I have been going through my cookbooks and found a recipe for the slow cooker. I am trying to use things up in the pantry before they are past their date, as well as use what I have in the freezer. At our recent meat shop run, they had beef stew meat on sale, so I bought some thinking I could always either make stew or use it to make another dish. Then I found this recipe:

Beef and Barley Vegetable Soup

1 pound stew meat -- trim all fat
1 medium onion, chopped
1 stalk of celery, chopped
1 green bell pepper, chopped
2/3 cup of barley
2 cans of diced tomatoes (with garlic if possible -- if no garlic, mince a couple of cloves)
1 can (8 oz) tomato sauce
1 teaspoon fresh thyme
2 cups beef broth

Put all in a slow cooker and cook 8-9 hours on low. I have it ready for tomorrow and dh walked by and said that I was mean.

Mean? I asked.

Yep, he replied. He said every time I put something in the slow cooker when I'm away are work, I torture him because he has to smell it when he's home.

I suggested I could possibly not make things and he said that perhaps torture was too strong a word, but it does make him very hungry by the afternoon. I guess the man likes pain!

Quiche is on the menu tonight. I have an easy recipe and feel that because it easy as well as economical, it makes for a good meal.

Recipe:

1 pie crust (homemade or store bought)

3 eggs
1 cup half and half
1/2 cup shredded cheese
other optional items: spinach, tomatoes, onions, zucchini, etc.

I whip the eggs, half and half and cheese together and put it in the crust. I then add the other things -- usually what is on hand. Tonight is chopped green onions and cherry tomatoes. I put strips of foil over around the edge of the pie crust so it doesn't brown too much, and bake at 350 for about 45 minutes or until solid.

I'm have a salad with this and this makes a fairly nutritious meal. I was telling a gal I work with about the recipe and she mentioned that using eggs is a reasonable meal. On Saturday we were talking to another gal and she brought up that you can't eat much more cheaply than having a few eggs.

Hubby loves eggs so he's a happy boy. He doesn't subscribe to the theory that real men don't eat quiche!

We went to the library and on the new arrival shelf was a book about being debt free by Gail Vaz-Oxley. One chapter talked about how our friends influence the way we spend.

I would say to a certain extent that could be true. I think it also can be said that some of us no longer bow to peer pressure. I would think that many folks on the SA site have chosen a different route.

Years ago it was tough when my friends in high school, most who had parents who had more money than mine, would tell me about this and that their parents bought them. Or the trips they were going on. I couldn't keep up with the Joneses so to speak then, and I choose not to now.

Yesterday we had a teacher inservice day and although we had an hour for lunch (unheard of for teachers), part of that time was also travel time because we came from different schools in the morning, to a larger school in the afternoon to all meet together. I packed saltines, peanut butter, apple, and a Thermos of water. Most of the folks who had to travel and set up stopped and bought sandwiches and soda.

It was interesting because one person watched me slather the peanut butter on the saltines and then said that she was jealous of my lunch...it seemed that I was getting an intrinsic joy of putting the peanut butter on the cracker in such a way.

I thought about it for a moment and realized she was right. I like saltines and peanut butter. I remember in college when my snacks were that and when I ran out of peanut butter (and money), it was just saltines. But, I also thought this little exercise gave me some control - not only of my spending and eating, but I "controlled" how I would spread the peanut butter.

Pretty weird for such a simple lunch!

Someone asked me why I brought my lunch and I just said I was trying to save money and the conversation then went to how overpriced "fast food" sandwiches were.

I don't ever think I'll be the one giving peer pressure to the spenders, but for one brief moment, I was the one they were jealous of with my simple lunch!

Bet you are wondering what "BIM SIM" represents...

A little background... DH and I both have some arthritis. As a result, it often can be painful to do things. But, most doctors and apparently medicine advertisers agree that one shouldn't stop doing things because you have arthritis. One commercial says, "a body in motion stays in motion" so I decided we needed to have a saying or slogan to remind each other. So, I thought BIM SIM (body in motion stays in motion)was something we could say to keep each other going.

My dad has been gone 14 years. The last few years of his life he was bedridden. He had arthritis and although his doctor told him to keep moving and walking, he said it hurt too much. I'm sure it was painful. On the rare occasions I did get him out and moving, he would comment the next day he felt like he could move better. But, it didn't last. It is a sad saga...he wound up with bedsores because he wouldn't get up and walk, but sat all the time. His bedsores became so bad the doctor gave him antibiotics, but unfortunately they were too strong and he became dehydrated and very ill. He was hospitalized and was making recovery as the hospital put him through physical therapy. However, he chose to quit going and as a result, he got the point he couldn't walk. It was a vicious circle in a way. He had also had a lot of mini strokes so I don't think he was really able to think through things at this point, so his judgment wasn't the best.

That being said, I don't want to have the same problems, so the reminder of getting up and moving is always good. I guess I could say it could save me money if I take care of myself. BIM SIM

I'm just a little bit impressed that I actually fixed a supper and did not make too much. Granted, it isn't earth shattering, but I hate to waste food. Some of my lunches have been pretty diverse because I have a little of this and a little of that because I don't like to throw stuff away.

I fixed beef short ribs, brown rice, salad, homemade rye bread, and a fruit salad. The fruit and the garden salad were easy -- just portion out what we need. But things like rice and pasta usually drive me crazy because it is either feast or famine -- I either make too much or too little. Tonight, I can call it a Goldilocks portion -- it was just right!

So, I would say I saved money by not wasting food. We had sufficient to suffice and it was very, very nice!

A few years ago, there was a commercial where the question asked, "It is soup, yet?" as someone talked about making soup and how hard it is to wait. I think it was for a canned soup and how one can get homemade taste with the convenience of opening a can and heating it.

I have been trying to stay away from canned soups as much as possible, but want to make things that are both nutritious, economical, and something we'll eat. I ran across this recipe is a magazine, but changed it because I didn't care for the original.

Sweet Potato Soup

2 onions, chopped
2 medium carrots, cut in 1 inch pieces
1 lbs sweet potatoes, peeled, and cut into chunks
1 T grated fresh ginger
1 T Turmeric
1/2 cinnamon stick
2 cups chicken broth
4 cups water
1/2 t salt
1/4 t pepper
1/4 c cream

In a 5 to 6 slow cooker, combine the onions, carrots, ginger Tumeric, cinnamon stick, salt, pepper, broth and water. Cook covered 7 or 8 hours. Puree the soup in a blender and add the cream.

I actually halved the recipe because I didn't have that many sweet potatoes and I put it in a smaller slow cooker, but it was yummy. I like the fact I could use things I had on hand and the ingredients weren't so exotic (read expensive). It made a good lunch today.

At my schools, there's a company that sells books and usually it has a couple of cookbooks. One gal said she loved cookbooks, but anymore, she doesn't buy them because she either gets people to share recipes or goes to allrecipes.com. She said her cookbooks are collecting dust on the shelf.

That lead to a discussion that is appears that many of the cookbooks have recipes that most of us aren't going to really use and how sharing recipes and getting them online is probably more economical.

And so feeding the tummy and feeding the wallet, all in one step sounds like a great idea!

I live in Central Illinois and it is a rainy day. First, let me clarify I am not complaining. Given the choice between a ton of snow or freezing rain, plain rain is just fine. We had water restrictions this fall, so I'm sure the rain is a blessing. But, what a dreary day! We have had such a mild winter so far that most of my fresh herbs are still alive outside. I know we do need a hard freeze just to keep down the insect population, but as long as we don't receive all the snow and ice, I'm fine with that.

DH is under the weather so I'm trying to stay quiet while he rests. I did get some things done in the kitchen. I have a loaf of rye bread baking and I'm roasting some vegetables for two different meals this week. I have a turkey breast in the Crockpot and I am fixing fresh green beans as well. I wrote out my menus for this week. I'm' thinking of pulling out the other Crockpot and making some soup for lunches too.

I did go to the grocery store -- the one closest to us -- this morning. We usually run errands and are out and about and we frequent another one where the prices are a little cheaper. But, since I wasn't going too far, I only bought what I absolutely needed and did score some buys on Kleenex. With the store card and I had to buy 10 boxes, but got them for 99 cents each. Both of us have allergies and although dh often uses a hanky, it is nice to have a stash of facial tissue when we need it.

Hope you are having a great Saturday as well.

A couple of the restaurants we like have Facebook pages and often they post their specials for the night. As a joke, I have been posting what I've fixed for supper. I get some interesting comments, usually folks asking to come over!

One gal asked if I ever took a night off. I said I do because I do, but I also responded that I cook things ahead. Tonight we had lasagna. I had planned it because I wanted a filling supper as well as stuff for lunches. I had already bought the lasagna noodles on sale, had a coupon and a sale on the cheese, and hubby found a good deal on ground chicken. I used the tomato sauce I made last summer with our tomatoes, onions and basil, so it wasn't the most expensive meal either.

One couple we sometimes do things with never plan anything ahead. They have called and asked us to go out to eat and I have often had to say that I had already started supper. They act like I'm crazy. DH says they fly by the seat of their pants. I admit we do eat out, but I do cook a lot too. And, I usually plan my weekly menus to use what we have as well as utilize those items on sale. Maybe I'm anal, but it is reassuring to know I have our meals planned and some fixed and ready to heat.

I think planning goes farther than just food. We plan for vacation by saving up and reading up. We save up for most things and then check Consumer Reports to see if it is a good value. I have been trying to put a bit of money away for the past 20+ years for retirement. I can't say I'll be rich, but hopefully I won't live in poverty, either.

Is it safe to assume that if you are on Saving Advice you are a planner too?

Since I am feeling human again, and in dh's terms, "eatified" (I think he made up that word), I'm back to fixing stuff that both sounds good and tastes good. With our weather being a bit wintry, soup sounded good.

I have a Facebook account and a few of the restaurants post what they have for specials. So, as a joke, I have been posting on Facebook what I have been fixing. Last night I had a few friends request my recipe for Italian wedding soup. I originally tried the Barefoot Contessa's soup and it was good, but decided to make some changes and make it my own recipe. This is hubby's favorite way I have made it, so I try to make it this way each time now.

Italian Wedding Soup

Meatballs:

1 lb of ground turkey or ground chicken
½ cup or 2/3 cup of bread crumbs
1 egg
2 teaspoons of Worchestershire sauce
1 teaspoon of Tumeric
1 teaspoon of paprika
1 garlic clove, chopped
2 teaspoons of oregano

Mix together and roll into balls. Bake at 350 degrees until browned, turning once…takes around 30-40 minutes.


For the soup:

1 medium onion, chopped
3 carrots, diced
2 stalks celery, diced
1 medium zucchini, diced
2 tablespoons of extra virgin olive oil
3-4 cups of chicken broth or vegetable broth
1 cup of beef broth
1 cup of water
1 half of a package of fresh spinach
1 small can of tomato sauce
1 cup of whole grain pasta
Parmesan cheese (shredded)

Sauté the onion, carrots, celery, and zucchini in the olive oil. Cook until soft. Pour into the broths and the water, and bring to a boil, then turn down and let it simmer. Add the tomato sauce and the pasta. Simmer for an hour or until the broth has cooked down some. Add the spinach and let it cook down. Serve hot and put some Parmesan on top, or refrigerate and heat up and serve with Parmesan. Should serve 3-4.


Hubby ate a lot of it, so the serves 3-4 wasn't true. But, we had enough to have it for lunch today as well. I fixed a salad and homemade biscuits with it.

The biscuits are from Paula Deen, except I've made a few changes:

Biscuits

3/4 cup all purpose flour
1/4 cup whole wheat flour
1 teaspoon baking powder
1/2 teaspoon salt
3/4 cup milk
1-2 tablespoons mayonaise -- depends on how dry the mix is
1/2 cup of shredded cheese (any you choose makes it different each time)
1-2 teaspoons of spice of your choice -- oregano, basil, etc., whatever you have on hand
1 teaspoon tumeric
1 teaspoon of garlic powder.

Mix together until it sort of makes a ball. I spray a muffin tin with baking spray, then spoon them into the muffin tin. Bake at 400 for about 20-25 minutes -- or until tops are starting to brown. It will depend on what kind of tin you use -- if it is a dark one it might not take as long.

I figure over all the supper wasn't all that expensive and we had biscuits left over as well as the soup. It was a hearty meal and with leftovers, I kept up the idea of cooking once and eating twice, hence saving money!

We finished supper a little while ago and that was made with some of the chicken and broth I fixed over the weekend. We had chicken and noodles on a cold, blowy, snowy evening and there was enough leftover for dh's lunch tomorrow.

I had roasted a pan of vegetables over the weekend and used that for chicken and rice during the week, and also added them to the strata we had last night. I fixed extra rice and I have been taking that for lunch with the extra vegetables. I eat the last of that tomorrow for lunch as well.

Today's lunch was the leftover salad fixins from the past few nights. My fridge is starting to look kind of empty and sad. I'm trying to eat up the fruit we bought too so that was part of my lunch as well as part of our supper -- dessert,in fact.

I think I should figure how much I spend for meals because sometimes I beat myself up on how much we spend on groceries. I bet tonight's meal was probably less than $7 total and we have leftovers for a lunch. Last night's meal of strata, sweet potatoes, salad, and toast was probably less than $7, except I did splurge and open up some black olives for the salad to make it a little different.

Fortunately dh likes eating my cooking...and as I tell him if we don't spend the money going out, we have it for other things we really want!

It's the weekend and it means I'm planning the menus for this week.

It actually starts before the weekend. On Thursday I make out a list for Aldi and DH nicely goes on Friday and picks up what we need. I think about what we have this week based on what the inserts show on sale and what I have in the pantry and freezer.

On Saturday we go to the other store we frequent getting the things we didn't get at Aldi. Sometimes we go to a separate meat market. Their prices aren't any higher than the grocery and it is nice I can get stuff wrapped in portions I want. DH doesn't want to go in and ask for a chicken breast, but I have no problem doing it.

Well, my menu is basically planned by then. Last night I roasted some vegetables and cooked some rice. I had put a whole chicken in the Crockpot Friday night and I pulled the meat off and then strained the broth. I froze the extra broth in small containers.

Today, I made a strata out of leftover sausage. I had bought a roll of Bob Evans that was on sale and I had coupon the previous week. I used part of it for Friday's supper when we had quiche. So, I cooked the rest of it and let it cool and then added some of the vegetables to the egg mixture with the sausage.

Egg strata

5 eggs beaten
1/2 cup milk or half and half
4-5 slices of stale or older bread, torn up
1/2 cup of shredded cheese, your choice


optional: meat or vegetables

The strata usually needs to sit overnight in the fridge so the bread soaks up the milk -- it sort of makes a bread pudding out of it.

I bake it for an hour covered at 350. Your baking time can differ based on what kind of dish you have it in. It needs to be baked solid so the knife comes out clean in the middle. If it is a deep dish it might take longer. If it a a shallower dish, it might be shorter. If you want the top to brown, take off the cover during the last 10 minutes.

I often make a strata for a quick economical dish that also uses up things in the fridge.

It's funny, the other night I made a quiche. We both like quiche, but it was also a way to use things up and have a meal at home that is economically. I figured with everything, including the toast we made, juice, coffee and dh's tea, we spent less than $7.

Now that might sound like a lot, but DH is a big eater. So, spending $7 on a meal is pretty reasonable, especially since I don't like to use things with preservatives. Someone asked him why we just didn't go out and he smiled and said, "I'd rather eat at home."

I admit that last week we found some good deals at Walgreens on things we use and there were manufacturer's coupons besides. I spent money to hopefully save money down the road as I added some of these items to my pantry.

Yet, I am still a bit confused with some friends who claim they are saving money as they buy things on sale. One person bragged how they saved money on cereal at this one place, but then said they spent the savings and then some on some other item, but still, they saved money! This friend is the first to complain about being low in cash, yet is so excited about buying things and thinks a buy one, get one free sale is wonderful, even if that item isn't wanted or needed. Sigh.

Another friend has been participating in a program where you can buy stuff half off. What a great savings, right? Except some of these items are things this friend doesn't like or even want, but hey, they got half off! Yet another person who complains about not having enough money. Double sigh.

Maybe I'm too pragmatic. I don't buy something on sale or with a coupon just because it is on sale or I have a coupon just to save money. I figure by not buying it in the first place I'm saving money.

All this sighing is giving me a headache!

Remember the adage, measure twice and cut once? The purpose was to make sure the measurement was correct before cutting something and possibly making a mistake.

Well, I like the idea of cooking once and eating twice or more. Yesterday I fixed a slice of ham. It was a thick slice bought at Aldi. I had made scalloped potatoes and cornbread and green beans to go with our New Year's meal.

Today, my last day of vacation, we had some errands to run, including running dh's vehicle in for a recall. We got home and I suggested we have a rerun of yesterday's lunch. DH was fine with that and we had a hearty meal on a windy, cold day. I still have some ham and potatoes left as well. Part of the ham will be a lunch this week with the leftover potatoes. The rest of the ham will be cut up and I'll make ham and beans for dh. I don't particulary care for ham and beans, but he likes it and apparently I've found a simple recipe to make a lunch size portion of them for him. I have to admit I use a can of navy beans, but I have been lucky and found them on sale.

I cut up the ham in small pieces and saute' it with onion and celery, then I add a little chicken broth. I then drain some of the liquid off the beans, but keep enough so the beans don't get dry. I add a half of a teaspoon of cumin and tumeric and let them simmer for about an hour, adding broth as needed. I put them in a dish he can heat up in the microwave and he's a happy boy.

I really think the idea of cooking once and eating twice saves money. I know I prefer cooking a whole chicken in the Crockpot and although we usually don't eat an intial meal off of it, I do make 2-3 dishes from the chicken and broth, depending on the size of the chicken.

On New Year's Eve we did go out to eat and we had some vegetables we couldn't eat on our plates. I asked to have a box with the skin from my baked potato. We got home and I added a couple of vegetables that were sitting around here with some herbs, and made a very rich vegetable broth. It has been strained and is in the freezer awaiting my next soup adventure.

Tonight we are having chicken and sweet potatoes. The chicken breasts were reasonable at Aldi when we went and I think there are more than two. Two will be used for us tonight, but the others will be made in a casserole with rice and vegetables for another meal this week. I'll just cook them all so I have them.

I did that the other day with sweet potatoes. I baked the 5 small ones we had. We had two for a meal and the other three I used to make a small sweet potato casserole for another meal. Sure saved time.

Well, the kitchen is calling, so I guess I better heed the call. Please share if you have some ideas on cooking once and eating twice.

We celebrated New Year's by having an early dinner. Our favorite restaurant has a loyalty program and we had some money coming, so we splurged and had steaks. Yum!

As we were leaving, an older couple had already gotten into their car. It was an older Crown Victoria. That baby was shined up and looked pristine. Not a speck of rust or dirt. I bet the inside was as clean.

DH said you can tell that an older person owns it because they know how to take care of things.

How sad. But true. How much money can one save by taking care of things? I have some pots that belonged to my grandmother. I am sure they are over 50 years old. She took care of them and I've taken care of them and we have both gotten good use of them.

That being said, how many things are made nowdays that can last? A friend of mine said when she and her hubby went television shopping, they mentioned that their "old" television of over 7 years was going out and the sales clerk said they were lucky to have gotten that much time out of it -- things aren't made to last, but to be replaced.

Our bodies are also examples. If one eats right, exercises, and tries to stay content, usually the body lasts far longer than if one parties, smokes, and is angry all the time. Not always, but usually.

I would say taking care of things can help save money. I know many of the items in my kitchen are old -- Pyrex and Corningware especially because my family or someone else took care of them. They are serving me well.

So, even if the businesses expect me to replace things, I'm going to continue taking care of things to try and get the best use out of it. Hopefully it will pay off for me by saving some money as well as less to throw out.

We were out and about doing some grocery shopping. We were at the meat market and my dh looked down and there was a penny. Of course I picked it up and put it in the furnace fund. I'm not too proud.

We also hit Aldi and found lots of good things for meals for the coming week. I was excited to find blackberries for 99 cents for the package. That's a treat. Although I like to save money, I also splurge on fresh fruits, even some out of season.

Last week a friend was talking about her baking. She said she had been using margarine in her cookies and said she thinks they have changed the formula and wanted to know what I used. She was shocked when she heard me say I use butter. I told her I get a pound of it for under $2 at Aldi here in town and I can choose between salted and unsalted and I'd rather have butter than margarine.

She sort of turned up her nose at first. She said she never thought of Aldi and why would I want to shop there. I said to save money, of course.

Granted, we could afford to buy our groceries at one of the other chains, and we still fill in at the other stores, but if I can get fruits, dairy, and vegetables more reasonable and it's not out of our way, why wouldn't I? After all, it gives us extra money to either save or spend.

Guess some folks still feel the need to pay full price for everything and then mew about it.

I viewed half of the new TLC program, Extreme Cheapskate last night. I caught the part where the guy has no spend weeks throughout the year and he and his wife eat what they have. On the last day he scrounged up change to go buy some meat. The man had over $7 in change after riding his bike here and there to pick up pennies, nickels, dimes and quarters. His idea of a good meal? Two goat heads.

Now, I think I like to save money, but I am not brave enough to try boiling and then roasting a goat's head. He said the eye was a delicacy. Ick. Actually double ick on my part. His wife said she would let him enjoy his "meat" and ate whatever else they had.

The next part was a kid who bartered for things. We just saw on the news where a town in Maine is doing a lot of bartering because so few have money. But this guy on the TLC program was almost, in my opinion, greedy.

I imagine some of the stuff on these programs is for the glitz of television, but geeze, to me a no spend day doesn't mean rounding up change and then going to buy something. Perhaps I'm too literal.

As my husband would say, this guy gives cheap a bad name.

Are we the only folks who have problems with buttons? I'm not talking about buttons on the phone or remote, but those fastening devices on clothes.

Last year my husband purchased a very nice coat -- it was on sale, but wasn't a casual coat. It's not super dressing, but a happy medium. He wears it because it is warm and looks a little nicer than the every day coat he has. Now, he bought it near the end of the season last year so he hasn't worn it much. Last night he pointed out that the buttons were already becoming loose.

It seems like most of our clothes with buttons, I'm always having to secure them after a couple of wearings. Are we the only ones?

The saying "a stitch in time saves nine" might mean less sewing, but my stitching means I don't have to search for new buttons for lost ones. Or purchase them. And believe me, if you have to purchase new ones, they are pricey for such little things.

Oh, bother!

My spam folder said it had 5 emails. After last Saturday's money saving offers, I thought I'd peruse it and see what other goodies I can turn down.

The first one is for an electronic cigarette...and I'm so special I'm one of the few who had it offered to me. Well, since I don't smoke, guess I don't need an electronic cigarette to stave off my cravings for nicotene. Saved a chunk of money there, I bet.

The second is about my order was received. What order? I haven't ordered anything. It has a link with a p.o. number. Well, sorry, I didn't bite on this one. I'm not sure what they think I ordered, but I'm not going to click to find out either. I saved money by not ordering in the first place.

Two others have something to do with cars, with one being a humongous sales. Maybe they figure I'll need a bigger car after buying the Viagra or something. Nah, I just hit delete on those. I'm not in the market for a new car so I think my cost savings just went up on that too.

One doesn't have a subject or even a sender. Guess a ghost sent it. Well, it is probably written in invisible font and I'm not opening it up to see what was sent...it might be too scary!

With my email addy, it isn't easy to tell what gender I am, so I guess the spammers are just trying to see if they can hook me with something. They don't call it it phishing for nothing!

That's my chuckle over the stuff in the spam folder...

I open it up every few days just to check and clear it. Well, one company sent me two emails about my preapproval for a credit card...within 30 minutes of each other. The first one was at 5:49 a.m. and the second was after 6 a.m. Sorry, I have no intention of responding that early in the morning for a credit card. See, I saved money right there by not replying and taking them up on that wonderful offer and going out and spending money on the credit card!

There were two identical emails for penis enlargement and the subject line was Christmas is coming! Well, not being male, I don't have a penis so I don't really need to enlarge anything I don't have. I'm not really sure what that has to do with Christmas unless it is a gift you give yourself, that is, if you have the equipment. Fortunately, I can save money here too since I don't need that part of my anatomy enlarged.

In that same vein, there were two emails also with the subject line Christmas is coming and they were for Viagra. Well, again, I don't really need Viagra...see paragraph two if you skipped ahead. I saved money again! I'm getting richer by the second!

The latest email in my spam folder stated it was warning me that someone ran a background check on me and that they looked up my arrest record and I need to click on their url and find out who. Well, my arrest record is pretty short. I had a speeding ticket about 8 years ago. I deserved that ticket, so I'm not grousing about it. But, my record is pretty small -- I live a pretty simple life -- so I think I'll pass on finding out who ran a background check on me. I am pretty sure they will want me to pay for the privilege of finding out who supposedly checked my criminal background. Nah, I think I'll save my money and not purchase that little treat either.

Well, I say it has been a prosperous morning here at the computer. I saved a ton of money by not investing in their schemes. And, I had a chuckle besides!

I was reading in the forums this morning and I saw Jeffrey had posted this article:

http://www.nationofchange.org/10-tips-reduce-food-waste-during-holidays-1322153327

It talked about how much food is wasted in the U.S. especially during the holidays.

I know this is something I have tried very hard to stop in our household. There's a commercial for plastic bags that shows folks throwing away about half of their food and how they should buy these great plastic bags to stop that.

I would like to offer a rebuttal to that ad. It's not the use or misuse of plastic bags that results in food waste, it is the fact people aren't careful and use what they have.

We had very few leftovers this Thanksgiving. We had a great meal and enough for another meal which we ate Thanksgiving night. Instead of buying a whole turkey, I bought a turkey breast. It was plenty for three of us for Thanksgiving and just enough for supper. I had planned to make turkey and noodles if we had any leftover after that -- I saved the broth. Since I didn't use it, it will be frozen for something else.

As for the potatoes, I made just enough. That was a tough one for me. I have a hard time judging how much is enough. But, I decided to make a little less than I normally would so there wouldn't be a ton left over. I figured there was plenty of stuff to eat. Our table wasn't sparse either time and we ate plenty.

In my every day cooking, I try to figure out ways to use those leftovers. Last week I used the ham steak for 2 1/2 meals. Leftover green beans from one meal were used to make a vegetable soup for another. Sometimes we have clean out the fridge supper -- some weird choices, but I hate to throw food away. Partially because I hate to see waste, but also partially because it costs money. I was not happy last week when I was using stuff up from the freezer and although we had eated most of the okra, that I had let it sit too long in the freezer. I tried fixing it, but it was beyond using. I know I bought it on sale, but still, it was wasteful. I did manage to use up the small amount of hashbrowns that were in the freezer - I chopped a green onion in with them to give it flavor.

Hopefully I will have no waste coming up during the holidays. Right now my freezer is kind of full from some of the sweet breads I baked and froze for our church bazaar. But, after that, I hope to empty it and start freezing some of the things I can use for other meals. I just need to be careful not to let anything slip to the back and be forgotten.

As I catch up on my reading, Time had a story about what people think about the "American dream." It asked if people think it is attainable for today's youth, or has it become impossible?

How thought provoking! I've been talking about this with a lot of people and it is interesting to listen to their comments. Some people say they feel it is not attainable like it has been in the past because the economy is hindering the upward movement.

Yet others say it is still in one's reach, but people have to be willing to work hard and look for ways to reach it.

I'm going to agree with the latter. The reason I believe this is I think people can still move up and better themselves. I think it can be difficult and challenging. However, I also think people need to prioritize what their dream might be. Plus, they need to work for it, not figure it will be handed to them.

For example, I have a friend who works two jobs. Neither job is super high paying, but could be adequate. She still runs out of money. She rents, drives a beater, and complains about her situation. I have encouraged her to budget, open up a savings account, and not rely on credit cards. A few years ago she wanted to buy a house and went to the bank to be pre-approved. When she told me how much she was pre-approved for, I told her not to spend that much because it would keep her from having any disposable income. She looked at houses and since they weren't what she wanted, she never bought one. A friend of mine had a stroke and her daughters sold her house -- very reasonable and far less than what my friend had been pre-approved for. But, since it wasn't "perfect" she didn't want it.

Another friend of mine works one full time job. It's not anything that is going to make her rich -- in fact she makes less than the aforementioned friend. But, she owns her home, bought a used car where she can afford the payments, and saves up for things. When she bought her house, she bought it at a reasonable price and fixed up what she needed to fix up to move in and has been working on it since. She will probably never be wealthy, but she feels she has done very well and is satisified with her life.

I think in a lot of cases, the person needs to figure out what their dream is and then work towards it. Yet, I think it is that four letter word that is hindering many: work. There are those who feel "entitled" to a fancy house, big car, and large salary.

If watching some of the house hunting shows are any indication, many people are not willing to buy a house and fix it up -- they want a house with all the bells and whistles like what their parents have, the parents who have worked over 40 years to achieve what they want.

I think today's economy reflects this mindset. Another friend laughs at me when I tell them we have a regular savings, a Christmas club, a vacation savings, and then another account that we put money in for whatever thing we are saving for, be it a fridge, dishwasher, or now, a new furnace. I guess immediate gratification brought about by credit cards has made saving and anticpating a thing of the past for many.

So, I wonder what others think. Is the American dream attainable, or is the youth of tomorrow doomed?

I'm a little behind in my reading, but I did have a chance to read an article in "Time" yesterday morning. It had a story about how a grocery chain was conducting research on how people shop.

I know this isn't anything new, by any means, but the examples the story gave was interesting.

Apparently there were cameras in real stores and they were observing how people shopped with certain variables. The first was counting how long people stayed in an area and if they rushed through it, it meant they spent less. So, the powers that be changed the flooring so the carts would make a clickity clack noise and people slowed down. When they slowed down, they stayed longer in that area and therefore, bought more.

Another instance was how signs were written for "sales." If the dollar sign was put on a sign, people appeared to buy less than if they left the dollar sign off. Apparently the dollar sign on a poster made people think they are spending more.

The other instance was writing a limit on a sign. The price was the same for the items, but when there was a limit, people tended to buy more.

All very interesting. And a little bit scary if you think about it.

I wonder if the cart with the crazy wheel also has a purpose!

One of the "joys" of being a homeowner means replacing or repairing things when they break or wear out.

Earlier this fall we had to replace our 13 year old water heater.

We figure we better start a furnace fund. The furnace was here when we bought the house -- it is over 14 years old and knowing the previous owners who replaced it, it probably wasn't top of the line. We have it checked every year and I replace the filters each month. It had quite a workout last summer with the extreme heat and so I we are hoping it will last through the winter.

So, I've been looking for ways to contribute to this savings. I found a broken gold chain and dh took it in today we received $24 for it. Not too bad for something that was sitting in the drawer.

I had to drive some for work last month and received a mileage check...it's going in the fund too.

I think I'm going to ask the credit card for a check for our cashback bonus and put that in. Plus, I'm trying to put a set amount in each month.

Now, if the furnace will be good and not break before we can afford a new one!

A gal I work with recently was demoted. Not only has her job drastically changed, her salary went down almost half. This was not a sign of the economic times, but apparently, from the rumors, a result of some poor decisions made professionally.

She is now working on a regular teacher's salary and complains nonstop about paying union dues, and how hard it is to make it on this salary.

The other day she was asking me how come I don't complain about the salary. I told her because I feel like I'm getting paid a fair amount and that I feel blessed to have a job.

She said it must because I don't have kids. I told her I don't think that was it at all, but that I have a different set of priorities than she does.

This gal has always had to purchase name brand everything. She has to have the expensive purses like Coach. And one is not enough. She has to have a different one for each outfit.

She has jewelry and we aren't talking about the reasonable stuff.

And her clothes have all been top of the line, name brand items. Each week it was a pursuit to buy the latest and greatest.

I know she has looked down her nose at my shoes (which are not only reasonable, but comfortable), to my clothes, and especially my purses. OK, I'll admit it, I buy cheap purses. I have two criteria -- they have to have a comfortable shoulder strap and I need to have room for my iPad.

I told her my priorities are far different than hers and I discovered that being satisified with the things I own has made me far happier than always trying to buy the latest and greatest.

She told me she has changed and that her priorities have changed and she didn't buy a purse last weekend, even though she wanted to.

As she said that, she finished paperclipping some papers and the pile she had left, she gathered into her hand and threw them into the garbage.

They may only be paperclips, but I think it shows her character...and I am not buying the priority change. Would you?

It's the end of the month and around our city, that means spending is usually down at stores and restaurants. I think it is because so many folks receive checks the first of the month and it is running low by now.

We know some folks who would rather put their expenses on credit cards than admit their money is running low. I am not sure why they think it is taboo to just admit they don't have the money for something. I guess they view it as something to be ashamed of. I don't know why unless they spent recklessly to begin with.

I've been kind of studying some of the people we know and how they are playing the keeping up appearances game. They will never admit that they don't have the cash for something. Some even go so far as to hit a home equity line of credit to get money for things, and I'm not talking for home improvements either.

One friend admitted they couldn't afford something to me the other day and how she didn't want to tell the person that invited her to go shopping that. I told her it was no shame, but actually showed wisdom that she knew she couldn't afford it and with so many people having money issues, it wasn't anything to be ashamed of.

I guess I grew up differently. I remember in high school one of the teachers planned a trip to Europe during the summer for students and she asked if I wanted to go. I told her that although I would love to, it wasn't financially possible. She said she understood and nothing more was said. I wasn't ashamed of that and she didn't belittle me for that either. It was a fact of life and we went on.

With all the "open" conversations about everything from sex to diseases, why talking money is such a secret still astounds me.

A friend of mine is always grousing she doesn't have any money. She works hard and that is true. But, when the time between her pay days is here, she often has to do without or borrow money to buy necessities like gasoline for her car.

Years ago she had to live hand to mouth. Part of it was because of some circumstances, but part of it was because she was trying to live a dream. As a result of that, when I suggest she check out money saving sights like this one, she tells me she already knows how to save money.

Anyway, just last week she was worried about putting gas in the car so she could get to work. I guess she found the money and apparently has gotten paid in the mean time because she ordered a Halloween Costume and it is being Fed Ex'd to her.

I don't say anything because I know she will get angry.

But what I'd really like to ask if she needed that Halloween Costume. I guess in her mind she would say yes, but I guess I'm too pragmatic. Putting gas in the car, paying my bills, and having food would be priorities.

Guess I'm so boring I'm scary!

Last week my partner at work said I was a good example to her. Me? Really?

Last Sunday she and her husband spent part of Sunday going to the grocery after planning a menu, and then went home and fixed three make ahead dinners. The goal was to have these meals ready to heat and eat when she got home from work.

At the end of the week, she said this is something she will do again, because it made for a good week. She said it was nice knowing they had something ready to eat and they also had plenty of leftovers for other meals.

I was pleased for her because I know it had to have made it less stressful for both of them.

It was nice having someone I am around think I'm not crazy too!

We are friends with another couple and they eat out at least once a day...sometimes twice. They complain about being short of money and they think they are saving money because they are always going places with coupons. One excuse we have heard is they don't think about a meal until it time to eat so it takes so long and it is just easier to go out.

I just finished, in less than two hours, 4 meals and they are in the fridge. Three casseroles and a stew. With some of these, we will have leftovers for lunch. I also cut up fruit for a fruit salad so other than adding a cut up banana or apple, that is done for the week too.

Two hours on a Sunday as opposed to coming home tired from work then wondering what I'm going to fix and hope I have the ingredients...no thanks! I like eating good stuff and saving money as well. I had put a chicken in the Crockpot beforehand and with the meat and broth, made 3 of the meals. I figure I squeezed that chicken until it squawked!


Although I am not sure this is a make ahead recipe, I did find this one and think it looks great, especially with the fresh herbs I need to use before we have a frost.

Zucchini-Tomato Casserole
2 T olive oil
1 t garlic powder
1 T dried basil or 3 T fresh basil, shredded
2 t dried oregano or 4 t fresh oregano
1 T dried rosemary or 2 T fresh rosemary
1 T olive oil
2 medium zucchini, trimmed and thinly sliced
1 large onion, peeled and thinly sliced
4 ripe tomatoes, thinly sliced or 1 cup tomato sauce
1 13 ounce can white or pink beans, rinsed and drained
1 cup seasoned bread crumbs
1/2 cup grated Parmesan cheese
Preheat oven to 350. Mix 2 T of oil, garlic powder, salt, pepper, and herbs together
Prepare a 2-quart casserole with nonstick spray. Layer zucchini, onion, and tomato. Spread with beans. Top with the rest of the veggies. Drizzle with the oil and herb mixture. Sprinkle with bread crumbs and Parmesan.
Bake at 350 for 15 minutes or until the casserole sizzles and the top is golden.

Have I reached the point of no return?

I was thinking the other day how my wardrobe could use a little updating...I am wearing some pantsuits that are pretty old. They are still nice and I don't intend to get rid of them.

I've also been trying to eat healthier and eat less and I have lost a few pounds. So, I was thinking maybe I could buy something for my wardrobe to "reward" myself.

On the surface it seemed like a good idea. I started checking out a few online sites to see how expensive the item is that I wanted.

A couple of sites in, I decided I wasn't THAT good, and I won't be purchasing that little reward item.

Have I gotten so cheap I'm ashamed to spend?

I know a few of us has written about the show Extreme Couponing.

I am wondering if it is all fiction or if folks are not good at addition. I know one can save some money using coupons. I feel great if I save a few bucks off my bill. I never get a ton of stuff free though. A lot of the coupons are for items we don't buy. I'm not saving money if I buy stuff I'm not going to use.

We were watching an episode last week and this family was "saving" to move out of their bad neighborhood and wanted to move to Hawaii. She had a huge stockpile.

As the story went on, it said she bought either 200 or 300 newspapers. Our little paper here in town costs over a dollar on Sunday so even if they get theirs for a dollar, that's still quite a few bucks to shell out for coupons.

As the program progressed it talked about how the family helped and how their had a huge stockpile of items...laundry detergent, toothpaste, fruit drinks, soda pop, etc.

This shopping trip took 9 hours from start to finish and at the end, they closed the store as they loaded a trailer with their haul.

Pretty cool on the surface, eh?

But then my dh and I were discussing it. Did they have to rent the trailer? And who wants to spend 9 hours in the grocery store? Not to mention all the time and effort and money for those coupons? Did they really save anything?

I guess I wonder about that stockpile...does any of that stuff go bad before they can use it? And if they are saving to move, wouldn't it cost extra to move all that stuff?

I guess being a pragmatist isn't a good thing. I'm wondering how they are coming out ahead...she spends fortune to get the coupons, they stockpile all that stuff so it looked like they spent money on new shelving, and then the trailer...Did they really come out ahead?

I'm warning you, this is a rant...

This has been a week where we have been hit up by kids and fundraisers.

I get the fundraising idea...I'm a teacher and schools and organizations are trying to raise money.

But, it has gotten to the point where some folks know no shame in my book.

We were out for a walk the other day and the neighbor girl stopped us and asked us politely to buy something for Girl Scouts. I had no problem with that. We know her and we are friends with her family. She was polite and thanked us for our order.

We were at Lowe's last weekend and there was a group of Boy Scouts at the exit asking if we wanted to buy stuff. We politely said no and they were courteous and didn't push it. I can live with that.

Tuesday the doorbell rings and it is a little boy and his mom. He's selling popcorn for Boy Scouts. I don't know either him or mom. I do think these folks ought to at least let us know where they are from -- if they are from our neighborhood, it would be nice to know. We bought some very overpriced popcorn. We figured we'd be equal opportunity -- Girl Scouts and Boy Scouts.

We've had other folks stop us and ring the doorbell in the past few weeks as well.

However, the kicker was we went to eat for a belated birthday celebration for my husband with another couple on Tuesday. Two girls ran up to our table and asked us to buy a a box of chocolates. I have no idea who they were and where they were from. We declined and they repeated the request. I told them no again, and one asked why we wouldn't. I was honest -- I told her that I had just bought some popcorn off of a Boy Scout earlier that evening. I guess I was the first person to tell her no. I guess some folks would say I'm mean, but I figure I've bought off of two kids this week and I have different organizations and charities I support. I really don't want to purchase overpriced junk from children I don't know. I have a budgeted amount of money for things and right now chocolates aren't on my list. And as for giving them as a gift, if you've ever opened a box of these fundraising chocolates, it is almost all packing and few chocolates...it makes one look cheap! I may be cheap, but I'd prefer not to look that way for gifts.

So, I guess Scrooge better move over, because I may have just bumped him out of his cheapo place.