean rounding up change and then going to buy something. Perhaps I'm too literal.

As my husband would say, this guy gives cheap a bad name.

Bothersome Buttons

December 10th, 2011 at 02:25 pm

Are we the only folks who have problems with buttons? I'm not talking about buttons on the phone or remote, but those fastening devices on clothes.

Last year my husband purchased a very nice coat -- it was on sale, but wasn't a casual coat. It's not super dressing, but a happy medium. He wears it because it is warm and looks a little nicer than the every day coat he has. Now, he bought it near the end of the season last year so he hasn't worn it much. Last night he pointed out that the buttons were already becoming loose.

It seems like most of our clothes with buttons, I'm always having to secure them after a couple of wearings. Are we the only ones?

The saying "a stitch in time saves nine" might mean less sewing, but my stitching means I don't have to search for new buttons for lost ones. Or purchase them. And believe me, if you have to purchase new ones, they are pricey for such little things.

Oh, bother!

More Spam Chuckles

December 7th, 2011 at 12:19 am

My spam folder said it had 5 emails. After last Saturday's money saving offers, I thought I'd peruse it and see what other goodies I can turn down.

The first one is for an electronic cigarette...and I'm so special I'm one of the few who had it offered to me. Well, since I don't smoke, guess I don't need an electronic cigarette to stave off my cravings for nicotene. Saved a chunk of money there, I bet.

The second is about my order was received. What order? I haven't ordered anything. It has a link with a p.o. number. Well, sorry, I didn't bite on this one. I'm not sure what they think I ordered, but I'm not going to click to find out either. I saved money by not ordering in the first place.

Two others have something to do with cars, with one being a humongous sales. Maybe they figure I'll need a bigger car after buying the Viagra or something. Nah, I just hit delete on those. I'm not in the market for a new car so I think my cost savings just went up on that too.

One doesn't have a subject or even a sender. Guess a ghost sent it. Well, it is probably written in invisible font and I'm not opening it up to see what was sent...it might be too scary!

With my email addy, it isn't easy to tell what gender I am, so I guess the spammers are just trying to see if they can hook me with something. They don't call it it phishing for nothing!

Spam Folder...Ho Ho Ho

December 3rd, 2011 at 04:48 pm

That's my chuckle over the stuff in the spam folder...

I open it up every few days just to check and clear it. Well, one company sent me two emails about my preapproval for a credit card...within 30 minutes of each other. The first one was at 5:49 a.m. and the second was after 6 a.m. Sorry, I have no intention of responding that early in the morning for a credit card. See, I saved money right there by not replying and taking them up on that wonderful offer and going out and spending money on the credit card!

There were two identical emails for penis enlargement and the subject line was Christmas is coming! Well, not being male, I don't have a penis so I don't really need to enlarge anything I don't have. I'm not really sure what that has to do with Christmas unless it is a gift you give yourself, that is, if you have the equipment. Fortunately, I can save money here too since I don't need that part of my anatomy enlarged.

In that same vein, there were two emails also with the subject line Christmas is coming and they were for Viagra. Well, again, I don't really need Viagra...see paragraph two if you skipped ahead. I saved money again! I'm getting richer by the second!

The latest email in my spam folder stated it was warning me that someone ran a background check on me and that they looked up my arrest record and I need to click on their url and find out who. Well, my arrest record is pretty short. I had a speeding ticket about 8 years ago. I deserved that ticket, so I'm not grousing about it. But, my record is pretty small -- I live a pretty simple life -- so I think I'll pass on finding out who ran a background check on me. I am pretty sure they will want me to pay for the privilege of finding out who supposedly checked my criminal background. Nah, I think I'll save my money and not purchase that little treat either.

Well, I say it has been a prosperous morning here at the computer. I saved a ton of money by not investing in their schemes. And, I had a chuckle besides!

Wasting Food Costs Money

November 26th, 2011 at 02:28 pm

I was reading in the forums this morning and I saw Jeffrey had posted this article:

http://www.nationofchange.org/10-tips-reduce-food-waste-during-holidays-1322153327

It talked about how much food is wasted in the U.S. especially during the holidays.

I know this is something I have tried very hard to stop in our household. There's a commercial for plastic bags that shows folks throwing away about half of their food and how they should buy these great plastic bags to stop that.

I would like to offer a rebuttal to that ad. It's not the use or misuse of plastic bags that results in food waste, it is the fact people aren't careful and use what they have.

We had very few leftovers this Thanksgiving. We had a great meal and enough for another meal which we ate Thanksgiving night. Instead of buying a whole turkey, I bought a turkey breast. It was plenty for three of us for Thanksgiving and just enough for supper. I had planned to make turkey and noodles if we had any leftover after that -- I saved the broth. Since I didn't use it, it will be frozen for something else.

As for the potatoes, I made just enough. That was a tough one for me. I have a hard time judging how much is enough. But, I decided to make a little less than I normally would so there wouldn't be a ton left over. I figured there was plenty of stuff to eat. Our table wasn't sparse either time and we ate plenty.

In my every day cooking, I try to figure out ways to use those leftovers. Last week I used the ham steak for 2 1/2 meals. Leftover green beans from one meal were used to make a vegetable soup for another. Sometimes we have clean out the fridge supper -- some weird choices, but I hate to throw food away. Partially because I hate to see waste, but also partially because it costs money. I was not happy last week when I was using stuff up from the freezer and although we had eated most of the okra, that I had let it sit too long in the freezer. I tried fixing it, but it was beyond using. I know I bought it on sale, but still, it was wasteful. I did manage to use up the small amount of hashbrowns that were in the freezer - I chopped a green onion in with them to give it flavor.

Hopefully I will have no waste coming up during the holidays. Right now my freezer is kind of full from some of the sweet breads I baked and froze for our church bazaar. But, after that, I hope to empty it and start freezing some of the things I can use for other meals. I just need to be careful not to let anything slip to the back and be forgotten.

Is the American dream attainable?

November 19th, 2011 at 08:56 pm

As I catch up on my reading, Time had a story about what people think about the "American dream." It asked if people think it is attainable for today's youth, or has it become impossible?

How thought provoking! I've been talking about this with a lot of people and it is interesting to listen to their comments. Some people say they feel it is not attainable like it has been in the past because the economy is hindering the upward movement.

Yet others say it is still in one's reach, but people have to be willing to work hard and look for ways to reach it.

I'm going to agree with the latter. The reason I believe this is I think people can still move up and better themselves. I think it can be difficult and challenging. However, I also think people need to prioritize what their dream might be. Plus, they need to work for it, not figure it will be handed to them.

For example, I have a friend who works two jobs. Neither job is super high paying, but could be adequate. She still runs out of money. She rents, drives a beater, and complains about her situation. I have encouraged her to budget, open up a savings account, and not rely on credit cards. A few years ago she wanted to buy a house and went to the bank to be pre-approved. When she told me how much she was pre-approved for, I told her not to spend that much because it would keep her from having any disposable income. She looked at houses and since they weren't what she wanted, she never bought one. A friend of mine had a stroke and her daughters sold her house -- very reasonable and far less than what my friend had been pre-approved for. But, since it wasn't "perfect" she didn't want it.

Another friend of mine works one full time job. It's not anything that is going to make her rich -- in fact she makes less than the aforementioned friend. But, she owns her home, bought a used car where she can afford the payments, and saves up for things. When she bought her house, she bought it at a reasonable price and fixed up what she needed to fix up to move in and has been working on it since. She will probably never be wealthy, but she feels she has done very well and is satisified with her life.

I think in a lot of cases, the person needs to figure out what their dream is and then work towards it. Yet, I think it is that four letter word that is hindering many: work. There are those who feel "entitled" to a fancy house, big car, and large salary.

If watching some of the house hunting shows are any indication, many people are not willing to buy a house and fix it up -- they want a house with all the bells and whistles like what their parents have, the parents who have worked over 40 years to achieve what they want.

I think today's economy reflects this mindset. Another friend laughs at me when I tell them we have a regular savings, a Christmas club, a vacation savings, and then another account that we put money in for whatever thing we are saving for, be it a fridge, dishwasher, or now, a new furnace. I guess immediate gratification brought about by credit cards has made saving and anticpating a thing of the past for many.

So, I wonder what others think. Is the American dream attainable, or is the youth of tomorrow doomed?

Shopping Savvy

November 12th, 2011 at 10:19 pm

I'm a little behind in my reading, but I did have a chance to read an article in "Time" yesterday morning. It had a story about how a grocery chain was conducting research on how people shop.

I know this isn't anything new, by any means, but the examples the story gave was interesting.

Apparently there were cameras in real stores and they were observing how people shopped with certain variables. The first was counting how long people stayed in an area and if they rushed through it, it meant they spent less. So, the powers that be changed the flooring so the carts would make a clickity clack noise and people slowed down. When they slowed down, they stayed longer in that area and therefore, bought more.

Another instance was how signs were written for "sales." If the dollar sign was put on a sign, people appeared to buy less than if they left the dollar sign off. Apparently the dollar sign on a poster made people think they are spending more.

The other instance was writing a limit on a sign. The price was the same for the items, but when there was a limit, people tended to buy more.

All very interesting. And a little bit scary if you think about it.

I wonder if the cart with the crazy wheel also has a purpose!

Finding a way to add to furnace fund

November 11th, 2011 at 01:41 am

One of the "joys" of being a homeowner means replacing or repairing things when they break or wear out.

Earlier this fall we had to replace our 13 year old water heater.

We figure we better start a furnace fund. The furnace was here when we bought the house -- it is over 14 years old and knowing the previous owners who replaced it, it probably wasn't top of the line. We have it checked every year and I replace the filters each month. It had quite a workout last summer with the extreme heat and so I we are hoping it will last through the winter.

So, I've been looking for ways to contribute to this savings. I found a broken gold chain and dh took it in today we received $24 for it. Not too bad for something that was sitting in the drawer.

I had to drive some for work last month and received a mileage check...it's going in the fund too.

I think I'm going to ask the credit card for a check for our cashback bonus and put that in. Plus, I'm trying to put a set amount in each month.

Now, if the furnace will be good and not break before we can afford a new one!

They're only paperclips...

November 6th, 2011 at 09:00 pm

A gal I work with recently was demoted. Not only has her job drastically changed, her salary went down almost half. This was not a sign of the economic times, but apparently, from the rumors, a result of some poor decisions made professionally.

She is now working on a regular teacher's salary and complains nonstop about paying union dues, and how hard it is to make it on this salary.

The other day she was asking me how come I don't complain about the salary. I told her because I feel like I'm getting paid a fair amount and that I feel blessed to have a job.

She said it must because I don't have kids. I told her I don't think that was it at all, but that I have a different set of priorities than she does.

This gal has always had to purchase name brand everything. She has to have the expensive purses like Coach. And one is not enough. She has to have a different one for each outfit.

She has jewelry and we aren't talking about the reasonable stuff.

And her clothes have all been top of the line, name brand items. Each week it was a pursuit to buy the latest and greatest.

I know she has looked down her nose at my shoes (which are not only reasonable, but comfortable), to my clothes, and especially my purses. OK, I'll admit it, I buy cheap purses. I have two criteria -- they have to have a comfortable shoulder strap and I need to have room for my iPad.

I told her my priorities are far different than hers and I discovered that being satisified with the things I own has made me far happier than always trying to buy the latest and greatest.

She told me she has changed and that her priorities have changed and she didn't buy a purse last weekend, even though she wanted to.

As she said that, she finished paperclipping some papers and the pile she had left, she gathered into her hand and threw them into the garbage.

They may only be paperclips, but I think it shows her character...and I am not buying the priority change. Would you?

Talking Finances

October 29th, 2011 at 02:35 pm

It's the end of the month and around our city, that means spending is usually down at stores and restaurants. I think it is because so many folks receive checks the first of the month and it is running low by now.

We know some folks who would rather put their expenses on credit cards than admit their money is running low. I am not sure why they think it is taboo to just admit they don't have the money for something. I guess they view it as something to be ashamed of. I don't know why unless they spent recklessly to begin with.

I've been kind of studying some of the people we know and how they are playing the keeping up appearances game. They will never admit that they don't have the cash for something. Some even go so far as to hit a home equity line of credit to get money for things, and I'm not talking for home improvements either.

One friend admitted they couldn't afford something to me the other day and how she didn't want to tell the person that invited her to go shopping that. I told her it was no shame, but actually showed wisdom that she knew she couldn't afford it and with so many people having money issues, it wasn't anything to be ashamed of.

I guess I grew up differently. I remember in high school one of the teachers planned a trip to Europe during the summer for students and she asked if I wanted to go. I told her that although I would love to, it wasn't financially possible. She said she understood and nothing more was said. I wasn't ashamed of that and she didn't belittle me for that either. It was a fact of life and we went on.

With all the "open" conversations about everything from sex to diseases, why talking money is such a secret still astounds me.

A Halloween Costume -- Really?

October 25th, 2011 at 12:26 am

A friend of mine is always grousing she doesn't have any money. She works hard and that is true. But, when the time between her pay days is here, she often has to do without or borrow money to buy necessities like gasoline for her car.

Years ago she had to live hand to mouth. Part of it was because of some circumstances, but part of it was because she was trying to live a dream. As a result of that, when I suggest she check out money saving sights like this one, she tells me she already knows how to save money.

Anyway, just last week she was worried about putting gas in the car so she could get to work. I guess she found the money and apparently has gotten paid in the mean time because she ordered a Halloween Costume and it is being Fed Ex'd to her.

I don't say anything because I know she will get angry.

But what I'd really like to ask if she needed that Halloween Costume. I guess in her mind she would say yes, but I guess I'm too pragmatic. Putting gas in the car, paying my bills, and having food would be priorities.

Guess I'm so boring I'm scary!

A good example?

October 23rd, 2011 at 07:18 pm

Last week my partner at work said I was a good example to her. Me? Really?

Last Sunday she and her husband spent part of Sunday going to the grocery after planning a menu, and then went home and fixed three make ahead dinners. The goal was to have these meals ready to heat and eat when she got home from work.

At the end of the week, she said this is something she will do again, because it made for a good week. She said it was nice knowing they had something ready to eat and they also had plenty of leftovers for other meals.

I was pleased for her because I know it had to have made it less stressful for both of them.

It was nice having someone I am around think I'm not crazy too!

We are friends with another couple and they eat out at least once a day...sometimes twice. They complain about being short of money and they think they are saving money because they are always going places with coupons. One excuse we have heard is they don't think about a meal until it time to eat so it takes so long and it is just easier to go out.

I just finished, in less than two hours, 4 meals and they are in the fridge. Three casseroles and a stew. With some of these, we will have leftovers for lunch. I also cut up fruit for a fruit salad so other than adding a cut up banana or apple, that is done for the week too.

Two hours on a Sunday as opposed to coming home tired from work then wondering what I'm going to fix and hope I have the ingredients...no thanks! I like eating good stuff and saving money as well. I had put a chicken in the Crockpot beforehand and with the meat and broth, made 3 of the meals. I figure I squeezed that chicken until it squawked!


Although I am not sure this is a make ahead recipe, I did find this one and think it looks great, especially with the fresh herbs I need to use before we have a frost.

Zucchini-Tomato Casserole
2 T olive oil
1 t garlic powder
1 T dried basil or 3 T fresh basil, shredded
2 t dried oregano or 4 t fresh oregano
1 T dried rosemary or 2 T fresh rosemary
1 T olive oil
2 medium zucchini, trimmed and thinly sliced
1 large onion, peeled and thinly sliced
4 ripe tomatoes, thinly sliced or 1 cup tomato sauce
1 13 ounce can white or pink beans, rinsed and drained
1 cup seasoned bread crumbs
1/2 cup grated Parmesan cheese
Preheat oven to 350. Mix 2 T of oil, garlic powder, salt, pepper, and herbs together
Prepare a 2-quart casserole with nonstick spray. Layer zucchini, onion, and tomato. Spread with beans. Top with the rest of the veggies. Drizzle with the oil and herb mixture. Sprinkle with bread crumbs and Parmesan.
Bake at 350 for 15 minutes or until the casserole sizzles and the top is golden.

Ashamed to Spend

October 22nd, 2011 at 02:14 pm

Have I reached the point of no return?

I was thinking the other day how my wardrobe could use a little updating...I am wearing some pantsuits that are pretty old. They are still nice and I don't intend to get rid of them.

I've also been trying to eat healthier and eat less and I have lost a few pounds. So, I was thinking maybe I could buy something for my wardrobe to "reward" myself.

On the surface it seemed like a good idea. I started checking out a few online sites to see how expensive the item is that I wanted.

A couple of sites in, I decided I wasn't THAT good, and I won't be purchasing that little reward item.

Have I gotten so cheap I'm ashamed to spend?

It doesn't add up...

October 22nd, 2011 at 12:37 am

I know a few of us has written about the show Extreme Couponing.

I am wondering if it is all fiction or if folks are not good at addition. I know one can save some money using coupons. I feel great if I save a few bucks off my bill. I never get a ton of stuff free though. A lot of the coupons are for items we don't buy. I'm not saving money if I buy stuff I'm not going to use.

We were watching an episode last week and this family was "saving" to move out of their bad neighborhood and wanted to move to Hawaii. She had a huge stockpile.

As the story went on, it said she bought either 200 or 300 newspapers. Our little paper here in town costs over a dollar on Sunday so even if they get theirs for a dollar, that's still quite a few bucks to shell out for coupons.

As the program progressed it talked about how the family helped and how their had a huge stockpile of items...laundry detergent, toothpaste, fruit drinks, soda pop, etc.

This shopping trip took 9 hours from start to finish and at the end, they closed the store as they loaded a trailer with their haul.

Pretty cool on the surface, eh?

But then my dh and I were discussing it. Did they have to rent the trailer? And who wants to spend 9 hours in the grocery store? Not to mention all the time and effort and money for those coupons? Did they really save anything?

I guess I wonder about that stockpile...does any of that stuff go bad before they can use it? And if they are saving to move, wouldn't it cost extra to move all that stuff?

I guess being a pragmatist isn't a good thing. I'm wondering how they are coming out ahead...she spends fortune to get the coupons, they stockpile all that stuff so it looked like they spent money on new shelving, and then the trailer...Did they really come out ahead?

Move over, Scrooge!

October 15th, 2011 at 12:19 am

I'm warning you, this is a rant...

This has been a week where we have been hit up by kids and fundraisers.

I get the fundraising idea...I'm a teacher and schools and organizations are trying to raise money.

But, it has gotten to the point where some folks know no shame in my book.

We were out for a walk the other day and the neighbor girl stopped us and asked us politely to buy something for Girl Scouts. I had no problem with that. We know her and we are friends with her family. She was polite and thanked us for our order.

We were at Lowe's last weekend and there was a group of Boy Scouts at the exit asking if we wanted to buy stuff. We politely said no and they were courteous and didn't push it. I can live with that.

Tuesday the doorbell rings and it is a little boy and his mom. He's selling popcorn for Boy Scouts. I don't know either him or mom. I do think these folks ought to at least let us know where they are from -- if they are from our neighborhood, it would be nice to know. We bought some very overpriced popcorn. We figured we'd be equal opportunity -- Girl Scouts and Boy Scouts.

We've had other folks stop us and ring the doorbell in the past few weeks as well.

However, the kicker was we went to eat for a belated birthday celebration for my husband with another couple on Tuesday. Two girls ran up to our table and asked us to buy a a box of chocolates. I have no idea who they were and where they were from. We declined and they repeated the request. I told them no again, and one asked why we wouldn't. I was honest -- I told her that I had just bought some popcorn off of a Boy Scout earlier that evening. I guess I was the first person to tell her no. I guess some folks would say I'm mean, but I figure I've bought off of two kids this week and I have different organizations and charities I support. I really don't want to purchase overpriced junk from children I don't know. I have a budgeted amount of money for things and right now chocolates aren't on my list. And as for giving them as a gift, if you've ever opened a box of these fundraising chocolates, it is almost all packing and few chocolates...it makes one look cheap! I may be cheap, but I'd prefer not to look that way for gifts.

So, I guess Scrooge better move over, because I may have just bumped him out of his cheapo place.

Eating In v. Eating Out

October 6th, 2011 at 12:15 am

Been awhile since I've posted...work has kept me busy and I've been cooking a lot of stuff on weekends so it is prepared for week night dinners.

A couple we know eat out at least once a day. They are always on the look out for coupons and use them. It's interesting because they are eating things even they say are unhealthy because they feel they are saving money.

I know we spend quite a bit on groceries for just the two of us. But, we buy a lot of fresh fruits and vegetables and I figure in the long run, I'm probably saving money by not having as many health issues.

The other night I was so tired my husband felt sorry for me and said let's just go out. I am irrational at this point due to exhaustion, but I said "No!" He looked at me and I said I had stuff in the fridge and it wouldn't take any longer to fix it than it would to get in the car, drive somewhere, place an order, wait for it, and then have it placed in front of us. So, we stayed home and I cooked.

I really should keep track of how much we save because it might make feel better on those nights when I'm so tired. I know some of the blogsters are doing challenges where they don't eat out for so many days.

Other than saving money, I also think we eat healthier at home as well as use fewer resources such as gas to drive there. But, on the other hand, by not buying things are we hurting the economy.

So, which is best...eating in or eating out?

Friday fridge free-for-all

August 12th, 2011 at 02:54 pm

A few blogs ago I discussed using what I had in the fridge to clean it out and not waste food. I had some great suggests from Bonanza Buffet to CORN (Clean out refrigerator night)...all were very creative.

Well, it's that time again. I have leftover turkey and a little broth. I have some cottage cheese and a little fruit salad and a banana and a pear. I have some frozen vegetables I put in a container awhile ago. And some odds and ends of cheeses and some eggs. I think I'm going to make a turkey casserole of sorts with the turkey, broth, cheeses, vegetables and eggs. I think I'll add the pear and almost overripe banana to the fruit salad. And make biscuits with the cheese and some herbs from dh's garden.

I will say that turkey breast was quite a buy. We had it for supper Monday night, had it for lunches twice this week, and now supper tonight.

I made meatloaf Tuesday night and we had the leftovers for sandwiches one day this week and there was still a little bit leftover so I made homemade nachos...I had tortillas and I baked them with salt and olive oil after cutting them up. I sprinkled the leftover meatloaf crumbled and put some cheese on them and nuked them. Not a bad try for homemade and leftover stuff.

It's kind of challenging to come up with meals with what is left over and I have to admit, they are never the same! Plus, I like the idea I'm saving money by not going out nor throwing out stuff.

Why I'm Not Getting a Walk-in Pantry

August 8th, 2011 at 01:55 pm

Everytime I watch Barefoot Contessa I drool.

I am not drooling over the food, although my dh always comments how she invites all her friends over, but never has once invited us.

I am not drooling over her kitchen...I don't have room for a professional range and I certainly don't need a range and a cook top together.

I am not drooling over all her gadgets...I'm running out of room for the stuff I already have.

Which brings me to the reason I drool...her walk in pantry. I'd love a large pantry where I could store food stuffs in an organized manner and have dishes sitting in convenient spots. I'm short, and believe me, getting things from the top shelf of the cabinets can be dangerous!

When we first married and bought our first house, the kitchen was very small. Not tiny, but small. I asked the previous owner where she kept her canned goods and she said in the garage. We bought a cheap kitchen cabinet to put in the kitchen and that's where I kept canned goods. There were some cabinets and since I didn't have a lot of dishes or pots and pans, it was adequate.

Eight years later we bought a different house. The kitchen was larger and it has a pantry. Not a walk-in, but a real pantry. And with all truths, you grow into the space you have. And goodness, my kitchen stuff has grown.

Yesterday I organized the pantry. I could probably do this 4 times a year. I straightened it up and am happy to report that I didn't throw much away. I did put items in different things, but I'm happy to report I'm getting better at keeping on top of expiration dates.

I had organized the area of my spices earlier this week. I did throw out a few things because they were old. I am frustrated with the spice companies, though. So many of them sell larger bottles of things that I don't use that much of and I think it is wasteful. One of the stores I frequent is handling an off brand and the bottles are about 1/4 the size or regular spice bottles. I feel better about buying this instead of wasting so much. There are certain spices I use a lot of, but others...

I figure organizing my pantry and spices saves me money because I'm not buying things I already have, and hopefully not wasting what I do have. I need to be satisfied with what I have which is a serviceable pantry...far better than what I had at the other house. And, although a walk-in pantry is want, it isn't a need. So, we aren't spending the money.

DH says I'm not getting a walk-in pantry...We aren't building on the house and I can't see taking a bathroom or closet to get it. So, I guess I'll just have to drool over Ina's. At least it means that is one less "room" I have to clean!

Food Fee Fussing

July 31st, 2011 at 08:04 pm

A week or so ago I posted about certain grocery prices on the rise and many responded you are seeing the same thing.

Last night as we watched Suze Orman, she predicted in 2012 that things might get worse. She said if gas prices continue to rise, groceries will as well, as much as 14-40%! She said that not only does the transporting of food go up, but petroleum products are used for make plastic containers for things that we buy. I never thought of that, but she is right.

As I'm fixing stuff, I'm thinking, am I going to be doing this because I want to save money or because I have to save money?

Suze Orman suggested that people stay conservative for 2012 because she thinks things could get tight. I read in the paper yesterday that the experts are now saying the recession was far worse than they originally thought. No kidding. One of our local food pantries is giving out 100-120 boxes of food each day.

So, do you think Suze is right on grocery prices going up as much as 40%? If she is, it is going to hurt the economy even more because housing and food are necessary items and people will be using their money to buy the necessities.

Homemade Supper

July 27th, 2011 at 12:33 am

We just finished eating a bit of ago and cleaned up. I was trying to tally the cost of the meal. I have always kind of played at doing this, to see if it was an expensive one or a reasonable one, but ever since the restaurant owner claimed no one could eat at home for less than $10 each, I do it more frequently.

Our supper was pork chops, noodles, bread, sliced tomatoes, corn on the cob, cottage cheese, and saute'd mushrooms. The meat, of course, was the most expensive item, but I believe when I bought it, they were having a sale -- I had taken it out of the freezer.

The noodles were homemade -- I made them with basil. I told my husband that it is unbelieveable how much noodles cost that are considered homemade and I made a big batch for less than a $1. The basil was from our garden. The bread was homemade -- it was less than a $1 for the loaf and we didn't eat a lot of it. The tomatoes are from my husband's garden and the corn was a gift from a friend we had over for supper last week. He brought a dozen ears and we didn't use them all. The mushrooms were leftover from something I had bought it for so I just went ahead and used them. I think I spent about $4.00 each for a very hearty meal.

A decent meal and cost effective as well...can't beat that!

Grocery Shopping and the Budget

July 21st, 2011 at 03:31 pm

Last week CNBC had a program on grocery stores and/or supermarkets. Interviewed were CEO's of large ones such as Whole Foods and also a gal who owned a little mom and pop. It was interesting to hear what each thought of their business.

They talked about research done for the big chains. It said that stores that provide extras seem to bring in people for those things -- recipes, samples, even entertainment. What they also said was the average person shops 3-4 times a week and overspends because they buy things they didn't originally plan to buy.

Well, we all know if one buys unplanned for things, it can blow the budget, but I'm curious, how many times do you shop? I try to do it once a week and usually be the end of the week, my fridge looks what I term "lonely" because it is getting empty. I just hate it if I have to stop and get something I forgot.

Purposeful planning

July 20th, 2011 at 01:57 pm

I've admitted I'm anal. I guess it gets pointed out to me on various occasions, but I am a planner. I like things to work out. Perhaps I'm a control freak, but I just know I like to have a plan.

This has come home to me a few times this summer. We do weekly grocery shopping -- usually a couple of stores. I figure out what's on sale, what I have on hand, and then try to work out a menu for the week's meals. We do eat out, probably more than we should, but I like to have that planned because I want it to be an "social experience" instead of just eating out and not cooking. I also try to eat things that are nutritous...not a lot of fried or junk foods and watch my salt intake.

Well, I think it is causing some problems. We have a couple we go out with every so often. She rarely cooks and they eat out. A lot. A lot of junk food. However, as to planning, they are pretty spontaneous. For example, they contacted us early afternoon and wanted us to go out to eat with them that evening. We already had meat thawing for supper. I guess that makes me an old stick in the mud. I have explained that I usually plan the week's menus by Thursday or Friday night the previous week so I know for what I will purchase.

We ate out last night with a friend. It had been planned last week. We all looked forward to it and it was a lot of fun visiting as well as enjoying the meal. I like to think it was an event.

I think purposeful planning saves us money by shopping for those things I plan to use, hopefully find them on sale, and as well as having a menu so supper isn't a last minute "gotta think of something" ordeal.

So, if I'm anal, I guess it's just a fact of life. I'm sorry I am not spontaneous, but then again, I like to feel I make wise decisions with my money.

New Savings Goal

July 15th, 2011 at 08:08 pm

Last summer about this time I blogged that I wanted to new stove. Well, this summer it is a new dishwasher. Our dishwasher still works, so there isn't any hurry. Yet I have found that having a savings goal helps me plan plus lets me anticipate.

My husband is a rare breed -- he carries cash and he likes to pay in exact change. As a result he often has lots of change around the house. I noticed the other day when I was dusting, that his change bowl was overflowing and there seemed to be a lot of pennies. I asked him if I could have the pennies and he said sure. Since there were far more pennies than other coins, I thought this could help both of us out.

Last night I sorted through the change and pulled out the pennies -- over $2.30 worth of pennies. I did find two wheat pennies that I saved. They probably aren't worth anything, but they aren't as plentiful so I thought it would be nice to have two of them before they no longer are in circulation. My husband is a Lincoln buff and I found three pennies that had different Lincoln scenes on the back -- minted in 2009 for his 100th birthday, so I saved those three too.

I checked my wallet and had a few pennies and some extra coins so I threw that in the bag to take to the credit union. Our credit union has one of those change things, but you have to have an account for them to use it. I also had a few extra ones. So my dishwasher account is up to $141.73 (I have added to it previously too).

I know the gurus claim we prices haven't been going up, but I have noticed an increase in many items at the grocery store, plus Illinois increased income tax this spring. It is getting harder to save for nonessentials, so it will probably take me longer to save the money for the dishwasher I want.

Yet, that is OK. It gives me more time to think about and wish for it and appreciate it when I do get it.

Almost too hot to cook!

July 12th, 2011 at 12:01 am

Here in the Midwest with high dew points and even higher temps, it was miserable today. Just going outside to pick a few leaves of lettuce resulted in a warm sticky feeling and I was only outside a few minutes.

My goal today was to fix something for supper that didn't heat up the kitchen -- or me for that matter!

Fortunately my husband is starting to get cherry tomatoes so that added to the lettuce and a couple of other items already in the fridge made a good salad.

I fixed pork chops on the top of the stove and saute'd mushrooms with them, and then boiled two ears of corn. I made biscuits in the toaster oven. I made a fruit salad with strawberries, blueberries, grapes, bananas and added Greek yogurt and honey -- what a cool dessert.

The other day the owner of a restaurant we go to was telling me that no one can eat at home for less than $10 each. I just smiled because he's the type of guy who thinks he's never wrong...many of our meals are less than $10 total for the two of us! So, I figured eating at home also saved money.

I'm sure glad we ate at home...it's too hot to go anywhere, that's for sure!

Clean out the fridge dinner or frugal feasting

July 8th, 2011 at 03:06 pm

Ever have one of those nights when you have a lots of odds and ends in the fridge and hate to see it go to waste? Last night was one of those nights at our house.

I have been working through the freezer and trying to use up some of the stuff we've had awhile, and crab cakes was the winner from the freezer roulette.

The fridge had a few different items. We had green beans from the night before, baked beans from lunch a couple of days ago (we had them for two meals before this), lettuce, tomatoes, and part of a red onion, a boiled egg, a small portion of Feta cheese, leftover biscuits, a small portion of cottage cheese, leftover roasted potatoes, leftover fruit salad, an overripe pear, and on the counter...very ripe bananas.

I heated the potatoes in a little olive oil and cut up part of the onion in them. The rest of the onion I used for the salad of lettuce, tomato, Feta cheese,and sliced the egg. I heated up both types of beans, and put the cottage cheese out in a little bowl. I nuked the biscuits.

I cut up the pear and bananas into the fruit salad.

There was ample food and little of it went to waste. I think I did pitch a couple of biscuits. I had made them a couple of days before with some flour, milk, baking powder, and herbs from our garden so I wasn't throwing out big money.

Not a gourmet meal, but full tummies and a cleaner fridge were the result.

I bet we could get people to think leftovers were gourmet undertakings if we could figure out a catchy phrase for it!

New Antique Shop in Town

July 2nd, 2011 at 12:46 am

Last weekend the paper had a list of antique shops and there was a new one in town. For me, that's a good thing.

Years ago this same house had been the "China House" and it had hundreds of pieces of dinnerware and China. We went every so often and it was fun looking at all the different dishes. I can't say we ever bought anything, but it was always fun to look. The lady retired and as far as we know, it has been vacant. However, apparently there's a new owner and he has opened. Well, sort of.

His hours are every day and go from about 9 until 4 or 4:30. We get there after 12:30. We notice there are bars on every window and there's bars over the backdoor. Yet, the ones on the back door do have a hinge, but it is closed.

It was a comedy of errors...we get there and it is locked up. The back door has bars over it and I look in and it looks like a store room. We figured maybe you had to walk in the front door and walk around to the street side...there are no steps to the porch to the front door. Hey, I'm all for adventure, but I'm not hopping on the front porch as a pole vaulter!

So, I whip out the cell phone, OK, maybe not whip it out because I, of course, didn't have it on, like usual. So I got it out, waited for it to come on and called the number. Whipping it out certainly has more of a ring to it, doesn't it? I guess I could stretch the truth since it is MY story.

The owner wasn't there. He was off eating lunch but would be back in 20 minutes. We go do something and come back. He's at the door waiting (back door). He had the bar thingy open this time. Good thing because I'm still not pole vaulting. We could barely get in because he doesn't have it organized. There are boxes everywhere. There is a small path, but even it is an obstacle course! What a hoot! He said his helper was in jail. I didn't even ask! I wanted to, but refrained. I can only imagine THAT story.

We talked for a bit and left. I wonder if he will be ready in a month. I will say one thing...I did save money because I couldn't find anything to buy!

Never Thought I Was Being Green...

June 26th, 2011 at 07:05 pm

I was raised by frugal parents. They had to be, as their parents had to be.

My dad worked full-time and they also has a business on the side. For awhile it was a furniture store. Then it was an antique shop. We went to sales, auctions, etc., always looking for a bargain that could either benefit us personally or their shop financially. That was years ago and my parents have passed.

Last week we went "antiquing." I use the term loosely because many of the items in these antique shops really aren't antiques. We enjoy looking at older stuff whether it is from our childhood, or from over a generation ago.

I often buy my kitchen stuff used. Last year before Pyrex and Fire King and Corningware became popular again, I decided to try and get rid of most of the plastic containers in my kitchen. I keep a few, but for personal use, I use glass ones. I found some refrigerator dishes to store leftovers, and have found some Pyrex dishes for leftovers and some small Corningware dishes to bake in. I like using them because I feel a little safer -- the BPA thing kind of worries me -- but I also just like using glass.

Most of the casseroles and glass dishes in my kitchen were bought "used". They cleaned up great and I enjoy using them. Plus, being the klutz I often am, I figure if I drop one, I'm not out a lot if it breaks.

The other day I was remarking that I was also being a recycler of sorts because I was reusing something someone else didn't want. I don't care if my Pyrex or Corningware doesn't match. I got a great deal on a Corningware dish at the church's rummage sale: $1. It doesn't match anything in my kitchen, but it holds good stuff when I put it in there.

Since most of the stuff anymore isn't made in America, I like using stuff that had been, at one point, made in our country.

In a way, I'm being green. I use and reuse these dishes. I'm not throwing out disposables. And I adopted these unwanted items. I figure I save money by buying them used, and since I'm not buying disposable stuff, I'm not constantly replenishing it so I'm also being frugal. And, if I'm cooking at home, I'm probably saving some money there as well.

Noodles!

June 22nd, 2011 at 03:01 pm

I am almost ashamed to admit this, but I have never made noodles from scratch. I have three cooking goals this summer and one of them was to make noodles.

So, last Sunday, I looked at recipes, printed one off, and went into the kitchen. I mixed the ingredients, rolled them out as thin as I could, and cut them and let them dry. While they were drying, I put a chicken in the Crockpot with some vegetables and herbs to let it cook and make some broth. That evening when the noodles were dry, I cooked them in the broth and put the chicken in there. I let it simmer for awhile. I then let it cool and put it in the fridge because I knew I'd be working Tuesday and wouldn't have a lot of time to cook when I got home.

We had them last night. I wasn't sure if dh would like it, but he had three helpings so I think my noodle experiment was a success.

Yesterday I was talking to a gal who said she made her noodles and how she admired her mom's talent -- she didn't measure anything, just made a mount of flower on the counter, added an egg, water, and salt and mixed it without getting flour everywhere. She said it was a great way to fill people up on a budget and I'm thinking she is so right!

Here's the recipe I used:

2 1/2 cups flour
1 pinch salt
2 beaten eggs
1/2 cup milk
1 T butter

Mix, knead for 5 minutes. Let rest for 10 minutes. Roll out to desired thinness and cut. Allow to air dry before cooking.

I'm wondering what kinds of things I can add to make these noodles different...


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